Communal payments Personal Cabinet. Modern technologies in everyday life or how to pay housing housing and communal services through the online bank card? Methods of payment services utilities via the Internet

Payment of housing and communal services is the duty, which is per month. But thanks to the Sberbank-Online system, bank card holders may not waste time on downtime in queues and long-term filling of payment documents. In other words, Sberbank customers can pay utility services without leaving their own home. On how to do it with minimal loss of time, and it will be discussed in this article.

Take time with benefit - Pay bills via the Internet

Are you still visiting the post office or bank, take a queue and fill the data manually? Enough tolerating this! It's time to act quickly and decisively - pay housing housing and communal services. To do this, the owners of plastic Sberbank cards should have a personal account on the online system website. By visiting him, you will immediately see a reminder of how easy it is convenient to pay for utilities.

Enter the login and password in the appropriate fields and click the Login button. After that, the phone number registered in the system is sent to the SMS message with password to enter. Enter it in the desired field and click "confirm". Once in the Personal Account, go to the "Transfers and Payments" tab (link is at the top of the screen).

On the new page you will see the section "Payment of purchases and services". It lists all service options that can be paid using the system:

mobile connection;
TV and the Internet;
Traffic police, taxes and duties;
education;

Each subsection lists specific types of services. You can immediately move to payment of a certain type (rent, heat supply, electricity, etc.), and click on the main link - "housing and communal services". No matter how you enroll, you can find the right organization and pay for its services using the search string.

Many owners of real estate fear of utility services in this way, believing that it is unreliable and even dangerous. In fact, the probability of mistakes, sending money is not there, with an online payment is almost minimized. It is possible to find the necessary organization to enumerate funds by details, on the personal account, by name. At the same time, the necessary data for translating funds will be filled automatically, which also minimizes the likelihood of errors.

The important advantage of the virtual method of transferring money is the Minimum Commission. Virtually any housing and communal services can be paid without commission and in minutes. And to make it will help you with a step-by-step instruction below.

Payment of utility services step by step

So, you have a goal - on the search page of organizations. To simplify the search, specify your region (this will also eliminate the possibility of confusion between companies with similar names). Finding a recipient of funds, as noted earlier, is available on TIN and other details. Enter them in the string and click "Find".

To list the rent, you need to specify the name of the management company, the current account, the INN / CAT - all these data are indicated on the payment notification in the recipient column. Among the search results, find the desired option, carefully referring data, and click on the link to go to fill the details.

select the service you want by clicking on the Green Tick in the appropriate section;

then, in the arrow appeared, specify the write off map (in this case, payment is possible only from a credit card) and the personal account of the organization, which is specified in the upper left corner of the payment notification, and in the sample is highlighted in yellow;

click the "Continue" button, and the details of the organization will be filled automatically.

In a new window, you will need to specify such data as:

payment period (indicated next to the amount for payment in the receipt);
these counters of hot and cold water, electricity, etc.

Carefully check the correctness of the specified values \u200b\u200band go to the next page. On it you will see the details of the payment (the "sum" field will be filled automatically). If necessary, you can enter numeric value manually. After that, click "Continue" and go to the payment page.

On the confirmation page, again check the specified details, the amount for payment, etc. If all the fields are filled correctly, you can safely press the "Confirm SMS" button.

Your phone will be sent a password to confirm the payment transaction. Entering it and clicking "Confirm", you will pay for utilities and fall on the "Operation Status" page. It presents a link to print a check - Press it, and you can save and print a document confirming the fact of payment.

In the same way, you can pay any utilities: gas, electricity, intercom and more. True quickly, simple and not dangerous. But this is not the limit!

Payment of housing and communal services at any time anywhere

Sberbank-Online makes it possible to pay for LCQ without leaving home. But Sberbank's mobile applications for iOS and Android open new horizons, allowing you to pay for services at any desired time and where you are comfortable. By installing such an application, you will be able to save the maximum time. First, enter the password and login will have only once - immediately after installation (in the future it will take only a short code for the input). Secondly, it will not be necessary to spend precious minutes to fill the details for payment, because you can pay for the LCD now it is possible on a bar code or a QR code!

Then click on the desired subsection, for example, the Quartpl. In the organization's list that appears, select the appropriate name, and then the required type of service. Note: You can use the code reading feature only if the supplier supports this technology (the corresponding link should be displayed on the payment method page.

With successful reading, all payment details will be filled automatically. With the help of the barcode, you can pay accounts in Sberbank terminals - they are equipped with a special reading device. But this is a completely different story!

Taking into account the laws of the Russian Federation, the following deadlines are established regarding the need for paying housing and communal services: payment of housing and communal services and residential premises should be carried out every month to the 10th day of the next month after paid.

