Sberbank - KOLIBRI transfers
Kolibri transfers within Ukraine, as well as between Ukraine, Russia, Kazakhstan and Belarus will soon be discontinued, as Sberbank of Russia is selling its subsidiary bank Sberbank of Russia JSC (Ukraine).In October 2016, a number of Russian payment systems (including Kolibri) came under extended sanctions by Ukraine, in response to this, on March 22, 2017, the State Duma in the third reading adopted amendments to the federal law"About the national payment system", Banning cross-border Money transfers from Russia to Ukraine using foreign payment systems. The law is signed by Putin.
Of all types of money transfers in Russia, urgent translations cash "Kolibri" of Sberbank of Russia is considered one of the youngest. This type of transfer appeared in early 2013, when Sberbank re-branded the Blitz money transfer system popular among the population, which received a new life as urgent cash transfers Kolibri. The conditions for processing this urgent translation have been significantly improved.
Hummingbird logo
So, KOLIBRI, these are urgent cash transfers of Sberbank of Russia, which are carried out both between Sberbank branches in Russia and between Sberbank of Russia and its subsidiary banks abroad, as well as within one of the subsidiary banks. Transfers are made without opening an account (by both the sender and the recipient).
The KOLIBRI urgent transfer system of Sberbank of Russia consists of several types of money transfers, namely:
- Transfers within Russia - urgent cash transfers between Sberbank branches across Russia.
- Transfers abroad - international urgent money transfers between Sberbank of Russia and its subsidiary banks abroad.
- Transfers within Ukraine - urgent cash transfers between branches of Sberbank of Russia JSC across the territory of Ukraine.
Banks involved in making Kolibri transfers
The branch network of participants in the Kolibri transfer system consists of 4 banks:- OJSC "Sberbank of Russia" ( Russian Federation) - with a branch network that provides reception and delivery of transfers in more than 10,000 branches of the bank. Sberbank carries out transfers within Russia and transfers abroad. The list of branches of Sberbank of Russia that carry out money transfers "Kolibri" can be viewed
- SB JSC "Sberbank" (Republic of Kazakhstan)- with 33 service divisions that carry out transfers with Russia (Almaty, Astana, Aktau, Aktobe, Taldykorgan, Atyrau, Karaganda, Pavlodar, Uralsk, Kostanay, Ust-Kamenogorsk). The list of branches of SB Sberbank JSC that carry out international urgent money transfers "Kolibri" can be viewed
- Sberbank of Russia JSC (Ukraine)- with 160 branches of the bank, which are present in all regions of Ukraine (Kiev region, Crimea, Dnepropetrovsk region, Donetsk region, etc.). The Bank makes transfers both with Russia and across the territory of Ukraine (within its branch network). The list of branches of Sberbank of Russia JSC that carry out these transfers can be clarified
- OJSC "BPS-Sberbank" (Republic of Belarus)- with subdivisions in 46 cities of the republic (Minsk, Mogilev, Brest, Vitebsk, Gomel, etc.), which carry out transfers with Russia. The list of structural divisions of BPS-Sberbank can be viewed
I did not find information on any of the sites of the banks listed above that it is possible to make transfers between subsidiary banks of Sberbank of Russia directly using the Kolibri system. That is, for example, transfers from Kazakhstan to Ukraine or from Ukraine directly to Belarus are not made and this is a big minus of the system.
