We check the quality of service in Belarusian banks. Today we will test transfers to the card BPS-Sberbank. Let's find out how to transfer money instantly, and how without commission.
First, we call the contact center of the bank.
- Good day. My name is Alina. How can I help you?
- Hello. I need to transfer money to your bank card. How can i do this?
- You want to transfer from the card of some other bank, right?
— I have 2 translations. One transfer from a card of another bank to your card, and the second - from my BPS-Sberbank card to another BPS-Sberbank card.
– In this case, if you use the Internet banking of our bank, you can transfer funds remotely to personal account. If you have a salary package, or for personal purposes you have issued a “Classic” or “Status” service package, or you have a ComPass card, then there are several translation options Money without any fees. Do you know what card you have?
A few minutes later, we found out that I had the most common card, which means that I would still be charged a commission for transferring to another client of the bank - 1.8% of the amount.
— This is the usual debit card, not included in the service package, so a commission will be charged - this is 2BYN, if to the card of our bank,- explained the specialist.
- Is it through Internet banking?
Yes, if it is through Internet banking. It indicates the card number and the expiration date of the recipient's card.
- Can I get a phone number?
—Yes, it is also possible by phone number, if the client of our bank…
- And if from a card of another bank?
— If you transfer money from a card of another bank, then you can also remotely, without leaving your home, through the ERIP system. It indicates either the contract number or the invoice number in the formatIBAN. This will be without any fees.
— It's clear. And how fast?
- As soon as the money is credited to our bank, the funds are immediately credited to the account. Usually no later than the next business day.
So not instantly?
— No, not instant transfer.
- Can't you instantly transfer to your bank card?
- If you use the information kiosk. In this case, the recipient's card number is indicated, it is possible from a card of another bank, as well as in cash. This will be an instant replenishment of the card without commissions.
The first transfer is from a card of another bank to a BPS-Sberbank card
On the advice of a specialist, we used the ERIP system.
Transfer without commission, we only needed to indicate the account number, which can be found in the Internet bank.
Despite the fact that the contact center specialist said that the transfer was not instant, the money was received on the card very quickly. I think we are very lucky.
It should be noted that the contact center specialist spoke in some detail about the transfers.
However, for a transfer from a card of another bank, I was offered only one “non-instant” option - the ERIP system. But it's not.
In fact, BPS-Sberbank has its own transfer system "Translate for me", the money should come instantly, however, a commission of 1.8% will be charged for such a transfer, and for transfers you can only use Mastercard and Maestro.
The second experiment is a transfer between BPS-Sberbank cards
For the second transfer, the specialist advised using transfers in the Internet banking system with a commission.
In chapter "Catalog" choose "Transfer to a private person".
You can transfer money both by card number and by phone number. I used the second option. The system automatically found the recipient, so I just had to check the full name and card number.
It remains only to confirm the transfer of SMS. The money on the recipient's balance appeared in the same minute!
Correspondent's personal opinion
The consultation turned out to be incomplete, the girl suggested using the ERIP system and transfers in the Internet bank for the transfer, but did not tell about the Transfer Me transfer system!
Despite the fact that the transfer through the ERIP system is “not instant”, the money can only come the next day, they appeared on our balance sheet very quickly.
If you use the "Transfer to me" service, the transfer will be instant, but with a commission and only between Mastercard and Maestro cards.
As for intrabank transfers, they are also instant, the only pity is that you have to pay a commission. :(
Test result - 22.5 points out of 50 possible
| Evaluation criteria in the competition | BPS-Sberbank | |||
| By phone | Call Center response time on the line | 1 point - 3.5 minutes 2 point - 3 minutes 3 point - 2 minutes 4 points - 1 minute 5 points - less than 30 seconds |
Max 15 | 5 |
| Completeness of information received from the Contact Center |
. whether they offered transfer options between cards - 5 points (if more than one) | 5 | ||
| . told about each option in detail and named the commission - 5 points | 2,5 | |||
| . offer only offline transfer options (info kiosk or bank branch) - minus 2 points | 0 | |||
| Online transfers within the same bank | The speed of transfer from the card of this bank | . 3 points - during the day |
Max 40 | 10 |
| The cost of a transfer from a card of this bank | . 0 points - any commission . 10 points - free |
0 | ||
| Online transfers from a card of another bank | Transfer speed from a card of another bank | . 0 points - next day and longer . 3 points - during the day . 10 points - within half an hour |
10 | |
| The cost of a transfer from a card of another bank | . 0 points - more than 1% . 5 points - less than or equal to 1% of the transfer amount . 10 points - free |
10 | ||
| Is it possible to transfer online between cards of different banks for all payment systems (Visa, Mastercard, BELKART) - minus 10 points (for the absence of one of the systems) | -20 | |||
| Maximum points | MAX 55 | 22,5 | ||
Sberbank - transfers KOLIBRI
Hummingbird transfers across Ukraine, as well as between Ukraine, Russia, Kazakhstan and Belarus, will soon be stopped, as Sberbank of Russia is selling a subsidiary bank JSC Sberbank of Russia (Ukraine).In October 2016, a number of Russian payment systems (including Hummingbird) fell under the expanded sanctions of Ukraine, in response to this, on March 22, 2017, the State Duma adopted changes in the third reading the federal law"About the national payment system”, banning cross-border Money transfers from Russia to Ukraine using foreign payment systems. Putin signed the law.