Those who did not have time or did not fully contribute payment for services or for housing will have to pay the resulting penalty that will be charged from the 31st day following the day of payment.
Peny will grow and will twice as much, starting from the 91st day.

Modern payment options communal

Several of the most popular modern methods of payment, which are used by all citizens of Russia:

In the departments of the bank.
In post offices.
Through payment terminals and ATMs.
On official portals of service providers.
In its management company. Most of the modern management companies establish their own terminals for accepting payment for the LCA.
Through the site of the State Service.
With the help of electronic wallets Webmani, Kiwi, Yandex.Money, etc.
Through a personal account in a mobile bank.
Through a mobile application.
Through Mobile Banking Mobile Operators.
With QR code.

Remote payment without interest

Payment of utilities online is becoming increasingly popular. With the development of the Internet, all new payment options and services are regularly emerging, thanks to which the monthly payment becomes much faster and easier.

Literally 10 years ago, there were big queues for payment (and some so far), which was very staggering, because it was necessary to do on weekends. Sometimes these queues seemed endless.

At the moment, it went to the past. Now you can pay almost any services in a few clicks without leaving the house, and some services even imply the possibility of creating an automatic payment, which will pay for the service on the specified period. And even without commission.

Most of the older generation people do not know and do not know exactly how to use such services, therefore, long queues are still defended in post offices. Moreover, in addition to loss of my own time, they also lose money, paying the commission that sometimes comes to 3% of the payment.

The official portals of service providers are also implied by a small charge of the commission for the operation.
Consider all existing payment methods that can be used at the moment.

Portal of public servants

This is a fairly convenient method for paying a large number of municipal and public services. The official portal is located at www.gosuslugi.ru and allows anyone who wants to quickly pay for the necessary services.

A pleasant moment is the fact that the site is available for payment for services without a commission, but for this it will be necessary to pass a short registration process. After that, you must be sure to log in to the system under your username and password, after which you can pay housing and public utilities.

For this, it is enough to make some simple steps with which anyone can cope with even having special skills for this:

go to the "Payment" section where to choose "communal services". Before the user, the entire list will appear where you need to choose a suitable supplier;
next, you must fill in the form in which to specify the number of the personal account and sometimes the payment period;
now you need to click "Next." As soon as the system completes all entered data, the user will be redirected to the payment page, where you need to specify the amount of payment and select the payment option.

Attention! In order for the system to take into account the readings of the counters, you must put a tick in the field. If you wish, as soon as the operation is over, the user will be able to receive an electronic version of the receipt to its e-mail.

When paying in this way, the public service website does not charge a fee for holding payments, but it is necessary to closely monitor its payment system or a bank that can accrue the percentage of translating. For example, paying the Sberbank card, based on the amount, will additionally have to pay 2.9%.

Electronic wallets

No less popular with the payment of housing and communal services without a commission through electronic money is gaining. Almost all existing popular electronic systems and wallets provide the possibility of paying utilities. To make a payment in this way, you must be registered in one of these systems: Yandex.Money, Kiwi or WebMoney.

Yandex money

To pay in this way, you must perform a number of the following actions:

Go to your personal account.
Pay attention to the section at the top of the site and choose LCB and public services.
From the drop-down list, select the appropriate service provider and specify all the necessary data in the presented fields, including the meter readings, the amount, the payment period and naturally, the personal account number.
To confirm the payment, you must enter a secret code that will come in a message to a telephone number attached to the wallet.

We must not forget that the translation will go for 72 hours. To further execute payments even faster, you can save the template.

It is necessary to carefully read the conditions for the provision of the service, as some utility services are not subject to an additional fee, while payment in favor of some service providers may be paid in the amount of 2% of the amount.

Qiwi wallet

With the help of a kiwi wallet, you can pay housing and utilities at once by two methods:
through the official portal;
from the Kiwi Terminal.

Payment by this method, in any case, implies the holding of a commission, in the amount of 2%.

To pay through the official website, you need to do the following:

On the official QIWI portal, you need to register your wallet at the phone number.
Next, run the input and go to the section with the payment of the LCA.
Select in the list provided by the list, your service provider.
Specify payment period and payer code. Next, click on "Get information".
Check the data and pay.

QR code

Each receipt of payment, in addition to data on debt and the amount of payment, has a special QR code. This is a modern service that facilitates the life of all owners of smartphones.

To read the code, you only need to have a smartphone, an internet connection and a specially installed application that can read such codes. The process takes place completely free.

As soon as the user activates the application, it will be asked to read the code. To do this, it is necessary to launch a smartphone camera to the code and capture it into the lens. Once the scanning is completed, the page will automatically open on which you want to specify the standard data.

To complete the payment, you must select the payment method and complete the procedure. This is a very modern and convenient method that is used throughout the world, and significantly saves time.