Conditions and commission for express money transfers KOLIBRI
The main conditions and commissions for KOLIBRI transfers, which operate in Sberbank of Russia and its subsidiary banks in 2013, can be divided into the following areas:
- Transfers within Russia
- Transfers abroad
- Transfers within Ukraine
- Terms and rates for KOLIBRI transfers in Russia
Transfers within Russia are urgent cash transfers of Sberbank of Russia, which are carried out between the structural divisions of the bank and are carried out:
- Terms and rates for KOLIBRI transfers abroad
№ Conditions / Member Countries Sberbank of Russia OJSC - from Russia SB Sberbank JSC - from Kazakhstan Sberbank of Russia JSC - from Ukraine OJSC "BPS-Sberbank" - from Belarus 1. Transfer currency KOLIBRI rubles, US dollars and euros rubles, US dollars and euros rubles, US dollars and euros rubles, US dollars and euros 2. Maximum amount of transfers during the day - for residents no more than 5,000 US dollars (equivalent);
- for non-residents 10.000 (Ten thousand) US dollars
USD 5,000 (at the exchange rate of the Bank of Russia on the day of the operation) USD 10,000. 3. Bank commission for transfer - when sending a transfer Hummingbird 1% of the amount, but not less than 150 rubles. (5 USD / EUR depending on the transfer currency), max 3000 rubles, 100 USD / EUR. 1% of the amount, min 150 Russian rubles; 1% of the amount, min USD 5 / EUR 5 1% of the amount, min 150 Russian rubles; 1% of the amount, min USD 5 / EUR 5 4. Bank commission for transfer - upon receipt of Kolibri transfer 1% of the amount 1% of the amount 1% of the amount 1% of the amount 5. The term for the execution of the money transfer no more than 1 hour from the moment of registration by the sender no more than 1 hour no more than 1 hour no more than 1 hour 6. Additional service (Recipient notification) informing the recipient at the request of the sender by phone about the fact of receiving the transfer in his favor - 10 rubles. 50 tenge No No 7. Cancellation of the transfer (until the recipient calls for the transfer) RUB 150 750 tenge UAH 30 RUB 150 - Terms and rates for KOLIBRI transfers within Ukraine
How to send a transfer to Hummingbird?
To make a transfer through a Sberbank branch, the sender will need:- Visit the branch of Sberbank, which carries out transfers "Kolibri".
- Submit an identity document.
- Provide the bank employee with the necessary data:
- Surname, name and patronymic of the recipient of the money transfer;
- Security Question and a reply for the recipient (if desired);
- your mobile phone number and / or recipient's phone number (it is not necessary to indicate) - then the sender will be informed free of charge via SMS about the receipt of the transfer, and the recipient will be informed about sending or canceling the transfer.
- Carefully check the transfer application completed by the Sberbank operator and sign it.
- Enter the amount of the transfer and the amount of the commission to the Bank's cash desk.
- Receive a receipt, which contains the control number of the transfer.
- Provide the recipient with the control number of the transfer on their own.
How do I get a Hummingbird translation?
To receive a Hummingbird transfer, the recipient must do the following:- Visit any branch of Sberbank or a subsidiary bank that issues such transfers.
- Show your passport or other identity document.
- State the control number of the transfer and the answer to the security question (if any) and the name of the sender.
- Get a translation.
- At international transfers- pay also your part of the commission for receiving the transfer.
How to check the status of the transfer
It is not possible to check the status of the KOLIBRI transfer through the Sberbank website, since there is no such service.Instead, Sberbank invites the sender, and only if he wishes, to indicate in the application his mobile phone number and / or the phone number of the transfer recipient, i.e. this bank service is optional.
In this case:
- the sender will be informed free of charge via SMS about the receipt of the transfer,
- recipient - SMS message about sending or canceling the transfer.
How to correct mistakes made during translation
Payment of the transfer is not made if the sender of the transfer when filling out the "Application for transfer" indicated incorrect data of the recipient, i.e. when the name of the recipient and / or passport data of the recipient does not match the data entered into the system at the direction of the sender.In this case, the sender has the right to amend the data of the recipient of the transfer in terms of changing the last name and / or first name and / or patronymic of the recipient, upon presentation to the bank:
- receipts / receipts cash order 0402008 with the control number of the transfer issued during the execution of the transfer.
- will correctly indicate the control number of the transfer,
- and the data of the document proving the identity of the sender of the transfer will coincide with his data (client data) specified in the details of the transfer when sending it.
- different spelling in the details of the transfer and the details of the identity document of the recipient, the letters "E" or "E" and the letters "I" or "Y",
- the same spelling of letters in Latin and Cyrillic. For example, "P" (Latin) and "P" (Cyr.).
- absence or presence in the details of the full name - a space or a hyphen.
Canceling bank transfer Hummingbird
The sender has the right to cancel the transfer unclaimed by the recipient and return his money. True, the commission for the execution of the transfer is not refundable, in addition, the sender will additionally pay for the service of canceling the transfer.Cancellation of an unclaimed transfer is carried out in the structural unit of Sberbank of Russia / Respondent that accepted the transfer, upon presentation of:
- identity document,
- receipts with the control number of the transfer.
- A written application is drawn up in any form addressed to the head of the branch of Sberbank of Russia / structural unit of the Respondent who accepted the transfer.
- The Bank checks the primary documents for the accepted transfer, after which it obtains permission from the head of the Respondent's structural unit / structural unit / branch of Sberbank of Russia to pay the money.
