How to make a fortune in the real estate market? Build houses for sale or for rent from non-traditional materials. Source of income - overseas property

  • 1 1. Tenement house management
  • 2 2. Sublet someone else's house - income is twice the rent
  • 3 3. Hostel for the World Cup 2018 - income of 10 thousand dollars a day
  • 4 4. Anticafe - an atmospheric place for the soul
  • 5 5. Free land for use and sale
  • 6 6. Business real estate - the right leasing of an office center
  • 7 7. How to find money for a project in real estate and not only
  • 8 8. Investment in townhouses
  • 9 9. Modular houses - affordable and always in demand
  • 10 10. An apartment in Berlin - an ultra-secure investment and monthly income
  • 11 11. Sublease of an apartment - income without investments for active people
  • 12 12. Rental business - a hostel for workers
  • 13 13. Homestaging - we sell housing quickly and expensively
  • 14 14. How to bring down the price of real estate correctly
  • 15 15. Turning an apartment into an office and increasing profits
  • 16 16. Buying bankrupt real estate for 5% of the cost
  • 17 17. Business real estate - earnings in shopping centers, offices, warehouses
  • 18 18. Capsule hotel - the cheapest accommodation for visitors
  • 19 19. Buying and selling real estate - making money on an early investment
  • 20 20. Repair and alteration of summer houses - a million rubles over the summer
  • 21 21. Earnings without investments - sublease of commercial real estate

As business real estate is one of the most reliable areas, apartments, shopping and office centers are almost always in demand. But in the minds of the majority, earning on real estate is associated with large capital, due to the lack of which people do not even try to do such a business.

At the same time, many ways to earn income from your own or someone else's real estate involve modest, if not zero, initial investment you just need to know what to do and how to do it.

1. Tenement house management

Many people invest their money in real estate, including tenement houses, whose apartments are rented out, but not everyone considers the rental business to be the main one. That is why the profession of the manager of one or several profitable houses is quite in demand.

You will place advertisements for renting vacant apartments, show them to potential tenants, collect money and maintain the operational condition of the house - repairing electrical, plumbing, etc. If you have the appropriate skills, you can do it yourself, or call an invited master.

Start-up capital- 0 rub. All it takes is a willingness to work. You can start working immediately.


Income
from 30 to 100 thousand, but determined by agreement with the owner and the size of the house. Usually something around 30% is taken for control. Considering that from the house it turns out 100-300 thousand, the amount comes out very decent.

If you are seriously interested in making money in real estate, see about secrets of investing in tenement houses. Learn about the implementation of various projects and key strategies for generating passive income in real estate.

2. Sublet someone else's house - income is twice the rent

Often the owner of a large house with 5 or more rooms is looking for one tenant. And becoming such a tenant, you will earn good money by renting out individual rooms. As a result, you will not only recoup the rent, but also receive a considerable income. And if the house is located near the station or the market, rooms can be rented by the day, increasing your income by 2-3 times.

You just need to choose a house in such an area, carry out repairs and competently conclude a lease agreement that allows you to add third parties and does not allow the owner to take away the rental business you have established in a couple of months.

Start-up capital- payment for a month in advance plus a deposit, 50-100 thousand.

Implementation period- the choice of a promising sublease house will take from two weeks to a month. Another 2-3 months for repairs.

Income from a five-room house will be in the range of 30-50 thousand for long-term rent and 100-150 thousand for daily rent. But usually options for houses from 12 rooms are considered.

3. Hostel for the World Cup 2018 - income of 10 thousand dollars a day

The World Cup will make it possible for many people to earn money, and in the first place for property owners. After all, hundreds of thousands of foreign fans will come to the country, and they need to be accommodated somewhere. And for poor fans, the best option is a hostel.

It can be any profitable or private house with several apartments. It is only necessary to divide it into the maximum possible number of living areas, take double beds, plus make cosmetic repairs with a football-like finish. And then the maximum load for the duration of the championship is provided to you.

Start-up capital- 100-200 thousand for repairs, if you already own a suitable room.

Implementation period- redevelopment of a finished house into a hostel will take one to two weeks, but if you have purchased a building in need of repair, it may take 1.5-2 months.

Income will be 10-20 thousand dollars on the days of the championship, in the future it will bring 150-200 thousand on a regular lease.

4. Anticafe - an atmospheric place for the soul

Regular cafes and restaurants make money by selling food and drinks at a high markup, but often people really only need a place to meet. And such a place is an anti-cafe, where people pay not for food, but for the time spent. Food can be sold for a fee, be free (in a limited range), in some anti-cafes it is allowed to bring it with you.

The main thing in organizing a popular anti-cafe is a convenient location (sights and cultural sites of the city nearby are a big plus) and a friendly atmosphere. Then visitors are provided to you.

Start-up capital- 200-250 thousand for rent, decoration of the premises and furniture, but you can do it without investing your own funds.

Implementation period- search for premises will take one to two weeks, repair about a month.

Income- due to its specificity, anti-cafe does not bring super profits, but with high popularity, you can count on 100-150 thousand rubles a month.

5. Free land for use and sale

In our country, there is a huge amount of land that has owners, but is not used. There are many reasons - someone does not know how to get income from it, someone is lazy, some perceive work on the land as dirty and not prestigious.

And at the same time, there are people who are ready to properly use this land. Your task is to find both. You will offer the owner to buy land at a price below the market price (he will almost certainly agree, because now this land does not bring him anything), and after the delimitation, sell part of the land to the buyer at its real price. Keep the other part for yourself.

Start-up capital- 5-10 thousand for land surveying.

Implementation period- search for a suitable site, negotiations with the seller and the buyer can take two to three or more months. Therefore, this strategy should be carried out in the background - wait, look for a suitable option.

Income. As a result of the transaction, you will receive a piece of land that you can use yourself or sell, the price can be in the millions.

6. Business real estate - the right leasing of an office center

Office space is in demand, because someone starts their own business, someone is looking for more spacious premises, someone came to open their branch in the city, etc. And although the rental business is simple in general, there are tricks to renting commercial real estate to increase income.