It is worth noting that the Bank or Payment System Commission, when reading the code, remains when making a payment to this method.

Banking services

Before paying utility services via the Internet, you should pay attention to other methods. One of the most popular options is to pay through banking methods that do not imply additional interest for the service. This payment method provides almost all banks and credit and financial institutions. It is beneficial for them a large number of financial transactions. That is why they try to make this service as simple as possible.

Pay on the housing and utilities bill through the bank can be several methods:

through a personal account;
with the use of a payment terminal or an ATM;
payment by cash through the Bank's cashier.

Internet banking

The most optimal option, both for the bank and for the user, is to pay through a personal account using its own plastic card. Thanks to such a profit, the bank tries to make this service as easy as possible and convenient.

Among modern banks, not finding such that they would not offer Internet banking and mobile access to the personal account.

In such services, you can pay a large number of different services, ranging from mobile communications and Internet, ending with fines and utilities services. Most credit and financial institutions prevent interest on paying, and even more so, there are those that offer bonuses and cachek for conducting such payments.

Among the main advantages of this type of payment, you can note the possibility of creating an automatic payment, due to which there is no need to fill props each time. It is enough to configure it once, after which the card will automatically be listed from the card.

This is a very convenient service that allows you to always pay all your accounts on time. However, it is worth noting the presence of one negative point, which lies in the fact that the amount of auto board will always remain the same. It will not be possible to configure the amount that will meet the meter readings.

Credit and financial institutions constantly replenish the list of housing utilities providers, so this method of payment is becoming increasingly popular.
To understand how to pay utility services through the Internet bank card, you can use for an example of the Sberbank Internet office, as this is the most popular bank in Russia and has the greatest number of customers.

Sberbank Online

Each Customer Bank Sberbank must first connect Sberbank services online or download a special application to his smartphone. Among other things, to be able to confirm any operation, the client must have a tied mobile phone number.

To make a payment, you need to do the following:

on the official site you need to go to your personal account using data for the entrance;
in the personal account you need to go to the section "Payments and translations";
it is necessary to select your service provider;
enter information for payment, including meter readings, period and number of the personal account;
after a secret confirmation code comes to the attached number, it must be entered in the specified field and the payment will be executed.

Among other things, the management of Sberbank offers its customers to additionally get bonuses, for performing any such payments. The Bank systematically conducts various promotions, thanks to which you can additionally get bonuses for the fulfillment of financial transactions for various amounts.

But the bank does not offer its services completely free, and takes a small commission for services, which is 1%.

VTB

Almost the same way payments and other banks are made. For example, each client of VTB Bank has the same opportunity to make a payment, but only for this service is not meant the Commission. It is also necessary to register and access your account.

Tinkoff

The peculiarity of this bank is that it offers the service to pay utilities not only to the holders of its maps, but also other banks. For these purposes, you need to go to the official portal of the bank and go to the payment section. Next, the client will appear a list of available service providers, among which you need to choose your own.

Now it will only be left to specify the required information, including the amount of payment, the period and the payer code, after which it will only be left to "pay" to confirm. Despite the fact that the Commission is not meant, there are some restrictions, such as payment can be carried out on charges only in the last 12 months, and the term of money enrollment is carried out no later than the 3rd banking day.

In the event that the payment is carried out on the Tinkoff debit card, then besides the lack of commission, you can additionally get cachek. To get a reward, the payment must be made only through the personal account. Cashback will be accrued at the end of the month to the card, in the amount of 1% of the amount of the financial transaction.

It is very important to translate only with a debit card Tinkoff through your personal account.

Alfa Bank

Payment for utilities on the personal account via the Internet is also available for Alpha Bank customers. And regardless of whether they are its clients or not, anyone can use the mobile application.

In the absence of a plastic map of Alfa-Bank, but being a client of the credit and financial institution itself, then you can contact the Bank's office to get data for the entrance to the alpha click. This can also be done in any ATM ATM.

Alfa-click is an Internet banking that allows not only utility services, but also fines, electricity and other services, taxes without commission. Convenient is the fact that it is not necessary to specify details for this, but it is enough to choose a suitable service provider from the list presented.

Such a service is relevant only for those who receive packages services:

Maximum;
Comfort;
Optimum.

Thus, you can pay services without percent.

Applications for smartphones

One of the most modern and convenient payment methods is the possibility of holding a financial transaction remotely, anywhere, through a special application installed on the smartphone.

Almost every large bank operating in Russia (and other countries), necessarily has the opportunity to provide such a service to its customers.

Sberbank Online

Naturally, such a large bank as Sberbank necessarily has such an opportunity for its customers in its list of services. Each client of the bank has the ability to install an application on its smartphone and make different payments.