- The payment is made to the sender.
Alfa Bank Belagroprombank Belarusbank BelVEB Belgazprombank Belinvestbank BNB-Bank BPS-Sberbank BSB Bank BTA Bank VTB (Belarus) Idea Bank Moscow-Minsk MTBank Paritetbank Priorbank Solution RRB-Bank Technobank
Alfabank transfers funds from the card account of one person to the card account of another person without commissions and fees. This condition is valid for transfers via Internet banking and mobile banking. Transferring money from card to card through an ATM or self-service terminal is not possible.
When transferring funds from the card account of one person to the card account of another person, Belagroprombank deducts a commission from the sender in the amount of 1.5% of the transfer amount, but not less than 0.2BYN per transaction. The size of the commission is the same and is valid for all transfer methods: internet banking, m-banking, info kiosk.
When transferring funds from the card account of one person to the card account of another person, Belarusbank deducts a commission from the sender in the amount of 1.5% of the transfer amount. The size of the commission is the same and is valid for all transfer methods: internet banking, m-banking, ATM / infokiosk.
Bank BelVEB transfers funds from the card account of one person to the card account of another person without commissions and fees. This condition applies to transfers via internet banking and mobile banking. Transferring money from card to card through an ATM or self-service terminal is not possible.
Belgazprombank transfers funds from the card account of one person to the card account of another person without commissions and fees. This condition applies to all transfer methods: internet banking, m-banking, ATM / info kiosk.
Belinvestbank transfers funds from the card account of one person to the card account of another person through Internet banking and m-banking without commissions and fees. In the case of a transfer via an ATM or self-service terminal, a commission of 1.5% of the transfer amount is charged, but not less than 2BYN per transaction.
BNB-Bank transfers funds from the card account of one person to the card account of another person without commissions and fees. This condition applies to transfers via internet banking and mobile banking. Transferring money from card to card through an ATM or self-service terminal is not possible.
When transferring funds from the card account of one person to the card account of another person, BPS-Sberbank deducts a commission from the sender in the amount of 2.5% of the transfer amount, but not less than 0.5BYN and no more than 15BYN per transaction. The size of the commission is the same and is valid for all transfer methods: internet banking, m-banking, info kiosk.
The transfer of funds from the card account of one person to the card account of another person is carried out by BSB Bank without commissions and fees. This condition is valid for transfers via Internet banking and mobile banking. Transferring money from card to card through an ATM or self-service terminal is not possible.
BTA Bank transfers funds from the card account of one person to the card account of another person without commissions and fees. This condition is valid for transfers via Internet banking and mobile banking. Transferring money from card to card through an ATM or self-service terminal is not possible. 1
When transferring funds from the card account of one person to the card account of another person, VTB Bank deducts a commission from the sender in the amount of a fixed payment - 0.15BYN. The size of the commission is the same and is valid for all transfer methods: Internet banking, m-banking, ATM / infokiosk.
Transfer of funds from the card account of one person to the card account of another person. The idea is carried out by the Bank without commissions and fees. This condition applies to transfers via internet banking and mobile banking. Transferring money from card to card through an ATM or self-service terminal is not possible.
When transferring funds from the card account of one person to the card account of another person, Bank Moscow-Minsk deducts a commission from the sender in the amount of 1% of the transfer amount + 0.14BYN. The size of the commission is the same and is valid for transfers via Internet banking and m-banking. Money transfer via ATM / self-service terminal is not possible.
MTBank transfers funds from the card account of one person to the card account of another person only through Internet banking or the online service perevod.mtbank.by. There are no fees for this transaction.
Parity Bank transfers funds from the card account of one person to the card account of another person without commissions and fees. This condition applies to transfers via internet banking and mobile banking. Transferring money from card to card through an ATM or self-service terminal is not possible.
When transferring funds from the card account of one person to the card account of another person, VTB Bank deducts a commission from the sender in the amount of a fixed payment - 0.5BYN. The size of the commission is the same and is valid for all transfer methods: internet banking, m-banking, ATM / infokiosk.
Transfer of funds from the card account of one person to the card account of another person via Internet banking or m-banking. Bank The solution is carried out without commissions and fees. In the case of transferring funds through an ATM / self-service terminal, a commission is charged in the amount of 0.5% of the transfer amount, but not more than 1BYN.
RRB-Bank transfers funds from the card account of one person to the card account of another person only through Internet banking. There is no commission for this service.
