Relatively recently, around March 2014, the Google Adsense affiliate program updated the admin interface. To a greater extent, this affected the section "Payments", since the payment system has been updated.
At the same time, the currency in my account has also changed. I had an account in euros, but now it is in dollars. Without any action on my part. Naturally, it was recalculated at the exchange rate and the balance numbers became larger.
Maybe this is due to the fact that the account currency has changed, or I was so blind that I had not seen this method before? I can't say for sure But the fact is, now you can click on the button "+ Payment Method" in the section "Payments >> Payment settings" and the following form will appear:
Of course, I had no illusions that this method is available for Belarus, because our country is constantly "pinched". But the fact that the form to fill out is available was already a positive call.
What is required to receive payments
First you need to contact your bank and find out whether it accepts such transfers or not. I wrote to the support service of my beloved "" (I do not like to call), dropped in a letter to them a link to information on the Google Adsense FAQ https://support.google.com/adsense/answer/3372975?hl=ru, where it is written what kind of such transfers and asked if I could receive the same to my account.
They answered me:
I was very glad!! I immediately went to one of the branches of the bank and opened a dollar account with the issue of a plastic card for convenient withdrawal of money from ATMs. Before opening an account, I said that I needed it precisely to receive money transfers to it through the SWIFT system. Therefore, subsequently, the bank employee provided me with the necessary data to receive payments: the name of the bank in English, my account number, the bank's SWIFT code.
In November 2016, Technobank got an intermediary bank, which takes a pretty decent amount for itself when transferring (from $ 16 and more from each transfer).
New alternative way - Alfa Bank card (MasterCard Standard)... There is no commission in the face of intermediary banks, pay only $ 15 for card issuance (deducted from the first transfer) and ~ $ 3 monthly for account maintenance.
The most significant plus in that the payment is automatically credited to the account once a month after the 21st day within 3 days (as it is written in the Google Adsense FAQ; I was paid on the 22nd, and the money was credited to the account immediately the next day, i.e. 23rd), in contrast to and then only after 2 months the bank gave the money.
When I got home, I logged into my Google Adsense account, added a method and filled in the required fields.
The Google support service replied that for Belarus (possibly for other CIS countries) it is NOT necessary to confirm and receive a test payment. You just need to enter the correct details of your bank account!
You need to add a new payment method and select it as the main one before the 21st, otherwise it will not work in the current month (changes will not take effect) and payment by this method will be transferred to the next month.
Also, there in the settings, you can select the minimum threshold for payment... I bet $ 100 (more is possible, less is impossible). That is, if for a month the profit was more than $ 100, then the payment is made, and if not, then it is transferred to the next month. And so on until more than $ 100 is accumulated.
Update from 04/23/14: Google Adsense paid out on 04/22/14. The money was credited to my bank account the next day. If the day of payment fell on the weekend, then most likely the bank will credit the money only on weekdays.
The bank requires an Agreement with Google, but Google does not provide such an agreement. This will not affect the transfers - the money will be transferred and withdrawn normally from the account (I withdrawn without any problems at an ATM, including in Thailand).
P.S. Regarding the contract, the Google support service answered me like this:“This document _https: //www.google.com/adsense/localized-terms is the only one we offer. According to company rules, we cannot provide any other documents.
This is usually enough for banks. Many of our clients receive money through bank transfers and there are no problems. "
ATTENTION! This article is for informational purposes only. I didn’t work and do not work in the tax office and I am not from the Google Adsense support service, so ask them directly about their work.
How to withdraw money from google adsense. Before you start receiving your money from Google Adsense, you need to prepare everything you need to make payments.
Since I want to be able to receive and use money almost immediately after the transfer, I chose "Payment by bank transfer" for myself, so that the money would fall to me on the account of an individual and spend or withdraw my money already on the card.
How to withdraw money from Google to a card
The next step is to specify the payment details to which the money earned from advertising will be transferred. Where can I get the requisites?
Since I want to receive money immediately and to the card, then I need a debit plastic card, and with the ability to connect a dollar account, because the money is earned in dollars and is also transferred to them.
During the training, they suggested that Alfa-Bank is the best bank for Internet business (not only convenient to use, but having many different necessary integrations with Internet services necessary for business), so I naturally followed their advice and instructions.
This bank allows the cardholder (his client) to easily connect both ruble and dollar accounts, and euros and other currency accounts, and easily and without problems make all further operations on currency exchange, transfers and payments without any additional payments from his phone or computer without visiting the bank.
To open an account and receive a ruble card (I live in Russia, I need rubles 🙂), it is enough to wait for the notification of readiness and receive your card at the nearest bank branch.
I left an application for a card on the Alfa-Bank website, having previously sorted out of the whole variety of offered plastic cards, only visa debit cards.
- Personal Information. Name, patronymic, surname, phone number, email, and immediately indicate how you want your name to be written on the card itself.
- Citizen's passport data. Series, number, date of birth, by whom and when the passport was issued, whether the document or name and patronymic changed.
- Permanent registration address. Postcode, locality, street, house, apartment.
- Address of the actual residence. In case it does not match the registration address.
- Additional Information. This is an indication of your type of employment and a code word.
After filling out the questionnaire, you must confirm your application with a 5-digit code that comes in an SMS message to the phone number specified in the application. I completed and confirmed my application on December 9th.