To make payment through the smartphone as simple as possible, so anyone can cope with this task. The client must go to the application where to find a section with payments. After that, you need to scan the QR code on the receipt, after it will only remain to confirm the payment.

As for payment in this way, the credit and financial institution does not write off the client from the account of any additional commissions. But every month will have to pay a monthly fee for using the application from 30 to 60 rubles. Payment is removed only in the third month.

Alfa Bank

You can find the download application in your store, based on the IOS or Android platform.

In addition to paying utilities, the application also allows other types of payments, including payment of fines, electricity and other taxes, and absolutely free, without additional commissions.

Tinkoff-Bank.

Bank Tinkoff also has its own mobile application in which you can pay housing and utilities services. Moreover, this can be done not only by the bank client, but also having an application on the phone and at the same time being a client of any other credit and financial institution of Russia.

In addition to taxes, penalties and utility services, the application also allows you to pay for other services, including the Internet, telephone, etc.

VTB

The VTB-online smartphones app also provides the possibility of paying utilities for utility bills, without additional payment of the Commission.

Among other things, users can additionally pay about 12 thousand suppliers of other services, including the Internet, mobile communications, television, etc.

Through payment terminals and ATMs

You can also pay for utilities online bank card without a commission using ATMs or special payment terminals. This is the best option for those customers who are not able to use the Internet banking or mobile application.

All the most popular and large banks have the opportunity to offer such a service for their customers. You can learn about the availability of such a service on the official website of the bank, which provides services to the client. Sometimes there may be no terminals in small cities, so it is important to know the location of the payment terminals.

At the cash desks and branches of banks

The classic and the most first method, which gradually goes into the past, but in some remote cities there is still the main and most popular, is the payment in the departments of the bank. In each department there is a cash desk that accepts payments, so anyone can do it, and it is absolutely necessary to be a client of this credit and financial institution.

This option can be convenient only for those who are in close proximity to one of the offices, but it is necessary to prepare for the fact that in the bank there may be a long queue.

Despite this, some positive sides of this method can be noted:

the client is not necessary to enter any data itself, therefore it is practically eliminated by the wrong entry of information;
cash is accepted as payment;
cashier will provide a receipt at the end of the payment process.

Often, the Bank's employees offer all visitors to carry out such payments through the terminals that are in the bank not to create a queue.

Among other things, this method can not be called free. When conducting it, a commission of 1-3% is charged. This is done so that more customers gradually switched to a remote service method.

In all banks, the size of the commission is different. For example, when paying a plastic card of Sberbank in their separation through the cash desk, then the commission is written off only 2.5%, and if you carry out the same cash operation, then the percentage increases to 3%.

Payment via phone

Telephone operators MegaFon and MTS, absolutely recently announced that they implement a unique feature for the free translation of funds.

Now each subscriber has the ability not only to translate money from one phone account to another, but also make such actions to translate plastic cards. Among other things, you can do it right through the official website.

MTS

MTS mobile operator created a special application called MTS money. Thanks to him, everyone has the opportunity to pay housing and utilities services without commissions. To do this, you can use one of the presented methods:

from MTS account money;
from a mobile phone account;
plastic card.

In addition, not only the MTS subscriber will be able to make a payment, but anyone who wants with the use of a plastic card through a personal portal of MTS.

Attention! There is one important point. Without an additional commission, only residents of Moscow can make payment for utilities. For residents of other settlements, it will be necessary to pay a small percentage, which varies on the basis of the terms of utilities providers.

Megaphone

Before you pay housing housing and commissions through the bank's cashier, you need to pay attention to the Mobile MegaFon operator. The operator also claims that it provides a service for payment services utilities through its official website.

Among the negative points, it is possible to note the fact that payment can be made only by the suppliers that are in the list.
All residents of Russia will have to additionally pay for the Commission, except for residents Smolensk and Tyumen. Some cities of the Moscow region can also pay for services without commission, but only Mosoblgaz. Despite the fact that the list of service providers is relatively small, it gradually increases.

Each client before using this method should get acquainted with the list that the operator offers.

Beeline and Tele2.

Telephone operator Beeline, like previous companies, also offers the possibility of payment for services, but it is necessary to take into account that it will additionally be necessary to pay 2.25% based on the amount of payment.

Tele2 operator also offers a similar service on its official website. Before payment, you must pay attention to the large percentage of the commission - 3%, as well as a limited number of service providers. Very frequently necessary supplier in the list may not be.

Payment through messages from the phone

For those who wish to pay utility services, but does not have access to the nearest bank branch, to the Internet access point, personal account or any other options, you can always use special short SMS commands.

SMS service mobile bank Sberbank

Many credit and financial institutions offer the possibility of paying services using SMS Mobile Bank. There is such a service and from Sberbank, which allows each client to make payments to pay communal and other services.