The transfer of funds from the card account of one person to the card account of another person is carried out by Technobank without commissions and fees. This condition is valid for transfers via Internet banking and mobile banking. Transferring money from card to card through an ATM or self-service terminal is not possible.
One of the most demanded banking operations is a transfer from card to card Belarusbank. And it's true - not everyone has the opportunity to transfer the amount in cash, especially when the other person is in another city, country or even a continent.
Belarusbank is a modern company that has at its disposal tools that provide customers with fast and high-quality service. Let's discuss whether it is possible to make money transfers in the system of this bank.
Methods of transferring money from card to card Belarusbank
I would like to note that the process of transferring funds between cards does not take long... Therefore, even in the most urgent situation, when it is necessary to urgently transfer the required amount, you can fully rely on him.
For the operation at your disposal there are four options, which will be discussed below.
Money transfer from card to card via Internet banking
Online banking now very common among users banking services... And there is something to value it for, because through it you can carry out many different operations, without a visit to the bank branches:
- Replenishment of card and current accounts by non-cash method.
- Connecting and disconnecting additional services.
- Ordering the release of plastic.
- Pay payments inside and outside the bank.
- Making a transfer of funds, including international ones.
- Open a deposit account.
- Applying for.
Let's dwell on the transfer of funds in more detail. It is the fastest and effective method replenish the card of any resident of the Republic of Belarus, the bank, along with this, charges a very small commission for the service - about 1.5% of the amount moving. And the client makes the transfer between his own cards without commission.
Pay attention to P2P credit error when transferring funds In Internet banking, you can make money transfers:
- Between your card accounts.
- To the card of another client of JSSB Belarusbank.
The operation can be performed not only in Belarusian rubles, but also in other currencies. In order to use the service, necessary:
- Log in by entering the username and password issued during registration.
Step 1 - In the main menu select a section"Payments and transfers".
Step 2 - From the list that appears, go to the "Transfer of funds".
- To make a transfer from your card, activate it in the list provided, and then you need to enter the number and expiration date of the card to which you want to transfer money.
After all the manipulations, you need to confirm your intention to carry out the operation by pressing the "Continue" button, after which you receive automatic suggestion on establishing regular status for it. This function allows you not to bother with entering the data of the required plastic.
Related videos:
How to transfer money to a card through M-banking?
It operates on platforms:
- Android.
- Windows Mobile.
Another obvious advantage of M-banking is its mobility - you can make a transfer to another Belarusbank card in a matter of minutes and at the same time you do not have to be at the computer.
To make it easier for you to navigate the functionality, we decided to acquaint you with very simple instruction:
- First you need to log in, and then find in the main menu"Popular payments", where the section "Money transfer" will be available.
- In the list provided, you choose required type of card account.
- The bank always informs its clients about the conditions of its products, therefore, before carrying out a transfer of funds should read with the rules and prices for this action in the Belarusbank system.
- The next step is to fill in the details of the payment card to which the money will be credited, namely 16 digits and the validity period.
- By activating the button“Translate”, you start the translation mechanism into action.
Photo instruction:
How to transfer funds from your card to another through an infokiosk?
Do you know the situation when a relative informs you that he urgently needs money? What would you do in such a situation? We think that many of you would rush to look for the nearest branch to stand in line at the cashier and put cash on the right card. Truth? Of course, this is one of the best options, but we advise you to use the services of an infokiosk and the ERIP system.
If you decide to use it, then the procedure for its work is as follows:
- Insert plastic into the card slot.
- Activate the action by typing the pin-code from the card on the keyboard.
- On the screen, activate the "Transfer funds" option.
- Enter the recipient's details for bank transfer ( number and validity period his cards).
- Agree to payment commission and confirm the transfer operation.
Step-by-step instruction:
Transfers "Strizh" in Belarusbank
Any client of the bank can use the Strizh transfer system. This system is Belarusian analogue of the world famous Western Union translations.
For listing using this system need to contact to the manager of any Belarusbank office who will help you:
- Fill in the recipient information.
- Will check your passport details.
- Will send to the cashier for depositing funds that will be transferred.
The result of the entire operation is the issuance of a check with the control code of the transfer, which must be transferred to the recipient.
The recipient for his part should apply to the operator responsible in the Strizh system and name the code, which is assigned to the transfer of funds.
How to transfer money from Belarusbank to plastic of a client of another bank?
Russian Alfa-Bank software package entitled card2card will easily send the required amount from Belarusbank to a client of Russian banks. Usually most often this service used to transfer funds to Sberbank cards in Russia.