Of all types of money transfers in Russia, urgent transfers cash Hummingbirds of Sberbank of Russia are considered to be among the youngest. This type of transfer appeared in early 2013, when Sberbank rebranded the Blitz money transfer system, popular among the population, which received a new life as urgent cash transfers Hummingbird. The conditions for processing this urgent transfer have been significantly improved.
Hummingbird logo
So, KOLIBRI, these are urgent money transfers in cash of Sberbank of Russia, which are carried out both between Sberbank branches in Russia, and between Sberbank of Russia and its subsidiary banks abroad, as well as within one of the subsidiary banks. Transfers are made without opening an account (both by the sender and the recipient).
The system of urgent transfers "KOLIBRI" of Sberbank of Russia consists of several types of money transfers, namely:
- Transfers within Russia - urgent cash transfers between Sberbank branches across Russia.
- Transfers abroad - international urgent money transfers between Sberbank of Russia and its subsidiaries abroad.
- Transfers within Ukraine - urgent cash transfers between branches of JSC "Sberbank of Russia" on the territory of Ukraine.
Banks involved in Hummingbird transfers
The branch network of participants in the Hummingbird transfer system consists of 4 banks:- Sberbank of Russia OJSC (Russian Federation)- with a branch network that provides acceptance and issuance of transfers in more than 10,000 branches of the bank. Sberbank makes transfers within Russia and abroad. The list of branches of Sberbank of Russia that carry out Hummingbird money transfers can be viewed
- SB JSC "Sberbank" (Republic of Kazakhstan)- with 33 service divisions that carry out transfers with Russia (Almaty, Astana, Aktau, Aktobe, Taldykorgan, Atyrau, Karaganda, Pavlodar, Uralsk, Kostanay, Ust-Kamenogorsk). You can see the list of branches of SB Sberbank JSC that carry out international urgent money transfers Hummingbird
- JSC Sberbank of Russia (Ukraine)- with 160 branches of the bank, which are present in all regions of Ukraine (Kyiv region, Crimean Autonomous Republic, Dnepropetrovsk region, Donetsk region, etc.). The bank carries out transfers both with Russia and across the territory of Ukraine (within its branch network). The list of branches of Sberbank of Russia JSC that carry out these transfers can be specified
- BPS-Sberbank OJSC (Republic of Belarus)- with subdivisions in 46 cities of the republic (Minsk, Mogilev, Brest, Vitebsk, Gomel, etc.), which carry out transfers with Russia. The list of structural divisions of BPS-Sberbank can be viewed
On none of the websites of the banks listed above, I found information that the Hummingbird system can be used to make transfers between subsidiaries of Sberbank of Russia directly. That is, for example, transfers from Kazakhstan to Ukraine or from Ukraine directly to Belarus are not made, and this is a big minus of the system.