Before proceeding with the process, it is necessary to perform a number of uncomplicated steps:

In any of the large number of ATMs, select the "Connect Mobile Bank" option and select a suitable package for yourself.
After connecting, you send the message "Help" to number 900.
Next, select the second point and send the number "2" to the same number.
The client will come information on further action.
After connection, it is necessary to send a message with the name of the company - the personal account number - the amount of payment.
Confirm payment.

Before you start using this service, you must consider several factors:

the Bank collaborates only with some companies, so it is first necessary to go to the official website and familiarize yourself with the full list of all possible recipients of funds in order to be able to pay the communal payment through SMS;
be sure to consider the limits for every day. Payment in favor of one company should not exceed 15 thousand rubles per day;
as for the commission, in the case of payment of the communal, it is absent, but each month it is necessary to make a monthly fee for using the service in the amount of 30 or 60 rubles based on the selected package. Payment must be made immediately, after the start of using the service from the third month.

Payment of operator MTS

You can pay for the rent on the personal account and via a message from a mobile phone that is connected to the MTS operator. To do this, you need to implement a number of the following conditions:

on the mobile phone to dial * 115 # and "Call";
the response will receive a list with a payment type, where you need to choose the necessary;
to pay communal, you must send a message with a number 3;
now it is necessary to send the number with the name of the supplier's company;
next, you need to select the payment method and specify the payer code;
following the prompts, you can make a payment and confirm the operation.

Attention! In the event that the payment is made by means of a plastic card, it must be previously registered on the official website pay.mts.ru. In other words, the SIM card must be attached to the map.

Among other things, the user will need to pay an additional fee in the amount of 2.6 from the amount paid.

Payment through the operator Beeline

Exactly the same service is offered and the mobile operator Beeline. To start using it, it is first necessary to go through the registration process in the Personal Account on the official portal of the Beeline operator.

Payment of services in the capital and other cities

Payment of utility can be made by different methods, including Internet banking, payment via the cashier, using a mobile phone (SMS) or a special application, through an ATM, etc.

Among other things, most of the major cities of Russia, in addition to the possibility of payment over the Internet and other methods, also provides their own city sites where it can be done.

In Moscow

For residents of the capital, you can go to the official website of the Government of Moscow at Mos.ru. Before you pay for services, each user can get all the information on the portal, without mandatory registration. To pay for services, you will need to go through it.

As soon as the registration process is over, it is necessary to go to the section with payment services from clicking on "Get the service". The user will open the form in which you want to specify the payment period, the payer code and the type of document.

The site can also pass the meter readings. To do this, select the appropriate section for water or electricity.

If the user is the owner of the Moskvich's social card, then the Commission will not be held with it, when paying communal, in all other cases, it will be necessary to pay 0.8%.

Some services in the capital can be paid without commission directly through the official sites of service providers, for example on the Mosenergosbyt portal. For the residential premises, the Commission is not provided, and for non-residential will have to pay.

In Moscow

Payment communal in the Moscow region is often happening through a special site of Mosobleirrtz, which allows payments, without paying an additional commission. It is worth noting that the portal may not accept some accounts to pay. This is due to whether the portal has a contract with a communal service provider or not.

It is necessary to constantly monitor the list of suppliers, as it is constantly updated and complemented by new companies.
Each user must pass a short registration process to be able to pay. Only after that will be provided with access to the personal account. Once the registration is completed, a confirmation letter will be sent to the specified email address. Now you can go to the official website and check, this personal account is serviced or not.

If the account is accepted, then with the help of a plastic card you can pay a communal without additional interest. In the absence of a card, it is possible to pay in cash in one of the UNODOBERC departments, whose addresses can be found on the official portal.

In St. Petersburg

In the northern capital, you can use the local service, which is located at the address hpps: //kvartplata.info/home. The site has the opportunity to pay for utilities without commission.

Before payment, you must read in detail with the list of those companies that provide services and those who do not charge the commission for their services payment occurs through a personal office on the portal of the city system.

Payment can be carried out with practically any plastic cards: the world, Visa, Maestro and MasterCard, regardless of which credit and financial institution they are tied.

Output

Before paying for rent via the Internet, it is very important to carefully read all the modern possibilities of the Internet. Now making monthly payments will cease to be routine and can even be performed in automatic mode, without the participation of the consumer services.

You can pay for services not only in online mode, but also through an ATM, applications on the phone or even SMS messages. Communal service providers themselves are interested in this, so each day their list is replenished with a remote payment list.
Payment through the cashier gradually goes into the past, among other things, the most pleasant moment of modern possibilities of remote payment without leaving the house is the absence of commissions and loss of time.

Paying housing and communal services Residents of the Moscow region may not spend their time in long queues. About how to do this and what methods of online utility housing and utilities services exist in the Moscow region, read the site of the portal site.