Home - the division of areas. Allocate 20 percent for elite offices with expensive finishes, from which there will be the highest fee. 50% will be occupied by medium-sized offices, high-quality, but without luxury. The rest is small for start-up entrepreneurs. For them, it is worth providing a set of inexpensive furniture. Elite premises are best rented empty - successful companies have their own corporate identity.

Start-up capital- purchase or construction from scratch of an office center will cost 20 million or more.

Implementation period- selection and purchase of an office center will take 3-6 months, construction - a year or more.

Income depending on the size and general business activity in the city, it can vary widely - 1-10 million.

7. How to find money for a project in real estate and not only

As an investment, real estate is always attractive, and if you have a promising project, start looking for money for it. Tell all your relatives and friends, visit Internet sites dedicated to private investment, look for business angels who invest in start-up risky projects. Finally, try crowdfunding your own.

And to increase the chances of success - work on the project, let's be more specific. Not an oral story, but a beautiful presentation with numbers and graphs. The obligatory minimum is the amount of investments, operating costs, profit and payback of the project.

Start-up capital you can have any, or maybe not at all, if you plan to do a project for 100% of the investor's money.

Implementation period, the time to search for money will depend both on the amount of your efforts, and on the prospects and attractiveness.

Income depends on your idea. The main thing is that it must be accurately calculated before you start looking for an investor.

8. Investment in townhouses

Townhouses are two or three-story houses for several families with separate entrances for each, at the same price they are much more spacious than apartments in dense urban areas, but they are cheaper than a full-fledged personal cottage, and therefore find their buyer. The construction of a townhouse is cheaper and takes less time than an apartment building, and therefore is attractive to the average investor.

And in order to guarantee the sale or rental of apartments, try to choose areas for construction closer to the city limits with ready-made infrastructure, living space here is always valued more.

Start-up capital- from 3 million, but can be realized without money.

Construction time- about a year. You can find a ready-made house, then you don’t have to wait so long.

Income in case of sale it will be 20-25% of the costs, in case of leasing 100-200 thousand per month.

9. Modular houses - affordable and always in demand

These are private, one- or low-rise buildings, assembled from prefabricated structures directly at the factory. Since all building blocks and typical schemes are standard, no time is required for designing, selecting materials, etc., and the house itself is assembled as soon as possible in any weather, and then delivered to the site.

And it will not be a temporary building, but a full-fledged house, insulated, with all amenities, where you can live all year round. Being significantly cheaper than both a city apartment and a house on an individual project, it will easily find buyers.

Start-up capital- from a million rubles.

Project implementation period- 1-2 months.

Income depends on the size of the house and ranges from 150 thousand rubles to a million.

10. Apartment in Berlin - ultra-secure investment and monthly income

As an investment, real estate has always been considered one of the most reliable, however, there is also a gradation here, somewhere the price per square meter is falling, and somewhere it is growing steadily.

And one of those places with stable growth is Berlin. The population of the capital, and therefore the demand for apartments is steadily growing. At the same time, 85% of housing is rented, which means that the apartment will become not only a reliable investment, but also a source of stable monthly income. And the German state guarantees the inviolability of your property.

Start-up capital- You can get a loan with an initial payment of 50 thousand euros.

Implementation period- you can pick up and buy an apartment within a month.

Income from rent - 9-12 thousand euros per year.

11. Sublease of an apartment - income without investments for active people

Most owners of rented apartments perceive them as a source of passive income, renting for a long time and receiving rent once a month. But from the same apartment you can get two or three times more if you rent it by the day. Daily rent is most in demand in areas of railway and bus stations, near large markets and other places where there are many visitors.

By renting such an apartment for a year and renting it out for two or three days to business travelers and other visitors, you will get a good rental business and provide yourself with an impressive income with minimal investment.

Start-up capital- 40-60 thousand as rent and a deposit to the owner.

Implementation period- it is worth spending two or three weeks searching for a suitable apartment and checking the demand for daily rent.

Income- depending on the season 60-100 thousand rubles per month.

12. Rental business - a hostel for workers

Most often, apartments are rented to families and singles, but much more income can be obtained by settling a team of shift workers. They are looking for the cheapest possible housing, while their requests for comfort are more modest, the main thing is a place where you can sleep.

To organize such a hostel, you need to rent an apartment, preferably a multi-room apartment, put 4-6 bunk beds in each room and take 6-8 thousand per bed. Those. 50 and more thousand from each room.

Start-up capital- Approximately 200 thousand for rental housing and the purchase of bunk beds.

Implementation period- if the apartment initially does not require repair, it can be converted in a week.

Income- 40-60 thousand from each room.

13. Homestaging - we sell housing quickly and expensively

The task of each seller is to sell his apartment faster and more expensive, but not everyone knows how. Homestaging is a series of techniques and ways to make a home attractive to buyers. Here are the basic rules:

  • Before the showing, clean the apartment so that it looks clean and comfortable.
  • Make it as impersonal as possible - take personal photos, drawings, remove memorabilia, because the buyer is looking for an apartment for himself.
  • Eliminate all imperfections, such as leaking faucets, broken switches, furniture and other interior items with defects.

Investments in the finalization of the apartment and cosmetic repairs will amount to 50-100 thousand.

Implementation period- from two weeks to a month.

Income- after homestaging, apartments are sold for 10-20% more, so the profit from an apartment for 3 million will be 300-600 thousand.

14. How to bring down the price of real estate correctly

Buying a property is always expensive, but if you bargain correctly, there is a chance to lower the price. Here are a few factors that can be played during the negotiations:

  • Time of sale and starting price of the apartment. If the apartment has been on sale for six months and the price tag has already changed, you have a good chance of convincing the seller to drop the price even more.
  • Apartment malfunctions - non-working taps, peeled off wallpaper, scratched window sill, etc. Report any defects to the owner.
  • Cheaper offers - say that you have already looked at an apartment of the same area, but cheaper.