Please note that 3D Secure must be activated before using the Alfa-Bank program.
How to make a transfer to Belarusbank from other banks?
Users of banking services in the Republic of Belarus have the opportunity to transfer money not only from Belarusbank, but also in the opposite direction - from other banks to its clients.
let's consider a few examples.
From Belagroprombank and Belgazprombank to Belarusbank
All three services remote banking provide for the ability to transfer money from the aforementioned companies to card accounts in Belarusbank.
Belgazprombank service Algorithm when performing an operation from any service almost the same... So, when replenishing a Belarusbank card from a card account in Belgazprombank, you can use an info kiosk, Internet banking or M-banking, where a simple mechanism is performed:
- Go to the menu of any of the systems and select the "Transfer to a bank card" section.
- Choose the item "To a Visa card or Mastercard of another bank".
- Enter the recipient's 16-digit plastic number and its expiration date.
- Enter the transfer amount.
- Confirm the operation and receive a receipt in electronic form, which can be saved as a file and, if necessary, printed.
Any of the banks will request a fee, which will amount to 1.5% of the transfer amount.
From Belinvestbank to Belarusbank
Belinvestbank has its own interesting P2P service, which allows transfers between bank card accounts of customers throughout the country.
But for this, the user must activate a service that will enhance the security of such operations and limit the intervention of third parties. This function is called 3-D Secure. Without it, operations for transferring money to third-party resources will be blocked.
From BPS-Sberbank card to Belarusbank
The bank has similar systems for transferring money to cards of other banks, including Belarusbank. The most developed among them is Sberbank Online.
The system is also easy to operate, as in Belarusbank, and the sequence of actions when transferring to card accounts in other banks almost identical:
- Authorization in the system.
- Activate the operation "Transfer to a card of another bank".
- Enter the details of the recipient's card and the transfer amount.
- Agree to the terms and perform the operation.
The difference lies in the removal of a commission of 1.5%, but not less than 2 Belarusian rubles.
Transfer from Russia to Belarusbank using Alfa-Bank
To exchange funds between two neighboring countries (Russia and the Republic of Belarus), in addition to regular money transfers, you can use special service Alfa-Bank, which can help transfer funds from a neighboring country to Belarus. The online service is called"Alpha click".
To use this system for transferring funds, in the transfers section need to choose"From card to card" and further point"To the card of any bank."
There is also a commission and she is 2%.
Conclusion
Today plastic cards banks are not only convenient wallet, but also the ability to quickly move money between customer accounts. Developed network of Belarusbank allows you to transfer money not only to internal accounts, but also to carry out mutual settlements with clients of other banks.
Transfer from card to card is a convenient service that allows you to transfer funds to a loved one without leaving your home. You can perform such an operation, or by contacting the bank that issued your card for help.
Most often, transfers can be made via Internet Banking mobile application For some financial and credit institutions, this list is supplemented by self-service kiosks, ATMs and translation services on the corporate website.
However, it is worth remembering that a commission may be charged for such a service. The amount of the bank's remuneration may depend on several factors:
- in which bank the card to which the transfer is made is issued
- who it belongs to, you or another individual
- where the transfer is made, for example, in the Internet bank or info kiosk
| Transfer method | between cards of different banks | |
| Internet bank / Service on the bank's website |
no commission | no commission - from a card of another bank to a card of Alfa-Bank |
| Mobile Bank | no commission | no possibility |
| ATM / Infokiosk | no possibility | |
| Transfer method | between cards issued in the same bank | between cards of different banks |
| Internet bank / Mobile Bank |
between cards of different faces: 0.9% - transfer using the "Internet Bank" service 0.9% (min 0.49 BYN) - transfer "Hutka to the card" |
1.5% (min 0.49 BYN) - to a Visa, Mastercard, Belcard of another bank / between cards of other banks no commission - from a card of another bank to a card of Bank BelVEB |
| ATM / Service on the bank's website |
no commission - between cards of one person 0.9% (min 0.49 BYN) - between cards of different persons |
|
| Transfer method | between cards issued in the same bank | between cards of different banks |
| Internet bank / Mobile Bank / ATM / Service on the bank's website |
