A payment card in Belarusbank can be obtained by all categories of the population, including pensioners, you will have to provide a minimum package of documents. There are options for standard and chip cards, you can also choose a debit card with contactless payment.
Types of debit cards of Belarusbank
Payment cards are serviced by payment systems:
- Belkart.
The cards are personalized. They can pay for goods in stores and the Internet, transfer to other accounts, withdraw cash. If it is provided by the program on your card, then in partner stores you can receive discounts when paying or cash back on the card. There are design options.
Conditions for obtaining payment cards in Belarusbank
To get a payment card at Belarusbank in 2019, you must provide an application and a passport.
Usually the conditions are common for all customers, regardless of the type of product:
- age from 14 years old (more often from 18 years old);
- citizenship of the Republic of Belarus.
The cost of service depends on the selected service package and on the status of the card. With the help of our site you can apply for in without having to leave your home.
Belarusbank visa classic card allows holders to discover many opportunities at an affordable price.
Description of Visa Classic from Belarusbank
Visa Classic is the most popular payment system in the world due to its ease of use and reliability.
In Belarusbank, the international Visa Classic card, by default, is issued in US currency, but at the request of the client, cards can be opened where four different currencies:
- Euro.
- U.S. dollars.
- Russian rubles.
- Belorussian rubles.
Therefore, holders can freely use both domestically and on trips abroad, and pay for the services or goods provided using terminals, ATMs or Internet services.
The validity period of this banking product is 3 years from issue date.
The cost of servicing the Visa Classic card of Belarusbank
To open an account with Belarusbank you need to apply to any of its branches, the address of which can be found on the company's website.
When registering, the client, at his request, can choose a payment system, on which she will work- Visa classic or Mastercard of Belarusbank.
The tariffs of these two systems in the company do not differ - the difference is that the base currency for the Visa is the US dollar, and the Mastercard works with both the dollar and the euro.
Pay attention to interest on cash withdrawals Before applying for a Classic Visa a must see with service charges:
| Service | Tariff in USD or EUR | Tariff in Russian rubles | Tariff in Bel about Russian rubles |
|---|---|---|---|
| Order for release through a bank branch | 20 | 1000 | 27 |
| Order for issue via internet banking or contact center | 20 | ||
| Issuance of a special Olympic design through a bank branch | 25 | 1450 | 35 |
| Issuance of special Olympic design through internet banking or contact center | 30 | ||
| Insurance deposit | 300 | 22000 | 650 |
| % rate on the card balance | 0.1 | 0.5 | 0.1 |
How to issue a card in Belarusbank of the Visa Classic payment system?
The card is available to Belarusbank customers who, at the time of application, have reached 14 years of age.
If registration is done through a bank branch, then the procedure is:
- Pay a visit to one of the offices.
- When communicating with the manager, present documents confirming your identity.
- Sign an agreement with the bank about servicing the card account.
- Fill out and submit application form for the design of plastic.
In addition to bank branches, customers can order a card for other way that suits him- on the hotline by phone 147, on the company's website, through Internet banking, at the information kiosk.
Other methods:
Application on the bank's website
Registration via infokiosk
Registration using Internet banking
Advantages of the Visa Classic card from Belarusbank
Visa Classic cardholders who issued them in Belarusbank can enjoy a number of benefits:
- Cashless payments in various retail chains in the country and abroad.
- On the maps no need enter a PIN code or sign checks for payments up to 20 Belarusian rubles(and their equivalent in foreign currency).
- The production of plastic takes place in short terms — 3 to 5 days.
- At the request of the client, the bank issues 2 categories cards - personalized or non-personalized.
- At the request of the client, the bank considers applications for a card account.
- The release of plastic is made for a period for 3 years.
- The currency used may be not only national but also foreign(US dollars, euros and Russian rubles).
- There is a promotion for opening an additional card to the account - at a reduced price.
- For protection, a technology is used in which the main protective element favored chip.
- Visa Classic holders from Belarusbank participate in the loyalty program"Wow! Discounts.
- Via Visa Classic you can pay on the Internet for services and goods.