Start-up capital- initial payment for an apartment or house from 300 thousand.

Term- price reduction negotiations can take from a week to a month.

Benefit- with good skills, you can reduce the price by 10-15 percent. If the house costs 15 million, it is quite possible to buy it for 10.

15. We turn an apartment into an office and increase profits

Business real estate can be rented out much more expensive than an ordinary apartment, and if yours is located on the ground floor, with at least one window on the facade of the building, in the center, near a traffic intersection or in any other place with a large flow of people, its conversion into an office can significantly increase your income . Other apartments can also be turned into offices, but renting them will bring less money.

Repairs should be of high quality, but neutral in order to suit the largest number of firms. Furniture is not needed, as a rule, firms have their own.

Start-up capital- a suitable apartment and 200-300 thousand for decoration.

Implementation period- repairs can take up to a month.

Income- additional 50-100 thousand per month.

16. Buying bankrupt property for 5% of the cost

When a loss-making enterprise goes bankrupt, its property, including real estate, is put up for auction. And at these auctions, it is almost always sold at a discount that can reach 95%. A lot of people are already earning here, but there is a place for you

You just need to find a good object at a bargain price on one of the exchanges, register and apply. If she wins, sign the contract and start figuring out future profits when you sell the property at market value.

Start-up capital- even taking into account the discount, it is desirable to have from 500 thousand.

Implementation period- from two months to search for an object and conduct an auction.

Income- from a million or more for each object redeemed at a discount and resold at a market price.

17. Business real estate - earnings in shopping centers, offices, warehouses

Commercial real estate is in some way even more in demand, because it is successful entrepreneurial activity that drives up the demand for apartments. And after any crisis or stagnation with the revival of the business sector, it is commercial real estate that goes up first, and only then, when employees of firms earn money, they buy apartments.

Among commercial real estate, perhaps the most profitable are shopping centers with a large number of pavilions for small tenants. Office centers and warehouses almost always find their customers.

Start-up capital- from 5 million for a shopping or office center, for a warehouse from a million.

Implementation period- construction will take from 6 months to a year or more.

Income from a shopping center located in a good place can be a million or more rubles a month.

Commercial real estate can bring in very good incomes with the right approach to organizing a business. If you want to learn more about these ways of earning money, see Income Generation wise investment in real estate.

18. Capsule hotel - the cheapest accommodation for visitors

As the name implies, a capsule hotel is a set of capsules - closed beds for one person. They are compact, if necessary, can be placed on two levels, and as a real estate investment, such a property requires little money to start, but if successful, it can be easily scaled up.

The level of comfort here is inferior to a full-fledged room, however, unlike hostels, it gives the guest their own enclosed space and the hotel will be in demand among poor visitors who need to spend the night. It is better to place capsule hotels near railway stations.

Start-up capital- from a million for a small number of capsules, if successful, their number can be quickly increased.

Implementation period- the equipment of the capsule hotel will take from 3 months to six months.

Income- from 150 thousand per month from each capsule. From 6-8 capsules in one hotel.

19. Buying and selling real estate - earning on an early investment

The construction of an apartment building or residential complex stretches for 2-3 years, while you can enter at any stage, even before the foundation pit is dug. And as an early investment, real estate will further rise in price at least twice.

The main thing here is to choose a reliable developer who will not go bankrupt and will not evaporate with the money of investors, but will bring the construction to the end and give you the keys to the apartment. So before investing, you should spend a little time studying the construction market.

Start-up capital- from 1.5 million of your own money, and 100 thousand if you plan a loan from a bank.

Implementation period- 2-3 years of construction.

Income- a ready-made apartment will cost twice as much, i.е. your profit will be from 1.5 million.

20. Repair and alteration of summer houses - a million rubles over the summer

The buyer evaluates any property first of all externally, and if it looks unpresentable, he will not buy or will require a significant reduction in the price. But if you carry out a quality repair, you can safely ask for a house for 500 thousand, or even a million more. And your task is to find such nondescript houses, repair (yourself or hire specialists), and then sell at a higher price.

Another option is to take a summer house and insulate it into a full-fledged year-round housing, which will significantly increase its price.

Start-up capital- from 1.5 million for the purchase and repair.

Implementation period- 2-3 months of finishing works.

Income- 0.5-1 million and more.

21. Earnings without investments - sublease of commercial real estate

As with any sublease, the main thing here is to rent a property cheaper and then rent it out more expensive. There may be several possibilities for this. For example, you foresee that business real estate in a certain area will increase in price (the developer will soon rent out a residential complex, and new residents will need shops, etc.), and you rent the premises for a long time in advance.

Or you rent a large retail space, which you then rent out to many small tenants. You can take a poorly equipped room, raising prices after repair, etc.

Start-up capital- from a million for rent, another million will be required if you make repairs. Can be done without investing personal funds.

Implementation period- from a month for already finished premises, and up to three months in case of repair.

Income- from 500 thousand and above.

Do you want to earn a lot without working from morning to night? Competent investments are an opportunity to increase capital several times!

How to make money in real estate with minimal risk and maximum profit? Read in our article about the various ways to make a profit on transactions with residential buildings and apartments, offices, industrial and warehouse premises and other objects.

The cost of residential and commercial real estate and the level of demand for it is constantly changing. Therefore, in order to earn money on investing in such objects, it is necessary to carefully calculate all the risks.

Price fluctuations can be influenced by:

  • economic situation in the country and a particular region;
  • stability of the national currency;
  • government mortgage subsidies and other programs;
  • increased competition among real estate companies, etc.

Competent analysis, on which will depend earned to, a professional financial expert can do.

You can earn on real estate with and without initial investments. For investors, there are two main ways to generate income in this area - resale and rental. Without investments, you can earn on mediation by working as a realtor. The realtor finds a buyer for the property and receives income in the form of a percentage of the transaction. We will talk about all these methods in our article.