no commission | 1% (min 1 BYN) - to a Visa, Mastercard of another bank / between cards of other banks no commission - from a card of another bank to a card of VTB Bank |
| Transfer method | between cards issued in the same bank | between cards of different banks |
| Internet bank / Mobile Bank |
no commission - between cards of one person 1% + 0.14 BYN - between cards of different persons Exceptions: 1.5% + 0.14 BYN - salary "Basic", "Bonus" 0.5% + 0.14 BYN - salary "Premium" |
1.5% + 1 BYN - to a Visa, Mastercard of another bank / between cards of other banks / from a card of another bank to a Dabrabyt Bank card |
| Service on the bank's website | no possibility | |
| ATM | no possibility | |
| 2% - from a Dabrabyt Bank card to a card of another bank (except for devices and services of Belgazprombank) free - salary "Elite" |
||
| Transfer method | between cards issued in the same bank | between cards of different banks |
| Internet bank / Mobile Bank |
no commission | no possibility |
| ATM / Service on the bank's website |
no possibility | |
| Transfer in devices and services of other banks | 0.5% - from the Bank's card Decision to the card of another bank (except for V-BANKING cards) | |
| Transfer method | between cards issued in the same bank | between cards of different banks |
| Internet bank / Mobile Bank |
no commission - between cards of one person 1.5% (min 0.49 BYN) - between cards of different persons |
1.5% (min 0.99 BYN) - to the card of another bank |
| ATM / Infokiosk / Service on the bank's website |
1.5% (min 0.99 BYN) - to the card of another bank / from the card of another bank to the card of Belagroprombank 1.5% (min 1.49 BYN) - between cards of other banks |
|
| Transfer method | between cards issued in the same bank | between cards of different banks |
| Internet bank / Mobile Bank / ATM / Infokiosk / Service on the bank's website |
no commission - between cards of one person 1.5% - between cards of different persons |
2.5% - to a card of another bank / between cards of other banks 2% - from a card of another bank to a Belarusbank card |
| Transfer in devices and services of other banks | 2.5% - from a Belarusbank card to a card of another bank | |
| Transfer method | between cards issued in the same bank | between cards of different banks |
| Internet bank / Mobile Bank / ATM / Info kiosk |
no commission | no commission - from a card of another bank to a Belgazprombank card |
| Service on the bank's website | no possibility | |
| Transfer method | between cards issued in the same bank | between cards of different banks |
| no commission | 1.5% (min 0.49 BYN) - only Belagroprombank, Belarusbank | |
| ATM / Infokiosk / Service on the bank's website |
1.5% (min 0.49 BYN) - to a card of another bank / between cards of other banks no commission - from a card of another bank to a card of Belinvestbank |
|
| Transfer method | between cards issued in the same bank | between cards of different banks |
| Internet Bank / Mobile Bank | no commission | no possibility |
| ATM / Service on the bank's website |
no possibility | |
| Transfer method | between cards issued in the same bank | between cards of different banks |
| Internet Bank / Mobile Bank | no commission - between cards of one person 2 BYN per transaction - between cards of different persons |
1.5% (min 2 BYN) - to a Visa card, Mastercard of another bank |
| ATM / Infokiosk / Service on the bank's website | no possibility | |
| Transfer in devices and services of other banks | 2% (min 2 BYN) - from a BPS-Sberbank card to a card of another bank (for cards, served in the BPC - on the back of the card number 2992525) |
|
| Transfer method | between cards issued in the same bank | between cards of different banks |
Service on the bank's website |
no commission | 1.5% (min 0.5 BYN) - to a Visa / Mastercard of another bank / between cards of other banks no commission - from a card of another bank to a card of BSB Bank |
| ATM | no possibility | |
| Transfer method | between cards issued in the same bank | between cards of different banks |
| Internet Bank / Mobile Bank / ATM |
no commission | no possibility |
| Service on the bank's website | no possibility | |
| Transfer method | between cards issued in the same bank | between cards of different banks |
| Internet bank | no commission - by contract number / phone | no possibility |
| Mobile Bank | no commission - by contract number / phone 1.5% (min 2 BYN) - by card number |
1.5% (min 2 BYN) - to a Visa, Mastercard of another bank / between cards of other banks |
| ATM | no possibility | |
| Service on the bank's website | 1.5% (min 2 BYN) on Visa, Mastercard | |
| Transfer method | between cards issued in the same bank | between cards of different banks |
| Internet Bank / Mobile Bank / Service on the bank's website |
no commission | 1.5% (min 0.49 BYN) - to a Visa, Mastercard of another bank / between cards of other banks no commission - from a card of another bank to an MTBank card |