Conditions and commission for urgent money transfers KOLIBRI
The main conditions and commissions for transfers KOLIBRI, which operate in the Savings Bank of Russia and its subsidiaries in 2013, can be divided into the following areas:
- Transfers within Russia
- Transfers abroad
- Transfers within Ukraine
- Conditions and tariffs for transfers KOLIBRI in Russia
Transfers in Russia are urgent cash transfers by Sberbank of Russia OJSC, which are carried out between the structural divisions of the bank and are carried out:
- Conditions and tariffs for transfers of KOLIBRI abroad
№ Conditions/Countries of participation OJSC "Sberbank of Russia" - from Russia SB JSC "Sberbank" - from Kazakhstan JSC "Sberbank of Russia" - from Ukraine BPS-Sberbank OJSC - from Belarus 1. Transfer currency COLIBRI rubles, US dollars and euros rubles, US dollars and euros rubles, US dollars and euros rubles, US dollars and euros 2. The maximum amount of transfers during the day - for residents no more than 5,000 US dollars (in equivalent);
- for non-residents 10.000 (Ten thousand) US dollars
USD 5,000 (at the exchange rate of the Bank of Russia on the day of the operation) 10000 US dollars. 3. Bank commission for the transfer - when sending a Hummingbird transfer 1% of the amount, but not less than 150 rubles. (5 USD/EUR depending on the transfer currency), max 3000 RUB, 100 USD/EUR. 1% of the amount, min 150 Russian rubles; 1% of the amount, min USD 5 / EUR 5 1% of the amount, min 150 Russian rubles; 1% of the amount, min USD 5 / EUR 5 4. Bank commission for the transfer - upon receipt of the Hummingbird transfer 1% of the amount 1% of the amount 1% of the amount 1% of the amount 5. Deadline for money transfer no more than 1 hour from the moment of registration by the sender no more than 1 hour no more than 1 hour no more than 1 hour 6. Additional Service (Recipient Notification) informing the recipient at the request of the sender by phone about the fact of receiving the transfer in his favor - 10 rubles. 50 tenge Not Not 7. Cancellation of the transfer (until the transfer is requested by the recipient) 150 rub. 750 tenge 30 UAH 150 rub. - Terms and tariffs for transfers KOLIBRI in Ukraine
How to send a Hummingbird transfer?
To make a transfer through a Sberbank branch, the sender will need:- Visit the branch of Sberbank, which carries out Hummingbird transfers.
- Present an identity document.
- Provide the bank employee with the necessary data:
- Surname, name and patronymic of the recipient of the money transfer;
- Security Question and a response for the recipient (if desired);
- number of your mobile phone and/or recipient's phone (optional) - then the sender will be informed free of charge via SMS about the receipt of the transfer, and the recipient about sending or canceling the transfer.
- Carefully check the application for transfer filled out by the Sberbank operator and sign it.
- Enter the amount of the transfer and the amount of the commission to the cash desk of the Bank.
- Get a receipt with the control number of the transfer.
- Tell the recipient the control number of the transfer on your own.
How to get a Hummingbird transfer?
To receive a Hummingbird transfer, the recipient must do the following:- Visit any branch of Sberbank or a subsidiary bank that processes such transfers.
- Show your passport or other identification document.
- Give the control number of the transfer and the answer to the security question (if it is specified) and the name of the sender.
- Get a translation.
- For international transfers - also pay your part of the commission for receiving the transfer.
How to check the status of a transfer
It is not possible to check the status of the KOLIBRI transfer through the Sberbank website, since there is no such service.Instead, Sberbank offers the sender, and only if he wishes, to indicate in the application his mobile phone number and / or the phone number of the recipient of the transfer, i.e. This banking service is optional.
In this case:
- the sender will be informed free of charge via SMS about the receipt of the transfer,
- recipient - SMS message about sending or canceling the transfer.
How to fix mistakes made when making a translation
Payment of the transfer is not made if the sender of the transfer, when filling out the "Application for transfer", indicated incorrect recipient's data, i.e. when the full name of the recipient and / or passport data of the recipient do not match the data entered into the system at the direction of the sender.In this case, the sender has the right to amend the data of the recipient of the transfer in terms of changing the last name and / or first name and / or patronymic of the recipient, upon presentation to the bank:
- receipt/receipt cash warrant 0402008 with the control number of the transfer issued (th) when making the transfer.
- correctly indicate the control number of the transfer,
- and the data of the Identity Document of the sender of the transfer will match his data (data of the client) specified in the details of the transfer when it was sent.
- different spelling in the details of the transfer and the details of the identity document of the recipient, the letters "E" or "Yo" and the letters "I" or "Y",
- the same spelling of letters in Latin and Cyrillic. For example, "P" (Latin) and "P" (Kyr.).
- the absence or presence in the details of the full name - a space character or a hyphen.