Buying a residential or commercial property is a profitable investment, because real estate in the long run almost always rises in price. But the price of apartments, office buildings, especially in the elite segment, is affected by the income level of the population and the economic situation in the country. Therefore, in the last 2-3 years, Russian investors for resale prefer to buy inexpensive apartments in new buildings.

When choosing an object for resale, realtors recommend focusing not only on the average prices of this segment, but also on the level of discounts that buyers are willing to give. When investing in housing in a house under construction, it is necessary to take into account the location, transport accessibility, reputation of the developer company and the implementation of the stated deadlines for the completion of work.

Buying a second home for resale

In order to make money on the resale of an apartment in the secondary market, it is necessary to study the available price offers. You can make a profit by finding a seller who urgently needs money, and he sets a price below the market. You can get a lower price for an apartment or house by offering to pay off utility bills (if any). It is important to remember that a price that is too low may indicate fraud and, in order to avoid such schemes, it is necessary to check the legal purity of the object (check the number of residents entered at this address, whether the apartment was donated to a relative or another person, whether title documents are properly executed, etc. .).

You can also make a good income on the sale (usually a percentage of the transaction) by working realtor - an intermediary between the buyer and the seller.

Is it profitable to buy an apartment in a house under construction

Developers lure investors to purchase apartments from the very beginning of construction, offering very low prices. From the point of view of investment attractiveness in stable market conditions, this is a profitable offer, but only if the developer company fulfills its obligations and delivers the work on schedule. If the construction period is not delayed for more than 2 years, the profitability of the apartment can be 30-60%. But such an investment has very high risks, because. many contractors do not fulfill their obligations - due to banal fraud, high unplanned expenses, bankruptcy and other factors.

You can reduce the risks for investments of this nature by choosing a developer company based on its reputation, the positive history of previous similar projects, the availability of state guarantees, the stability of sources of capital raising, etc.

Buying an apartment and renting it out

Buying an apartment for rent by the day or hour is considered one of the most profitable options for earning money on rent. Such housing can be purchased in a house built with zero or in the secondary market. But such a business does not apply to passive income generation. The owner or hired manager must constantly look for and settle tenants, monitor cleaning and change of linen, etc. When buying several apartments for daily rent, it is recommended to select objects close to each other.

Acquisition of an apartment for a hostel

Renting out beds in a multi-room apartment is also very profitable. As a rule, bunk beds are installed to accommodate 6-8 people in a room. This option of temporary residence or overnight stay is suitable for young people and tourists. To organize a hotel business, it is required to transfer the premises to a non-residential fund, because. when settling in a residential apartment, it is necessary to conclude agreements with residents. It is also necessary to register a business entity or a private company, in particular, in order to issue travel documents. Some start this kind of business without investments renting out sleeping places in the room of his apartment.

How to rent a townhouse

Townhouses are 1-2-storey houses that can be inhabited as a whole object or separately (due to the presence of several exits). These types of houses, most often, are built in the suburbs, have good transport interchange. The popularity of such rentals is growing, due to the more affordable cost (compared to renting a whole house). When choosing such an object for investment, it is necessary to pay attention to the location (either near a big city or in a resort area). Townhouses of a small area are the most popular, and it is much more economical for the owner to maintain it.

Earnings on renting country houses

A country house is rented by people who want to live in nature, away from the city. Therefore, a short distance to the metropolis and the presence of a forest or a reservoir nearby will be important business advantages. Cottage outside the city can be rented only for summer time or for the whole year. Some specialize in renting a cottage for outdoor seminars and trainings, corporate events and various holidays.

The cost of renting even a small country cottage located in a picturesque place can be two to three times higher than the price of renting a two-room apartment (that is, the tenant pays much more for almost the same square meters). When choosing a country house that you want to rent out, you need to take into account the location of the object, transport interchange, environmental friendliness (fresh air, forest, pond, etc.), the presence of at least a small plot of land. The optimal area of ​​the finished house is 100-150 m2.

Some owners of suburban real estate earn money by renting out part of their house, divided into two halves and having separate entrances. You can buy a house or buy a land plot and build a cottage on it (but this option takes a lot of time to develop a project, coordinate the necessary documents, build, and many others).

Real estate abroad and renting it out under guaranteed rent

The cost of real estate in some European countries is comparable to the price of apartments and houses in large Russian cities. The purchase of such objects is profitable, because. it can be rented out more expensively and for a long time. According to statistics, about half of all residents abroad rent housing, preferring not to get involved in a long-term mortgage. Popular investment objects are townhouses and cottages on the seashore, apartments or apartments in large cities.

Some property developers have begun to offer services such as the sale of apartments with guaranteed rent. That is, in order to search for clients, it is not necessary to be in the country where the housing or commercial facility was purchased, this is done by a special management company. Such firms perform maintenance, repair, settlement and eviction of tenants without the intervention of the owner and guarantee investors an income of up to 7-8% of the cost of the purchased housing.

When buying property abroad, it is necessary to study local legislation, which may restrict the activities of foreign businessmen.

Real estate for offices or warehouses

The acquisition of commercial real estate for rent to entrepreneurs or commercial firms is one of the most popular destinations. Commercial facilities include industrial and commercial premises, warehouses, basements, etc. The advantages of this type of investment include a stable income, because. company owners do not want to change their location frequently (this is unprofitable for business and damages the company's reputation). The disadvantages include the need to invest large capital, the risks of acquiring an unprofitable object, the fixed costs of maintaining the premises, finding tenants, etc. The disadvantage is that during times of crisis, the cost of renting for commercial real estate decreases.

To reduce financial risks when choosing an investment object, it is necessary to carefully study the market - the level of demand for different types of premises, rental rates, maintenance costs. If you do not have knowledge in the field in which you want to start earn , as a landlord, consult with acquaintances who have such experience. For example, when purchasing a building for shops, talk to those who work in trade and understand which premises are profitable to rent and which are not.