Mosoblerts.

Source:, press service of the vice-governor of the Moscow region Dmitry Pestov

Pay for housing and communal services on the website of the Moscow Regional Unified Information Payment Center can only citizens who are serviced by the system. For this it is necessary that your management company makes an agreement with the payment center.

You can pay utility services both on the official website and in the mobile application Mosobleirirts. It's easy enough to do it. To register with the system, you will need to specify the name, contact phone and email, and after successful registration - the address of the house brought to service.

Then you need to connect the personal account. To do this, click on the "Add Facial Account" link. Create a client account number and click on the "Next" button, the test question will appear to which you want to provide an answer in accordance with the personal account.

After that, on the main page, you will see a connected personal account with information:

Account number;

Amount for payment;

Transfer testimony;

Pay

Click the "Pay" button and proceed to the payment procedure for utilities.

Through the portal and the mobile application, it is possible not only to pay for housing and communal services and plumbing work, transfer the readings of the accounting devices, check the accruals, to see the history of payments, but also to get an online advice from a specialist.

Portal "Mosoblgaz"

Source:, screenshot from Mosoblgaz

GUP "Mosoblgaz" provides online payment for gas through its official website since 2012.

To pay gas consumption. Register on the site. Enter the 12-digit subscriber's personal account number. If he is unknown to you, contact the subscriber service of the branch of the State Unitary Enterprise "Mosoblgaz", in which the residential premises is located.

After you have learned your personal account number, type it in the input field. You will find access to your personal account, where you can pay for gas.

Internet banking

Source: Photobank of the Moscow region

It is unlikely that today there is a bank that does not provide customers with online services. Through Internet banks, you can make translations to pay for housing and utilities, electricity, telephone and Internet.

Go to the website serving you the bank. If you are registered in the system, then enter the username and password, if not, then go through the authorization procedure. But first, connect the "Mobile Bank" service in the company's office, otherwise you will not come the SMS code required for authorization.

By connecting the mobile bank, you can continue to register on the site.

1. Select the section "Transfers and payments" - "Payment for purchases and services" - housing and communal services and home telephone.

2. Select the desired service. For example, the "rent" and click "Service Provider".

3. Select from your service provider drop-down list, then the account or write-off card, and enter the payer code.

4. Confirm the payment by waiting for the SMS code.

The status of the operation can be traced in the corresponding section ("History of operations").

Mobile Bank

Source: Photobank of the Moscow region

To use this service, you need to connect it. Call the department of the service bank and check if you have a "Mobile Bank" service, if not, the Bank's employee instructs how it can be done. It is possible that the service is connected in interactive mode, but it is possible that this will have to visit the company's office. In each bank, your own order.

After you have connected the service, you can download the bank's mobile application to the phone or make payment via SMS. Through a mobile application, you can not only make a payment for utilities services, but also to see the history of all operations, pay mobile communications, Internet and other.

To make payment via SMS, you will need an individual payer code (it is specified in the receipt).

For example, through a mobile bank from Sberbank and service provider - ERCs can be made as follows:

1. Create an SMS request: ERC 1930055692 and send it to number 900.

2. We receive an answer from Sberbank with information about all utility debts, amount for payment, the amount of the fee for payment (if available) and the operation code. Sberbank can request information from ERC for the period up to 12 months.

3. In response message, send an operation code to the bank.

4. We are waiting for a notification about the successful operation.

Payment System QIWI

The obligation to pay for utility services falls on all citizens, with the exception of the small category of beneficiaries. Evasion of obligations or late payments invariably enhance very serious trouble with housing and communal services. In connection with the ever-increasing tariffs and sediments for delay, savings for many becomes in priority, so the population is increasingly set as a question, is it possible to pay the rent without a commission and how to do it.

Today, the methods of payment of utilities are very diverse, ranging from personal visits to the institution of utilities, a bank or post office and completing payment through terminals and the Internet. In most cases, the service is attached to the service, the size of which depends on the selected method and service provider.

It is advisable to choose a couple of ways to pay utility payments, so as not to spend extra time and money. What will be the choice - the solution is individual and often depends on the circumstances. For example, not everyone has the opportunity to get on time to the banking office in connection with the working schedule. And although services allowing to transfer money through the Internet, quite a lot, almost all of them require an additional commission for such convenience.

Banking cashiers

The most common and reliable version of the rent remains banking ticket office. It is here that you can pay off without a commission, being confident in the accuracy of the listing. Here you can immediately understand if any operation was incorrect and correct the error. It is good for the way that the client in the hands is issued a receipt in which it is clearly painted when, how much, for which and where utility services were paid.