Cancel Bank Transfer Hummingbird
The sender has the right to cancel the transfer unclaimed by the recipient and return his money. True, the commission for processing the transfer is not refundable, in addition, the sender will additionally pay for the service of canceling the transfer.Cancellation of an unclaimed transfer is carried out in the structural unit of Sberbank of Russia / Respondent that accepted the transfer, upon presentation of:
- identity document,
- receipts with the control number of the transfer.
- A written application is drawn up in any form addressed to the head of the branch of OJSC Sberbank of Russia / structural unit The respondent who accepted the transfer.
- The Bank checks the primary documents for the accepted transfer, after which it obtains permission from the head of the Respondent's structural subdivision/structural subdivision/branch of Sberbank of Russia to pay out the money.
- Payment is made to the sender.
Some residents of the Russian Federation may need to send personal finances to another country, for example, to Belarus. Citizens of Russia are interested in the question of how best to send money.
This can be done in several ways, but the most popular option is to use the services of Sberbank.
It is not possible to send money directly from a Sberbank card to a Belarusian card.
But the bank offers other methods of sending funds:
- Urgent international cash transfer "Hummingbird". In this case, you can send funds without opening a new account. Sending is made at the bank office. The procedure takes no more than an hour. Both the recipient and the sender are charged a commission fee of 1%.
- Fast international MoneyGram transfer. The transaction is completed within 10 minutes. The percentage for the procedure depends on the amount of funds transferred. When sending up to $ 100, 2% is charged, up to $ 300 - 3%, and so on.
- International transfer to a bank account or cash transfer. The procedure is completed within two working days when sending cash and within a day when transferring to a card or account. The transaction fee is 2% if the amount is sent in rubles, and 1% if the currency is used.
- International non-cash transfer from account to account. The operation is performed in rubles, euros, dollars or other currencies. The transaction takes up to two business days. Commission for a transaction in rubles - 2%, for a currency transfer - 1%.
A profitable option is the Blitz service from Sberbank. This option is suitable for those citizens who are clients of Sberbank.
Blitz is a system that allows Sberbank customers to send funds not only to other regions of the Russian Federation, but also to nearby countries. Efficiency is the hallmark of this service. Funds are transferred almost instantly. Already an hour after the completed transaction, the recipient can pick up the money at the bank branch.
This service is not free. For each transfer made, the bank takes an interest of 1.75% of the transferred amount. But at the same time, the percentage cannot be less than 150 rubles and cannot be more than 3,000 rubles. You can send no more than 500,000 rubles at a time.
In addition, Sberbank makes it possible to send cashless transfer from Russia to Belarus. To do this, a person needs to come to the office of Sberbank with a passport. Tell the manager the details of the recipient's account and give the required amount. The deadline for sending finances is two days.
Transfer from Alfa-Bank card to recipient's card
Virtual transfers are much easier if the sender and recipient have cards from the same bank. Alfa-Bank enables its customers to transfer money from card to card, including from Russia to Belarus.
If the card has the required amount, then you can simply make a transfer. All this is done online. But there are some restrictions, for example, it is possible to transfer no more than 75,000 rubles at a time, and no more than 500,000 rubles in 30 days.
To complete the transaction, you will need the details of the card of the sender and the person receiving the funds. You will also need to enter the card PIN. The procedure is performed on the Internet, that is, a personal visit to the bank office is not required.
When all columns are filled in, the commission for the transaction is calculated automatically, in the amount of 1.95% of the transferred amount.
Transfers through other payment systems
There is another option for sending funds - this is the use of various payment systems. The most popular and demanded systems are:
- Western Union;
- contact;
- migom.
Each service has its own characteristics.
Western Union
This system has been popular for many years. Thanks to the service, it is possible to make a transaction without opening an account. You can receive funds within a couple of minutes after sending them.
The commission for the completed transaction is from 1 to 1.7%. It depends on the amount of the transaction and on the type of currency. To receive a transfer, you must present a passport, fill out a special form, indicate the transaction number, amount and other information. This method is considered the most reliable and simple.
contact
The operation through this system is carried out in the same way as in Western Union. There is no need to create additional accounts. But this option is valid until the limit, which for Belarus is equal to 500 base units (the base unit is determined by the exchange rate).
If a person exceeds this limit, you will need to create a personal account. At the same time, registration is carried out with the Department of Humanitarian Affairs. To receive and cash out finance, the written permission of this Department will be required.