Is it profitable to buy a camp site for the summer period

The decision on the profitability of the purchase of tourist facilities must be made after calculating the financial part of the project. As a rule, such purchases require large financial investments, which may not pay off. It all depends on the location, arrangement of the base, as well as on the existing advantages (location near the sea or a good reservoir, in the forest, mountains, etc.), the presence of competitors. The calculation of profitability is carried out taking into account the cost of vouchers and the occupancy of the tourist base, as well as additional opportunities for making a profit not only in the season (letting it out for trainings and corporate parties, sports camps, etc.).

Redemption of garages, boxes for rent

Another way to make money on real estate is to purchase garages, boxes or parking spaces to rent to motorists. Such objects will be of interest to both individuals and entrepreneurs who can rent a box or a garage for a car repair shop. The advantages include the relatively low cost of facilities, low maintenance costs of the premises. The disadvantage is the low profitability (3000-5000 rubles per month from 1 object).

How much can you earn in real estate?

The return on investments invested in real estate of various types varies depending on the type and characteristics of the object. Over the past three years, the investment attractiveness of residential properties has decreased to 16-20%, but analysts predict the stabilization of rental rates and an increase in demand.

Output.

You can make good money on real estate transactions if you approach this issue professionally. It is necessary to analyze the market, determine the most profitable segments, taking into account their financial capabilities and the chances of attracting the necessary capital. When borrowing, it is necessary to take into account the interest on the loan when comparing profitability for different objects (that is, it is sometimes more profitable to invest your own funds in a smaller object than to attract borrowed capital and buy a larger premises). You can also earn money on real estate as an intermediary. A realtor earns, on average, 40-50,000 rubles.

When buying or owning real estate, they often think only about how to save capital, and few dare to take the following actions in order not only to save, but also to increase assets. Capital multiplication should be understood as the receipt of such an amount of profit that exceeds the deposit rates.

When considering the possibilities of earning money on real estate, in this business area, two ways of generating income should be distinguished - this is resale and rent. The first way to earn money is based on the fact that real estate has a unique feature to rise in price and at a certain most favorable moment it can be sold. The second way is when real estate is turned into a source of passive income, transferring the right to short or long-term use for a fee.

However, these two ways of obtaining benefits can be combined, and the leased property, when it reaches its maximum value on the market, can be sold.

1. Urban land ownership as a way to earn money


The presence of land in the ownership of the city, when considering it as a source of income, requires the presence of prospects for the development of the territory where the land is located. The owner of this property must have information that any positive changes are planned in the territory, for example, infrastructure will be improved, cottages or commercial facilities will be built, otherwise this asset may become unprofitable.

If the territory has development prospects, then, depending on the situation on the land market, the owner of this property, either put up for sale or transfer the right to use the land for a fee.

As the advantages of this method of earning, you can specify:
— the availability of advance acquisition and a minimum of requirements, both to the size and to the origin of capital;
- no large costs for maintenance of land tenure are required;
– it is possible to increase the market value of the land through landscaping activities.

2. Farmland ownership


At one time, the transition of the economy to market relations also affected such an area as agricultural production. As a result of the privatization of collective agricultural holdings, their members received land, which over time, by right of inheritance, became the property of urban residents.

The owners of agricultural land living in the city, for various reasons, do not have the opportunity to engage in agricultural activities, and therefore they have a dilemma, either to sell this land or rent it to someone. The agricultural land market has not yet been formed, so there is an opportunity to start a business of acquiring land shares owned by both urban and rural residents for the purpose of reselling them, as well as leasing them to agricultural producers.

3. Land with the prospect of recreation


Continuing the topic of making money on land real estate, one cannot but ignore the opportunities of those who own or invest in land plots that have the prospect of becoming recreational areas. These are lands that are located on the banks of reservoirs or rivers, as well as near natural or cultural reserves, not to mention lands with healing sources.

There are also two ways to make money - selling and renting. Moreover, the choice of a method for generating income largely depends on the development plans for these territories, determined by both local and central authorities.

4. Lease of share property


In addition to land shares, members of collective agricultural enterprises during the reorganization also received other share property, including integral commercial facilities.

True, a lot of time has passed, but there are still heirs who still have not been able to decide how to use this property in the form of livestock buildings, separate processing shops, objects in the form of repair shops, etc.

Establishing a business of buying up, and then leasing such depreciated capital buildings, can also be a promising occupation, and again, if there is a prospect for the development of those territories where this share property is located.

5. Rental housing


With this method of earning (as, indeed, in any other), the main question is the price of organizing such a business. You can rent multi-level housing, as well as providing the right to use even individual rooms. In this area of ​​business, the main thing is not so much the proper condition of housing, but its location in the city, the availability of transport, as well as the availability of both shopping and entertainment, as well as educational and medical structures.

Here, the main landmark is the housing market and especially the secondary market, while paying attention to the possibility of buying such apartments or residential properties that, firstly, do not require repair, and secondly, on which you can get a mortgage in order to it could later be repaid with the proceeds from the lease.

6. Daily and hourly rent


Long-term rentals require a long time to return the funds invested in real estate, since earnings for long-term housing do not exceed 3 or 4 percent of its value, it turns out that such passive income is less than deposit rates.

As for daily, and even more so hourly rent, you can earn much more here, but this is fraught with risks of both property damage and its rapid wear and tear.

And another significant drawback of this intensive way of earning money is the constant participation of the owner or the manager hired by him in resolving issues of both settlement and eviction, the need to clean up after the tenants, put the property in order, etc.

7. Sublease of real estate


Owners of large real estate often tend to rent it out to a single user. Having thus obtained the right of temporary use, you can earn good money by subletting this property in parts. And in the event that, for example, a house or a multi-room apartment is located near railway stations or not far from markets, then you can introduce a daily, or even better, hourly payment for this housing and, at the same time, income will increase by 2 or even 3 times.

Here you need to be quick to pick up such a property in a prestigious area and correctly conclude an agreement so that the tenant does not object to the sublease and does not change his mind over time.