- A deposit rate applies to a positive balance on the card 0.5% per year for the national currency, and foreign - 0.1%.
- For full use banking services the owner can connect additional tools —
Bank plastic card- a means of non-cash payments, which allows you to pay for goods and services, receive cash from ATMs both in the territory of the Republic of Belarus and abroad. Banking plastic cards are divided into different kinds in accordance with the features they provide, terms of service and additional services. According to these features, cards are divided into more expensive and prestigious "gold" cards - Visa Gold, universal "classic" Visa cards Classic and MasterCard, inexpensive "electronic" cards Visa Electron, Maestro and virtual Visa Internet.
Bank cards are also divided into "credit plastic cards" and "debit plastic cards" depending on the funds (borrowed or own) used by the client to make transactions. Debit card transactions are made at the expense of your own funds which must first be deposited into the account. In some cases it is possible to spend Money in excess of the amount deposited by the client by providing the bank with a loan (overdraft) to the client. Credit card transactions are carried out at the expense of the bank's funds taken by you on credit. Registration process debit cards is simpler, as it does not include a thorough check of the client. Interest is accrued on the balance of funds on the card.
Below is information that allows you to avoid unnecessary costs when using bank card(debit) at ATMs of various banks.
| cards | Bank card type | Card transactions in other banks without charging a commission | phones |
|---|---|---|---|
| JSC "Belagroprombank" | Visa Electron, Visa Classic, Visa Gold, Maestro, MasterCard Standard, MasterCard Gold, BelKart | at ATMs of JSC "ASB Belarusbank", JSC "Belinvestbank", "Priorbank" JSC (Visa). | |
| JSC "BPS-SBERBANK" | Visa Electron, Maestro, MasterCard, Visa Classic, Visa Gold | at ATMs of JSC "ASB "Belarusbank", "Priorbank" JSC | 148 tariffs |
| JSC "ASB Belarusbank" | Visa Electron, Maestro, MasterCard, Visa Classic, Visa Gold, BelKart | Remuneration is not charged when withdrawing cash: - at ATMs National Bank Republic of Belarus, OJSC "Belinvestbank", OJSC "BPS-SBERBANK" using Maestro, VISA Electron, VISA (Classic, Gold), MasterCard (Standard, Gold), BelKart cards with a magnetic stripe; - at ATMs of Belagroprombank OJSC using VISA Electron, VISA (Classic, Gold), BelKart cards with a magnetic stripe |
147 tariffs |
| JSC "Belinvestbank" | Visa Electron, Maestro, MasterCard, Visa Classic, Visa Gold, BelKart |
Sometimes you need information on how to get credit card Belarusbank and what requirements apply to customers. Before applying, it is important to understand which credit limit you can calculate what advantages Belarusbank provides on credit cards Types of credit cards in BelarusbankAmong the entire list of cards in Belarusbank, you can choose a credit card: Often clients receive various bonuses in the form of monetary units, points or miles for using the card. All cards are personalized. There are also differences in payment systems, credit cards in Belarus serve: Conditions for obtaining credit cards in BelarusbankTo apply for a credit card in 2019 in Belarusbank, you must provide:
The bank may request additional documents. Some cards do not require proof of income, it all depends on the loan product. To receive a credit card, you must meet the following requirements:
The cost of service depends on the selected service package and on the status of the card. With the help of our website it is possible to apply for without having to leave your home. The decision on the application is made within a few hours. At the same time, you can compare all the conditions for different card products of Belarusbank on this page. SB Belarusbank is the largest bank in the Republic of Belarus. It occupies a leading position in terms of capital, assets and issued cards. They will be discussed in this article. HistoryIn 1987, the Belarusian Republican Bank was established, which in 1991 changed its name to the Savings Bank of Belarus. In 1995, it was merged with CB "Belarusbank" into the current OJSC "ASB Belarusbank". In subsequent years in financial institution also included Belsvyazbank, Belzheldorbank and MinskComplexBank. To date, the holding includes institutions engaged in leasing, brokerage, consulting activities, providing non-banking services. Financial indicatorsBy 2011, Belarusbank was recognized as the largest in the domestic market. In the annual ranking of the world's banks published by The Banker for 2015, JSC "ASB Belarusbank" was in 10th place among 25 institutions of Eastern Europe. More than 99% of the shares belong to the state. As of January 1, 2016, the bank's resource base was 268 trillion. rub., normative - 33.8 trillion. rub., authorized capital - 26.7 trillion. rub. The share of the bank's presence in the domestic market was 41.2%: for deposits - 45%, loans - 72%. From foreign financial companies the bank raised $1.8 billion, from legal entities- 79 trillion. rub., individuals- 95 trillion. rub. Payment systemsBelarusbank issues cards of the Belkart system and international Visa and MasterCard. More details on how to put on the card "Belarusbank" will be described later. Since 2012, American Express cards have also been in circulation. Their acquiring is carried out by BPS-Sberbank and Belarusbank. There are more than 20,000 retail outlets and 30,000 terminals for customer service.