When making a transaction, a commission of 3% of the transaction size is paid. The transfer takes from several minutes to a day. To receive, you will need a passport, transfer number, amount. This system is not as simple as Western Union and has some complexities.
migom
In this system, as in the previous case, there is a limit on the amount of the transfer. If this limit is exceeded, you will also need to open a special account. But the base values are reduced to 100.
It will take only a quarter of an hour for the funds to reach the recipient. The commission depends on the currency of the transaction. When sending rubles, the commission varies from 1.5 to 2%. When sending foreign currency, the commission is from 2 to 3%. To receive funds, you must have a passport and an application for obtaining finance.
As you can see, there are many options for sending funds from Russia to Belarus. Each client independently chooses the system by which the procedure will be performed.
International transfers through the Hummingbird money transfer system is a fast, reliable, convenient and secure way to transfer money between the Republic of Belarus and Russian Federation. The operator of the system in the republic is BPS-Sberbank, whose branches are located in Minsk, Mogilev, Gomel, Vitebsk, Brest, Orsha, Soligorsk and other cities - about 90 centers in total banking services. Translation "Hummingbird" from the Republic of Belarus can only be sent to. In order to send money to other countries, you can use the services of the money system. MoneyGram transfers, which is also represented in the branches of BPS-Sberbank. Express transfers have the following advantages:
- a wide service network of Sberbank of Russia allows you to receive a sent transfer in almost any city;
- transfers are sent without opening a bank account;
- you can choose the transfer currency - Russian rubles, USD or EUR;
- high speed of delivery - transfers are available for receipt within a few minutes after sending.
The fee for sending a transfer is 1% of the amount. Unlike many other money transfer systems, Hummingbird also charges a fee from the recipient of the transfer in the amount of 1% of the amount. The cost of canceling a transfer is 150 Russian rubles.
How to send and receive Hummingbird money transfer
To send a transfer, follow these steps:
- visit a bank branch. You should first clarify in the contact center the availability of this service in a particular branch of the bank, since not all branches can send a transfer;
- present an identity document to the operator;
- inform the operator of the full name of the recipient of the transfer, the amount and currency of the operation, as well as the locality where the transfer was received;
- pay the transfer and the corresponding commission at the bank's cash desk;
- receive an application for sending a transfer with a control number and an incoming currency order
- tell the recipient of the transfer the control number and amount of the transfer.
When sending a transfer, you should remember that the control number of the transfer is confidential information that in no case should be disclosed to anyone other than the recipient of the transfer.
The sender of the transfer can use an additional service by specifying a security question and an answer. V this case, the recipient's knowledge of the answer to the security question will be a prerequisite for receiving the transfer. The sender also has the right to make changes to the full name of the recipient in a previously sent transfer.
You can receive a transfer in the foreign currency in which it was sent. You can find out the status of the transfer in the contact centers of BPS-Sberbank and PJSC Sberbank. To receive a translation, you must:
- visit a bank branch
- provide an identity document;
- inform the operator of the full name of the sender of the transfer, control number, amount, currency and place of sending the transfer.
Restrictions on sending money transfer "Hummingbird" from Belarus
- The total amount of all transfers made by one sender must not exceed 10,000 USD per day;
- Transfers for business or investment activity customers are not allowed;
- Payment for transfers is made only in cash.
Safety regulations
To protect against fraudulent activities, the following security rules should be observed:
- do not disclose the details of the transfer to anyone other than the recipient;
- do not send money to strangers;
- if you are asked to send money to a relative in need, make sure they really need help.
Following these simple rules will help you avoid losing your money.
The advantage of modern banking system is its global nature, thanks to which customers can transfer funds not only within the country, but also to any bank in the world. Given that Belarus and Russia are on friendly terms, their citizens may need to transfer funds. One such option is one that allows you to transfer money to Belarus through Sberbank, but customers ask if this can be done through an online system.
On the possibility of transferring funds from Russia to Belarus through Sberbank
If customers want to send money to Belarus directly to a bank card in this country, they will be refused, because this simply cannot be done. Although Sberbank is present in Belarus, it is impossible to make a direct transfer to its card, and it is necessary to use international systems. As in other countries, funds can be transferred in cash or from an account, including using Internet banking.
Transferring money from a Sberbank card to Belarus is not a difficult undertaking if a person knows the name of the recipient, details of his bank and other official information. First you need to take the data from the recipient of funds, which he has the right to request from his bank. You can transfer all the information via the Internet or by phone, after which the Russian must provide the details to the cashier or enter them in Internet banking.