8. Hostels are a promising way to make money


Many guest workers come to the country and they are all looking for housing, and for them the most affordable option is an inexpensive hostel. Any house that has several living quarters or a multi-room apartment can become a hostel if you create several living areas in these premises, equip them with double beds, and make at least cosmetic repairs.

The costs are not so unbearable, but the maximum load by residents from the CIS countries will be ensured.

9. Real estate as an office center


Such premises, as well as premises for coworking or collective offices, are in demand especially among those who are just starting their own business, among those businessmen who are looking for a more prestigious office location, who open their branches or branches in a given city or district.

The ease of renting a business or transferring ownership of office space has been obvious until recently. However, after coworking centers began to be in demand, the marketing of this business developed the most effective schemes for dividing coworking workspaces.

For example, 25 percent is allotted for elite office space, half of the office space is organized for medium price categories of office rent, and the remaining 25 percent for jobs for only start-up businessmen with the lowest pay, but with efficient use of office space to fill jobs.

10. Townhouse as a source of income


Houses for several families with two or three-story architecture and having separate entrances for each family at the same prices as city apartments, but they are much cheaper than individual cottages and therefore are in demand by middle-income buyers.

In order to either sell or rent a townhouse, it should ideally be located within the city limits or as close as possible to the city, and the development area should have appropriate transport and other, including social infrastructure.

11. Block houses are in demand due to availability


The block type of housing construction is cheaper than city apartments and houses of individual design, since all building modules are standard and the same standard assembly schemes have been developed for them. But, despite the fact that modular houses are assembled in the shortest possible time, they are nevertheless a full-fledged housing with all the options necessary for the convenience of residents, with insulation, and therefore with the possibility of year-round habitation.

Finding buyers for such housing is not difficult, so the modular real estate business is a promising source of stable income.

12. Cleaning up nondescript real estate


Based on the proverb that they meet and evaluate by clothes, on the one hand, it is quite difficult to sell real estate that is not outwardly presentable, and on the other hand, if it is possible to sell it, then at a very low price.

Therefore, if you start looking for and acquiring nondescript houses or apartments and bring them, as they say, into a decent look, then you can make good money on this, since the amount of costs for the purchase and repair of real estate will be much less than its market value after repair.

13. Purchase of unfinished real estate for the purpose of sale after its commissioning


The idea is to take advantage of the offers of many construction companies, which are in order to attract investments to complete the construction of apartment buildings, and buy an apartment in the early stages of construction. Moreover, here the dependence is direct - the sooner you start cooperation in shared construction, the more significant the final result will be the benefit.

The final market price of such real estate after it is completed and put into operation will be at least 70-80% more than the initial investment. But there are two significant drawbacks here - a long time to wait for a return on investment (up to 2 years) and a high risk of unfinished construction, which is now a common threat.

14. Acquisition of seized real estate


Real estate is subject to arrest in cases where the previous owner is bankrupt and cannot fulfill obligations on loans received from banking structures. Banks are forced to auction collateral real estate at low prices in order to quickly return the money issued to the borrower.

The procedure for such auctions is usually confusing. But it is worth taking part in it in order to buy a property well below the market value. This has one drawback, that the purchase must be made for "cash", since usually other payment methods are not provided for pledge auctions.

15. Purchase of real estate for movable property for the purpose of resale or to offer a lease


Megacities usually experience a shortage of car storage places, and this shortage is huge, since for literally every resident in big cities, owning a car is almost the meaning of life.

If you have free funds, there is one way to profitably invest them in a box, garage or parking space. The most profitable investment will be if you buy real estate for movable property, which is located near residential areas or in the city center.

16. Source of income - overseas property


Buying overseas real estate is a reliable investment, and if you buy it in foreign resorts where Russians traditionally go, for example, in Bulgaria and Turkey, then this will become a source of stable income. As a rule, in these and other countries, the states motivate the attraction of investments with a guarantee of the inviolability of property, including the issuance of a residence permit to investors.

In order to have passive income, local management companies are usually involved, which have comprehensive knowledge of both the legislation and how to make money on the market without the participation of the owner.

17. Buying houses in the countryside for "green tourism"


Residents of large cities tend to spend their vacation in nature in the countryside, combining it with the study of various traditions, from cultural features to local cuisine. Therefore, first abroad, and then among the Russians, estates that are intended for "green tourism" became popular.

The idea of ​​earning money is to buy a house in a village, renovate it and organize the reception of tourists in it. On the one hand, this is a profitable investment, and on the other hand, it is a promising source of income.

18. Investment in the construction of houses


An increasingly popular way to earn money is to build a house and sell it or rent it out. The reasons for the popularity of such a business are, firstly, the rise in the cost of land, and secondly, the price of individual housing is growing. In addition, any self-constructed housing can cost a couple of times cheaper than an apartment, and banks go towards individual builders by issuing mortgages for this.

The risk of unfinished construction in this way of building housing is minimal, since it lies only in the financial capabilities of the owner of this house.

19. Build homes for sale or rent out of non-traditional materials


Houses built, for example, from pressed straw, are called elite abroad. They are warm in winter and cool in summer. In addition, such houses, according to many experts, have healing properties, as they are made of natural materials. They are in demand on the market and can bring both passive income if they are rented out, and active income if put up for sale. Such housing is most popular among followers of environmental protection.

20. Construction of non-trivial housing for sale or for tenants


Re-equipment of, for example, sea or auto containers for country houses, reminiscent of builders' change houses, but with a high degree of comfort, can be considered such housing.

The advantages in such construction are that, in fact, almost nothing needs to be built, except to build foundations for the installation of containers. In this method of housing construction, the main emphasis is on exterior decoration and interior repairs, as well as connecting communications.

For a long time, real estate has been one of the most reliable ways to save money. Such a guarantee cannot be expected from money, nor from gold, nor from precious stones. Jewelry and precious metals are movable property and can be lost fairly easily, while cash is subject to inflation and suffers from monetary reforms. Housing is always valuable. And it can even serve as a tool for making a profit. If you know how to make money on real estate, you can establish a very real and reliable business. Let's take a quick look at its main schemes.