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The disadvantage, in turn, is a considerable amount of time spent on a visit to the bank, if he, of course, is not on the way home. However, the queues, the human factor, the slowness of the operator's work and no one canceled the lunch break. As a result, you can simultane more than one hour, getting to the window of the bank box office. Is it worth it to save or not - depends on the financial state of the payer, the amounts he plans to make, and his personal belief.

Undoubtedly, if you need to pay a very impressive amount for utilities provided by utilities or other management company, especially with delay, payment through the banking cashier will be more than justified. Sometimes it is better to spend some time than a lot of money.

Network plates

Another way of payments without a commission is to transfer money via the Internet. But it is not about private systems, but about online banking or personal offices on the service provider website. These are no less reliable ways than cash desk in the bank. In addition, over the Internet you can pay for an apartment at any convenient time, spending just a few minutes. No queues, payment passes immediately. In addition, a very convenient feature at which it can be seen when and how much has already been paid earlier in the system. In the personal account you can watch the current state of debt, in time to learn about the change in tariffs, planned work and the size of penalties.

Sign up to such systems so that in the future I will pay for a communal through them, you should only just once. Further, they are available from almost any point of the globe, so there will be no difficulty if you need to leave the country more than a month.

Mobile and cash payment

Another option to pay housing and utilities services without commission is MTS mobile service. There is a special application for devices based on android, stationary computers and laptops. Through it, you can make payment, without fear of theft of money. However, it should be remembered that for this it is necessary to steadily follow the instructions and install the application only from the official website.

You can also use the USSD query of the MTS system. The commission in it is also not provided. Current valid codes can be viewed from the official site so as not to crawl fraudsters.

You can pay utility services directly at the checkpoint of housing and communal services without commission. This method is also convenient because it allows you to verify all past payments in place, clarify with a specialist, if there are any debts, as well as get the receipt of a new payment. However, this requires free time. On the other hand, not all categories of the population prefer to pay for anything through the terminals or the Internet, so the cash regulations will be relevant for quite a long time.

Savings on commissions

Government rulings of the Russian Federation approve the fact that the population should pay all the commissions independently. At the same time, Russian legislation recognizes banking and other structures the right to determine the amount of the Commission independently. In this regard, if any of the above options is not suitable or temporarily unavailable, then you can at least save at such fees.

Each Bank has developed its own system of fees and percentage fluctuates from one to five. Therefore, before hastily pay the receipts in the nearest branch, it should be clarified which percentage is withdrawn in this institution so that there are no surprises when the amount will be swore.

Sometimes it takes a payment terminals that use the Internet. Through their menu, pay bills is also very convenient, as they work even at night or weekends, when all the institutions are closed, and the Internet is disabled. There are terminals such in many stores and transitions. The menu is completely simple, the money is not delayed anywhere, and payment passes immediately. But the Commission in the terminals already from three to five percent, while he does not have a hand-out function. However, money will not go anywhere, but is credited to the specified account number.

Postal office

Municipal utilities utilities can be paid in the post office, but also taking into account some commission. However, it is not withdrawn from all. For example, if the payer is a customer of Sberbank, who has entered into a contract with Russian Post, it will be possible to pay for an apartment without a commission. For the rest, it will be from one to three percent. What a percentage will be depends on the separation, but from the paid amount. The principle is no different from the banking office.

After analyzing all the above options, it is easy to conclude that at least a little, but you can still save on utility payments. There is always an alternative to almost everyone.

In addition, bypassing the commission is real at the conclusion of the advance agreement in the engineering service, under the terms of which the payer will make a preliminary fee for housing and communal services. This option is not suitable for everyone, but you can not write it off with accounts. For someone, he is the opposite more profitable.

Choosing a way for payment services utilities via the Internet and without commission, you need to give preference to the resources that safe and fast Transfer funds by specified details.

Therefore, K. selection of fashion For online payment must be taken responsible.

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Is it possible to pay housing and public utilities services without overpayment?

There are many methods To repay utility services.

However, for the consumer resources you need to choose the one commission for the payment of which will be absent.

To methods for repaying housing and communal services include:

Visit in housing and communal services. The transfer of finances for the repayment of utility services is provided in the settlement center without additional fees;
In the bank branch. The repayment is provided cash Financial funds or bank card. There are banks that allow us to transfer without commissioning - this Bank of Moscow. However, the Additional Commission will be absent if the facial Hospital person is the holder social card, BFG Credit, as well as Mosoblbankproviding such a service for residents of the capital;
Postal office. For the repayment of utility services and rent services, the post office charges a commission in the amount of up to 3%. However, it is possible to make payments without overpayments. Customers of banks can take advantage of convere agreement with Russian Post. These banks include Moscow bank, as well as Sberbank of Russia. Minuses of payment in the mail are the limited time of separation and long-term waiting in the queue;
ATM. However, you need to consider the fact that not every bank Allows you to carry out payments without overpayments. So need find out in advance at bank employees the size of the Commission and then pay;
Internet banking. Technological ability to control the status of a personal account in real time, as well as the possibility of transfer to the repayment of utilities is present almost every bank. The client independently carries out a money transfer and indicates details. Suppliers have been developed siteswhere there is an opportunity to pay off the debt for the service. Addresses of sites are indicated in the payment receipt coming on a monthly basis;
Via phone. Such a service is in the company MTS entitled "Easy payment" and B. Beeline.