| ATM / Infokiosk | no possibility | |
| Transfer method | between cards issued in the same bank | between cards of different banks |
| Internet bank / Mobile bank |
no commission | no possibility |
| ATM / Infokiosk / Service on the bank's website |
no possibility | |
| Transfer method | between cards issued in the same bank | between cards of different banks |
| Internet Bank / Mobile Bank / ATM |
no commission | 1.2% + 1.5 BYN - to a card of another bank / between cards of other banks |
| Service on the bank's website | no possibility | |
| Transfer in devices and services of other banks | 0.5% - from a Priorbank card to a card of another bank | |
| Transfer method | between cards issued in the same bank | between cards of different banks |
| Internet bank / Mobile bank |
no commission | no possibility |
| ATM / Service on the bank's website |
no possibility | |
| Transfer method | between cards issued in the same bank | between cards of different banks |
| Internet bank / Mobile bank |
no commission | no possibility |
| Service on the bank's website | no possibility | 1.5% (min 1 BYN) - to a Visa, Mastercard of another bank / between cards of other banks no commission - from a card of another bank to a StatusBank card |
| ATM / Infokiosk | no possibility | |
| Transfer method | between cards issued in the same bank | between cards of different banks |
| Internet Bank / Mobile Bank | no commission | 1.5% (min 2 BYN) - to a Visa, Mastercard of another bank / between cards of other banks / from a card of another bank to a Technobank card |
| ATM / Service on the bank's website |
no possibility | |
| Transfer method | between cards issued in the same bank | between cards of different banks |
| Internet bank | no commission - between cards of one person no possibility - between cards of different persons |
no possibility |
| Mobile Bank / ATM / Service on the site |
no possibility | |
Thus, all the listed financial and credit institutions allow transferring funds within one bank. Note that making a transfer to the card Fransabank it is possible only within the framework of your cards.
Most banks offer such transfers free of charge. The fee for transferring funds to another person's card, issued in the same bank as your card, will be charged:
- Bank BelVEB
- Bank Dabrabyt
- Belagroprombank
- Belarusbank
- BPS-Sberba nk
In addition, earlier in the Internet bank of Alfa-Bank, a transfer to a card of another bank could only be made through the service of the Russian Alfa-Bank, and now the Belarusian bank will have its own service.
If your bank is not one of the financial and credit institutions that allow you to transfer money to a card of another bank, then you can use the services of other banks, some of them allow you to perform transactions, even if the sender's card is issued in another bank.
Please note that some banks may charge a commission for transfers from their cards through third-party services!
For clarification, here's an example:
You need to make a transfer to an Alfa-Bank card from a card, for example, of Bank BelVEB. If you use Alfa-Bank's P2P transfer service for the transfer, neither Alfa-Bank nor Bank BelVEB will charge you a commission for such an operation. But if you transfer money to an Alfa-Bank card from a Priorbank card, then the latter will charge you a commission of 0.5% of the amount for "Transfer in devices and services of other banks."
Please note that the map there are bonuses up to 5% for each transaction. Bonuses can be used to compensate for purchases on AliExpress.
So, the commission for transferring funds through third-party services is charged today:
- Bank Dabrabyt - 2% of the amount (exception: devices and services of Belgazprombank)
- Bank Decision - 0.5% of the amount (exception: V-BANKING cards)
- Belarusbank - 2.5% of the amount
- BPS-Sberbank - 2% of the amount, at least 2 rubles (used for cards served in the BPC - on the back of the card number 2992525)
- Priorbank - 0.5% of the amount
In addition to transferring by card number, you can transfer money through the ERIP system, no commission is charged for such a transfer. However, in this case, you will need to know the recipient's agreement or account number, and crediting may take longer. Immediately, we note that you cannot replenish cards through ERIP:
- VTB Bank
- Belagroprombank
- Belarusbank
- Account number
- UNP of the beneficiary bank
- BIC of the beneficiary bank
We check the quality of service in Belarusian banks... Today we will test transfers to the card BPS-Sberbank... Let's find out how to transfer money instantly, and how to transfer money without commission.
First, we call the bank's contact center.
- Good day. My name is Alina. How can I help you?
- Hello. I need to transfer money to your bank card. How can i do this?
- You want to transfer from a card of some other bank, right?
- I have 2 translations. One transfer from a card of another bank to your card, and the second - from my BPS-Sberbank card to another BPS-Sberbank card.