How it works

So, we earn on the sale of real estate. And not only on it. Investing in residential properties can be done on a different scale and in different ways. Namely, buying and reselling apartments, renting out premises or opening your own intermediary business in the form of a private real estate agency. You can also buy or rent commercial premises. Other real estate (cottages) as an object of resale is listed less due to the high cost of a housing unit, but is also quite in demand.

Not all of these methods are available to anyone. Buying a home or renting a commercial fund requires an investment of very, very considerable initial funds. Such investments can be afforded mainly by commercial organizations. Among their opportunities is obtaining a bank loan for their own project. But a real estate business, that is, earnings on transactions with its purchase and sale, is also available to an individual with the necessary initial capital.

What are the main risks

The main business risk in this area is the lack of a quick payback and possible losses in connection with this. The most popular type of such investment is the purchase of housing (a separate apartment) for the purpose of further sale. In recent years, due to the crisis and falling prices in this area, the volume of investments in such transactions has significantly decreased and amounts to no more than 15%. This is explained by the lack of increased demand, as opposed to the housing boom of the early 2000s.

Buying a home in the face of growing demand for it guarantees multiple earnings when reselling it. This is especially true for those who managed to invest free finances in this area in the last decades of the last century. After 10-15 years, the profit in such transactions amounted to a tenfold amount.

Today, such an effect can no longer be expected, since periods of particularly rapid growth in housing demand (and, accordingly, prices) are not expected in the near future. Currently, the domestic market is rather in a phase of decline. Significantly increase in price only objects of affordable housing. In large cities, including the capital, expensive real estate is not in high demand.

About shared construction

The best option for investment is housing in new buildings. Other real estate ("secondary property") will not give such an effect. Buying in a house at the excavation stage will be the cheapest. By purchasing an apartment in the initial phase of construction, you save about 30% of its cost. In a stable market, this is exactly the figure of profit, the calculation of which investors can be considered quite realistic.

But one should not discount the huge mass of risks of the shared construction system. At the earliest stage, their value is maximum. To reduce risks, you should choose only developers with sufficient experience and a solid reputation. Indirect, but not absolute, signs of this can be a lot of previously commissioned objects, conducting activities in accordance with the provisions of the Federal Law No.

Which apartments to buy

How to make money on real estate, having the amount necessary for investment? Which apartment is better to buy? If you plan to sell it further, choose a monolithic house. This will increase the future market value of the property. The price depends, in addition, on the degree of livability of the surrounding area, the quality of infrastructure, the availability of a number of necessary social facilities in the form of a school, a kindergarten, a hospital and a chain of stores, good transport interchange, and in Moscow - proximity to the metro and the overall rating indicator of the area.

Those conducting their business in the capital are advised to focus on plans for the construction and expansion of the metro network. In Moscow, interest in real estate located outside the Moscow Ring Road has increased these days. The reasons are the rise in prices for such apartments when connecting to the former remote area of ​​the metro line. The cost of housing increases in such cases by 15-30%.

What you should know about real estate in the suburbs

Housing prices are rising not only in Moscow, but also in the region. The cheapest real estate in the Moscow region is apartments in new buildings in Zelenograd. This is due to some remoteness of the city from the Moscow Ring Road. Moreover, the infrastructure of this area has no worse than Moscow. In addition, attention should be paid to the Solntsevo districts, where it is planned to open a metro line this year, Yuzhnoye Butovo, Dmitrovsky, etc.

Another option for investing in real estate is to rent it out. How to make money renting real estate? Rented housing is in demand almost always. After all, not everyone can afford to buy their own apartment. A person planning such an option needs either a free real estate object (apartment), or a certain amount in the form of initial capital.

You can use this money by renting suitable housing for the purpose of subsequent delivery. If there are enough funds to buy an apartment, which you can later rent out, consider that your business will be an inevitable success.

The result is not soon...

But it should be borne in mind that the purposeful purchase of an apartment for future rent is not the fastest business. Its payback is not so great. In Moscow, buying an average-priced "odnushka" will justify itself in about fifteen years, for a two-room apartment this period is sixteen - eighteen years, and the cost of a "three-ruble note" is such that you can return all the funds invested in the purchase, perhaps, only after a quarter of a century.

How to make money on real estate using a mortgage? And is it possible? Contrary to the common scheme with buying an apartment on a mortgage and then renting it out, the payback of such housing does not hold water. This property requires very long loan repayments with interest. The process drags on for decades. The final cost of housing as a result is overestimated by a couple of times. Renting such an apartment does not bring any tangible profit, the maximum covers the payment of the loan.

What apartments are rented

So, you have decided to buy an apartment for the purpose of renting. What is better to choose? The most popular are one-room apartments. They are chosen for rent most often. The requirements for the house in this case are not too high. It can be both panel and not too prestigious. If you do not think about the future sale of such an apartment or use it for your own needs, budget housing in a five-story panel building is a good option in terms of saving on initial investments. But, bearing in mind the possible prospect of sale, you should take care of its acceptable quality.

Most often, the ultimate prospect of such an apartment is to become the future home of the younger generation of the investor's family. In this sense, investing in housing is a smart and promising step. By the time the child comes of age, the apartment will pay for itself and increase in price many times over. By renting housing that is not yet in demand, you will return the initial investment and will be able to make an excellent valuable gift for your son or daughter for the age of majority, almost free of charge.

If there is no money

Is it possible to start a real estate business without investing a single penny of initial capital? We'll have to disappoint you - this idea is one of the unrealizable fairy tales for lovers of freebies. Even deciding to rent out your own apartment, think about the need to bring it to a decent condition. That is, the cost of a good cosmetic repair will be required.

Investments will also be required to search for suitable options, and pay partially or fully for housing and communal services for purchased objects, and much more. Therefore, without initial funds, there is nothing to do in this business.

Moscow real estate - a gold mine?