RefillHow to put money on a Belarusbank card? You can perform this operation in two ways:
Let's take a closer look at each of these options. Cash replenishmentCan I put money on a Belarusbank card through a cash desk? Yes, you can. To complete the transaction, you need to provide the cashier with the following information:
Funds are credited to the account within three days. Transfer between cardsThe easiest way is to make a transaction between cards of one person. No commission is charged for such transactions. You can also transfer funds between cards of the same bank issued to different owners. For such an operation, you will have to pay 2.5%. How to put money on a Belarusbank card? You need to indicate the card number and expiration date in the application form on the bank's website. The operation is carried out only in rubles.
How else can you deposit money? The card of "Belarusbank" is available to replenish through international payment systems. On the Visa and MasterCard websites, you can find services for instant transfer between cards issued by the same payment system. You will have to pay an additional 5% for the speed of processing the operation. How else to put money on a Belarusbank card? The accounting department of an enterprise can transfer funds to an employee on a card of any bank. Especially for this operation, an Internet banking system is provided. Use of infokiosksInformation kiosks (POS-terminals) are actively used all over the world by banks and other organizations to pay for goods and services, order tickets, etc. With their help, you can use the services without visiting the branch. The information kiosk is not an ATM. You cannot withdraw funds through it. The devices are conditionally divided into two parts: some work only with cards, the second ones also accept cash (Cash-in function). Most often, bills fall into a special converter. Subsequently, bank employees seize it, open it and conduct an inventory. After these procedures, the funds are credited to the beneficiary's account. There are also devices of the second type, which immediately recognize banknotes and credit money to the client's account. They are more common.
How to put money on a Belarusbank card through an infokiosk? First of all, you need to select the item “Cash transactions” in the menu of the device. The system will give you a form to fill out. To make a payment, you need to specify the number and expiration date of the card, insert banknotes and confirm the payment. When replenishing an account, you need to take into account that the terminal does not give change. For this operation, a commission of 1.5% of the deposited amount is provided. Through the infobox, you can top up the card balance by 1-999 bel. rub. The operation is carried out in real time. Funds are credited to your account in a few minutes. How else to put money on a Belarusbank card? If there is no cash, you can replenish your account using a bank card. To do this, select the "Cashless payment" section in the terminal and insert a card on the payment page. To confirm the transaction, the system will require a PIN code.
Other featuresThe Infokiosk can be used to get reference information about the account. It is enough to insert the card of JSC "ASB Belarusbank" and select the appropriate menu item:
Without using a card, you can only view reference information about the bank.
To pay for services, you need to insert the card into the card reader and enter the PIN code. After authorization, you should select the "Payments" operation and then the desired service, for example, RUE "Beltelecom" (payment for a home phone). To conduct a transaction, you must enter a phone number with a code (10 characters). At the next stage, the system will require the full name. subscriber. In order not to re-enter data, it is enough to save the payment in the system and, if necessary, return to the template. The screen will automatically display the amount owed. You can change it by clicking on the "Correct" or "Pay" button. Upon completion of the transaction, you need to pick up the check and card. |