Available methods
Even taking into account the fact that BPS-Sberbank, operating in Belarus, has been a subsidiary of the Russian Sberbank since 2009, the client is not spared the need to use international payment systems. You can transfer money from Russia to Belarus through Sberbank in several ways:
- cash transfer through the Hummingbird system;
- moneygram;
- international transfers in cash or non-cash methods.
The first method, which is using the Hummingbird system, allows you to send money without having to open a new account with Sberbank. To send it, you can contact the company's office directly and transfer the money to the cashier or consultant. The transfer procedure will be carried out within an hour, although money is usually transferred earlier. The peculiarity is that both the sender and the recipient pay a commission in the amount of 1% of the transfer amount.
The MoneyGram international system makes it possible to send money, which will be received by the addressee in 10 minutes, however, it is impossible to transfer money from a Sberbank card. But the percentage in this case is quite high, since the funds are transferred in a currency, usually dollars. For amounts up to $100, fees will be 2%, and for larger amounts, the percentage will be higher, for example, from $100 to $300, you will need to overpay 3%.
An international cash and non-cash transfer is carried out within a period of up to two business days, while the money will be sent within a day if the transfer is made to a card or account. For the transaction, you should pay 2% if it is made in rubles, when sending the currency, you will need to overpay 1% of the amount. Previously, Sberbank offered its clients the Blitz service, which later became known as Hummingbird.
Important! At the moment, this is one of the fastest ways, because money is available within 10-20 minutes after sending. Both rubles and dollars with euros can be sent. The main thing is that a commission of 2% for a transaction in national currency and 1% for transfers in foreign funds is paid.
Is it possible to transfer money through Sberbank Online
When sending money between clients of Russian banks, there are no problems, and such a task can be completed through Sberbank Online. But the situation changes when the money needs to be sent abroad, in particular, to Belarus. The fact that in this country there is a subsidiary of Sberbank does not negate the fact that these are different legal entities hosted in different countries. Therefore, it is impossible to transfer money to Belarus through Sberbank Online, and other international systems must be used for this.
They, in turn, require only a visit to the branch, and, depending on the system, different lists of documents will be required. For example, the easiest way would be to generate a translation of "Hummingbird", which can be sent to Belarus and Kazakhstan. In addition to the passport and full name of the recipient, no data is required. SWIFT transfer will be less convenient, because, in addition to the passport, you need to know the name of the bank where the recipient will receive money, as well as his SWIFT code. In addition, you must also provide the address of the recipient or his passport data.
MoneyGram, which requires a higher commission, will require a smaller list of data. So, the client will manage only with his own passport and the name with the recipient's surname, written in Latin letters. But it will be possible to receive a transfer from abroad through Internet banking, if the company allows it. Then you need to go to the payments and transfers section, and then enter the required transaction details.
Alternatives
In addition to official banks, there are no less legal methods, which, in particular, are payment systems. Of these, the most international is WebMoney, which works in most countries of the world, and if the client replenishes the account and then sends funds to another user of the system, the operation will take place without any codes and additional data.
The problem is that you first need to enter personal data into the account and confirm it using passport data. But the verification is fast, and to make a transfer, you only need to know the user's wallet number, while new ones open instantly and do not require additional confirmation. In addition, you can link a card of any bank to your account and subsequently immediately transfer money directly to it. The transfer fee is set at 2-3% of the amount, which is quite tolerable compared to other options.
If the intrabank systems and WebMoney do not suit the client, he can use additional transfer systems, one of the most convenient is Western Union. Almost every bank in the world is connected to it, and Belarusian institutions are no exception. To work with it, you do not need to open an additional account, and the funds arrive to the addressee within a few minutes after sending.
The commission of this method will be a maximum of 1.7%, and it depends on the size of the transaction, as well as the type of currency. To receive a transfer, the receiving party must present a passport, as well as fill out a special form. It indicates the transaction number, its amount and other information, so the method is quite simple and reliable.
Conclusion
There are several ways to transfer funds from Russia to Belarus, but you must definitely come to the Sberbank office, since such a transaction cannot be completed through its online system. A person can choose several systems and ways of transferring funds, which differ in commission and deadlines for completing the task. At the same time, there is a transfer that works only in subsidiary banks of Belarus and Kazakhstan - Hummingbird, it allows you to receive money in 10 minutes and even credit it to your card via Internet banking.