How to make a payment via the Internet without commission?

For those owners of housing, which are not accustomed to spend time waiting in queues and travel around the city, is provided electronic translation of funds.

You can make payment through the global network through a number of ways:

Electronic systems For payment: Financial funds can be sent through Yandex money and QIWI VISA WALLET.. To access the payment system, you need to register and create a wallet at a mobile phone number;
Remote banking. Many users prefer remote online banking, which allows not only stay up to date on account, but also pay for utilities. Internet banking is connected in the nearest branch of the bank;
Sberbank Online. To pay housing and public utilities through Sberbank online you need authorize In this service. In most cases, customers pass similar registration immediately after receiving plastic card in Sberbank. Next you need to choose payment Description, as well as introduce the personal account of an organization that supplies energy. Then translate funds from a plastic card;
Portal State services. To perform operations, you need to log in on the portal and find the appropriate tab where you can make payment actions.

Read also about how to find out whether utility payments are credited.

E-payment systems

There are certain rules of payment by electronic systems. In order to use one of the selected ways to learn rules for registration and payments.

Yandex money

Using the Yandex Money service involves the following sequence of actions:

committing authorization;
go to the "City Payments" menu;
select the type of payment.
the search for the company is carried out by the identification code or by the name from the displayed list;
introduction of information about the personal account, as well as the choice of the month of payment;
next, you need to select the form of payment, and then confirm the translation.

QIWI VISA WALLET.

Make payment of services through kiwi wallet simplyIf you know the sequence of actions.

They consist of the following steps:

first of all, you need to pass the process of authlation authorization;
for this, a mobile user number and password are introduced;
in the open window, you need to press "utility payments";
then click on "all";
next, you need to find the service provider and fill in the fields proposed by the system;
after checking the data, you must click the "Pay" tab;
next, the specified amount will be removed from the current kiwi wallet.

Advantages of Internet banking

Internet banking is a system that allows access to accounts, as well as their remote control, that is, without a visit to the banking department.

Basic advantage Internet banking is saving timeSince access to accounts and managers are available from anywhere in the world.

The second advantage is high securityassociated with disposable passwords, data encryption, as well as a digital signature of the client.

To pay housing and utilities bills through Internet banking you need to perform a number of actions:

Visiting the site of the banking organization;
Authorization: For this, access can be carried out through the commercial SMS;
Selection of tabs with payments;
Then choosing a type of service to be used;
Then the fitting of details to perform the operation in the opened window;
Receiving code for the phone as a result of the operation and its subsequent input;
Printing a check on the site.

Rules for working with Sberbank online

Rules for the online payment through the application from Sberbank are as follows:

after authorization in the client's LC, you need to select the "Transfers and Payments" tab;
next, find a block called "Payment of purchases and services";
choose a service from the list or enter its details;
then fill in payment details, i.e., the name of the recipient's organization and the necessary bik;
select a map with which funds will be written off;
check the data and confirm the action via SMS.

The code located in SMS acts at no more than five minutes.

About how to pay utility bills with the help of Sberbank online, look at the video:

AZ.

Through appendix AZ You can pay up to 300 regular payments.

The task of the service is to provide citizens with access to fast payment of services Without visiting ATMs and settlement centers.

The system allows not only to pay utility payments, but also to check the presence of fines.

Cards are accepted for payment Visa., Maestro., Master Card and PEACE.

Terms of use of the settlement center online

Site called Estimated center online Allows you to make payments for utilities round the clock.

This system only works in online mode, so it does not have branches.

In addition, each client exists individual approach and the opportunity ask questions interested.

The system manufactures calculation of calculationsCommitted data unloading in GIS and other services. In addition, users are provided personal Areawhere they can serve meter readings and check accruals.

Payment by mobile device

Mobile payment options include:

Storage check

Under chekch Understand confirmation of the payment held. The term of storage is not established by law.

However, experts in the field of jurisprudence recommend maintaining it at least three years, and at best, the entire period of stay in the apartment.

After paying housing and public utilities via the Internet services receipts payment is stored in personal Cabinetwhere they can be printed.

The Internet allows fast and round the clock Payments.

Therefore, people often choose this type of payment by various services (Sites and mobile operators).

The final payment method depends on individual preferences owner of housing.