- In this case, if you use the Internet bank of our bank, you can transfer cash remotely in personal account... If you have a salary package, or for personal purposes, you have ordered a Classic or Status package of services, or you have a ComPass card, then there are several options for transferring funds without any commissions. Do you know what kind of card you have?
A few minutes later, we found out that I have the most ordinary card, which means that for a transfer to another client of the bank, they will still take a commission from me - 1.8% of the amount.
— This is the usual debit card, not in the package of services is issued, therefore a commission will be charged - this is 2BYN, if to the card of our bank,- explained the specialist.
- If it is through the Internet bank?
—Yes, that’s if through Internet banking. The card number and the validity period of the recipient's card are indicated there.
- Is it possible by phone number?
—Yes, you can also call the phone number, if the client of our bank ...
- And if from a card of another bank?
- If you transfer funds from a card of another bank, then you can also remotely, without leaving your home, through the ERIP system. It indicates either the contract number or the invoice number in the formatIBAN. It will be free of any commissions.
— It's clear. How fast?
- As soon as the money is credited to our bank, the funds are immediately credited to the account. As a rule, no later than the next business day.
- That is, not instantly?
- No, not instant translation.
- Can't you transfer to your bank card instantly?
- If you use an info kiosk. In this case, the recipient's card number is indicated, it is possible from a card of another bank, as well as in cash. It will be an instant recharge without commissions.
The first transfer is from a card of another bank to a BPS-Sberbank card
On the advice of a specialist, we used the ERIP system.
Transfer without commission, we only needed to indicate the account number, which can be found in the Internet bank.
Despite the fact that the contact center specialist said that the transfer was not instantaneous, the money on the card arrived very quickly. I think we are very lucky.
It should be noted that the contact center specialist spoke in some detail about transfers.
However, to transfer from a card of another bank, I was offered only one "non-instant" option - the ERIP system. But this is not the case.
In fact, BPS-Sberbank has its own transfer system "Translate for me", the money should come instantly, however, for such a transfer they will take a commission of 1.8%, and for transfers you can only use Mastercard and Maestro.
The second experiment - transfer between BPS-Sberbank cards
For the second transfer, the specialist advised using transfers in the Internet banking system with a commission.
In chapter "Catalog" choose "Transfer to a private person".
You can transfer money both by card number and by phone number. I used the second option. The system automatically found the recipient, so I just had to verify the name and card number.
It remains only to confirm the transfer of SMS. The money was on the balance of the recipient at the same moment!
Personal opinion of the correspondent
The consultation turned out to be incomplete, the girl suggested using the ERIP system and transfers in the Internet bank for translation, but she did not tell about the “Translate to me” transfer system!
Despite the fact that the transfer through the ERIP system is "not instantaneous", the money can come only the next day, it turned out to be on our balance very quickly.
If you use the “Transfer to Me” service, the transfer will be instant, but with a commission and only between Mastercard and Maestro cards.
As for intrabank transfers, they are also instant, it's a pity that you have to pay a commission. :(
Test result - 22.5 points out of 50 possible
| Evaluation Criteria for the Competition | BPS-Sberbank | |||
| By phone | Time of waiting for a response from the Contact Center on the line | 1 point - 3.5 minutes 2 point - 3 minutes 3 point - 2 minutes 4 point - 1 minute 5 points - less than 30 seconds |
MAX 15 | 5 |
| Completeness of information, received from the Contact Center |
... did you offer options for transferring between cards - 5 points (if more than one) | 5 | ||
| ... told about each option in detail and named the commissions - 5 points | 2,5 | |||
| ... offer only offline transfer options (info kiosk or bank branch) - minus 2 points | 0 | |||
| Online transfers within one bank | Transfer speed from this bank's card | ... 3 points - during the day |
MAX 40 | 10 |
| The cost of transfer from a card of this bank | ... 0 points - any commission ... 10 points - free |
0 | ||
| Online transfers from a card of another bank | Transfer speed from a card of another bank | ... 0 points - the next day and longer ... 3 points - during the day ... 10 points - within half an hour |
10 | |
| The cost of transfer from a card of another bank | ... 0 points - more than 1% ... 5 points - less than or equal to 1% of the transfer amount ... 10 points - free |
10 | ||
| Is it possible to transfer online between cards of different banks for all payment systems (Visa, Mastercard, BELKART) - minus 10 points (for the absence of one of the systems) | -20 | |||
| Maximum number of points | MAX 55 | 22,5 | ||