The capital, with its exorbitant housing prices, is the most promising place in terms of such earnings for its indigenous people. The most common option for investing in real estate for an ordinary Muscovite is renting out their own apartment in a good area for very decent money with relocation to live in rented housing in one of the cities of the Moscow region, where the rent is several times lower.

Some decide to sell expensive Moscow real estate and buy cheaper ones in the Moscow region. The difference in money is invested in the rent of additional premises for the purpose of commercial hiring. A capital apartment, in addition, can be converted into a hostel and rented by the day. As you know, retail rental prices are incomparable with long-term rentals.

Other options

How to make money on real estate when there is no extra living space at your disposal and is not expected? If at the same time you live in a "kopeck piece" or "treshka", and one room remains unoccupied, this free living space can be rented out.

Some "apartment" businessmen purposefully buy up apartments, choosing the most "killed" - without any repairs, often in a terrible state. As a rule - the former property of alcoholics and other lumpen. The market value of such housing is somewhat lower than average, and, having forked out for a decent repair, it is possible to return the invested funds with a significant “additive” during the subsequent sale. After all, the internal condition of the apartment is the first thing that a potential buyer will pay attention to. Many are purposefully looking for renovated housing, as they do not have the strength or desire to mess around on their own, and are ready to pay for it.

There is such a profession

How to make money in real estate from scratch? What is the least expensive investment method? Perhaps, here we can talk about private realtorship. An intermediary in apartment transactions does not require initial capital, because the principle of such earnings is to receive a percentage of commission from the client for the services rendered. But this business can not be attributed to easy and uncomplicated. Those who choose real estate activity will have to study a huge amount of information, actively move around the city, communicate with a huge number of potential customers, the search for which is more difficult for a single businessman than for a professional promoted agency with ample opportunities for self-promotion.

The realtor is required, in addition to dexterity and penetrating abilities, good communication skills and psychological flair. In this case, the first results can be expected not earlier than in a year. And therefore, at first, it makes sense to conduct such activities only on the basis of additional earnings - as an initial step in the development of future business.

Hello dear readers.

Today we have a very interesting topic. We will talk about how to invest in real estate with little or no start-up capital.

The purpose of this article is to collect the maximum number of working schemes that allow, with due effort, to profitably buy a promising residential property and make money on the deal.

We will not consider classical schemes that allow you to correctly buy a profitable object at an affordable price. Also, there will not be considered especially how to invest in real estate in Russia and abroad. This is a very important material that requires detailed study. We will publish it separately in the section "Real Estate". In order not to miss the desired article, subscribe to the newsletter or join our group on social networks.

Features of buying real estate without capital

Remember three simple principles on which all your future transactions will be based.

  1. Absolutely everyone can profitably invest in real estate from scratch, without a budget and special knowledge.
  2. With a small capital, you will have to devote a lot of time to two processes: finding profitable objects and attracting a sufficient amount of money.
  3. To conduct transactions without starting capital, you will have to learn how to negotiate and get used to numerous rejections.

In the investment world, there are such concepts as resources and resourcefulness.

As you can see, all budget-free investment is built on the ability to extract the necessary resources. In the next section, we'll look at a few examples to help you better understand this approach.

Real estate purchase schemes without capital

Below is a series of educational videos that talk about the options for buying real estate without capital. Each video will be supplemented with text theses, so you can quickly find and study the appropriate algorithm.

Buying a home with a mortgage and then attracting tenants

Buying an apartment with little capitalBuying an apartment without money
You find an investment object
Make a down payment of 10% of the property value and apply for a mortgage for 15-20 yearsTake a consumer loan for 5-6 years, the amount of which is equal to 10% of the value of the selected property
Get a mortgage for 15-20 years
Calculate your required monthly payment
Calculate your acceptable rent. This amount should: pay off the required monthly mortgage payment and generate additional income
Find tenants and wait for the property to be completely transferred to your property

Artificial overestimation of the cost with the subsequent registration of a mortgage loan

  • You find an object and agree on a price.
  • Ask the landlord to deliberately inflate the price by 10%.
  • You draw up a receipt stating that the owner of the property will already receive 10% of its value from you.
  • You send documents to the bank and receive the required amount of money without a down payment.
  • You make redevelopment and break the apartment into several rooms, each of which will be rented out.

Loan from friends and payment of debt in installments

  • Find the right property.
  • You borrow money from friends and agree to pay off the debt in installments.
  • You make a purchase.
  • Rent out an apartment.
  • Gradually pay off your debt.

Dividing a large apartment into studios with subsequent retail sale of each property

  • You find the owner of a large apartment who wants to sell it at the market price.
  • Find several buyers who want to buy their own home, but due to financial difficulties, they cannot buy a full-fledged apartment.
  • Divide a large apartment into a studio.
  • Sell ​​each studio separately.
  • As a result, the property owner receives the required amount of money, and you take the entire balance.

Connecting to a profitable investor deal

  • You find the right object.
  • Reduce its cost by 30%.
  • Attract an investor and make a purchase for his money.
  • You transfer the property for rent and divide the received passive stream in half.

Investment risks associated with buying property without a budget

For the entire credit period, you will have a debt, which, in the event of any force majeure event, can increase dramatically. Moreover, if you do not find tenants and cannot make payments on time, then the bank may seize your not fully redeemed apartment.

In this video, the calculation of the cost of a mortgage apartment is made

Learn from the mistakes of others and approach each transaction with maximum responsibility

Video about why it is very important to listen and hear in a deal

Summary

Absolutely everyone can invest in real estate without money and special education. To do this, you need to become a resource investor, assess all the associated risks, choose a suitable scheme of work and spend time on its implementation.

What's next?

  • Read the article: "Ken McElroy's The ABCs of Real Estate Investing - A Brief Review of the Book."
  • See the post "Free and Paid Real Estate Investing Courses for Newbies".
  • Go to site " Investment territory» and choose the right educational program.
  • Engage in training and at the same time look for a profitable object for a deal.
  • Make your first investment purchase and share your success story in the comments.

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Sincerely, Artem Bilenko's blog team
« Your lifeline is in your hands»