And already on December 12, the bank notified me of the readiness of the card with a new SMS message. Now all that remains is to get to the bank branch and get your card in your hands. My nearest branch of Alfa Bank is located in Novorossiysk, 25 km away, so I didn't get to it right away.
On December 18, I was in Novorossiysk, at a bank branch. I received a ticket of an electronic queue and after 15 minutes I was already invited for registration.
To receive a card at a bank branch, only 2 documents are required.
- Passport of a citizen of the Russian Federation
- Second document (optional): driver's license, international passport, TIN certificate, OMS insurance policy, pension insurance certificate
Important! It is in the process of issuing a card at a bank branch that you must tell the operator that you need to open a dollar account immediately on your new ruble card!
And one more nuance. Together with the card, the client also receives a “service package” to choose from. “Optimum”, “Comfort” and “Maximum +”. It is the package that allows you to choose which currencies will work with the card, what percentage will be charged on the account balance, etc. A bank is a bank, and it also wants to make money.
That is, regardless of which particular card to choose, by color, by drawing, by bonuses in the description, it is the purchased package of services that decides the main, necessary functions.
I chose the simplest one, “Optimum”, for 199 rubles a month. This is 2,388 rubles a year. Considering that I need this card to earn money, this is not so much.
So. To activate the card, the operator asks to make two payments. Top up the card through an ATM for 2,000 rubles, right there in the bank branch. The service fee is debited from the same money the next day.
Then you need to make a payment already from a card, through a mobile application. For example, I replenished my mobile account with 10 rubles. By the way, I downloaded the application there, in the bank, in the process of registration. The link to download was sent in an SMS message by a girl operator.
The girl operator checked the data in my documents with those that I left in the online application, I made the payments, then she told me about the opportunities and benefits available to me now and handed me the contract and the card itself.
The whole process of registration and receipt of the card took 15-20 minutes.
Thus, from December 18, 2017, I became a client of Alfa-Bank and a holder of a plastic card. Now I just had to specify my payment details in the Google Adsense account settings. This is done simply!
With the agreement from the bank, I also received printed details. Next, I will simply indicate what data and in which fields I entered in the Google Adsense account settings. These are the details from the annex to the agreement with the bank
It must be entered in the indicated fields when setting up a payment method in Google Adsense. Then indicate in the same place the newly configured payment method as the main one.
As soon as I did all the steps described above, on the same day, such a letter arrived in my email inbox.
You must carefully fill in all the fields and double-check each entered number in order to avoid problems with payments! This is a crucial moment!
So that's it. It was December 18, and it was not long before the X-hour. Let me remind you that payments are made once a month on the 24th-25th.
The most pleasant moment is the moment when an SMS comes to the account replenishment! So everything is done correctly and everything works!
First, on December 21, an e-mail came, saying that the payment was sent, check if the payment was received.
As indicated in this letter, funds are usually credited within five business days. In my case, four days have passed and on December 25, the bank's application on my smartphone notified me of the receipt of $ 200.74 on the account. Fine!
And this is not money for some work done. This is the most passive income! I didn't do anything (people click on the banners themselves) and got money on the card!
Why $ 200.74 and not $ 245? Everything is simple here. Google charges money for the previous month. That is, I received money for October from the 27th, when my blog was moderated, and for November, from the 1st to the 30th.
The money that was credited in December, Google will pay me in the 20th of January 2018. For January in February, for February in March, etc.
There is one more thing! Google charges some of the money for clicks that the system considers "junk" or invalid.
By what algorithm this system makes decisions regarding certain clicks, I do not know for sure yet. But this system saw a certain percentage of such clicks on my blog, for which I did not receive $ 6.95
Nevertheless, I was not upset at all! After all, I already got 200 bucks!
What conclusions did I draw from this whole story
First conclusion. It's easy money! So lightweight that I didn't even notice how they worked! It's like I have a little birthday, every month, with nice gifts and congratulatory sms! It's nice!
Second conclusion. The more traffic, the more money. I realized this almost immediately, as soon as I started doing and blogging. Just using the example of Google Adsense, this is as clear as possible. On some days, when more traffic comes, I earned up to $ 30 per day, and on some days, when there are few visits, and it did not reach one dollar. Conclusion - I need more traffic! It is important!
Third conclusion. It's easy to get the money you earn! This process took me a week, since there is no Alfa-Bank branch in my city, and I didn't want to go to neighboring Novorossiysk just because of the card. In principle, you can issue a card and set up payments in 2-3 days maximum. And it's not difficult at all, you should have noticed it from the article 🙂
Fourth conclusion. If it were, I would not have felt such a high from the money received today, and I would hardly have achieved such an effect, such a result, in such a short time. Maybe I would dig deeper into the materials available on the Internet for a while, try to create a blog or my own website, but how you can start making money on it so quickly, I probably would not have come up with it myself. And making money is very cool!
Fifth conclusion. Making money on advertising banners from Google is available to everyone. Really everyone! That is, literally, you can write on your website or blog about whatever you want (within the bounds of decency and the law, of course!) And at the same time earn extra money. Every day. All year round. Is always. That's great!
P.S. As always, I will be grateful for your comments, questions, clarifications, wishes and your attention!
Adsense payments: an introduction
Waiting for your first Adsense payment? Not sure in which month certain clicks will be paid? This guide describes the process for receiving payments.
When will I start receiving payments from Adsense?To start receiving payments from Adsense, you must complete all of the steps below.
1. Provide tax information (not required in all countries)
In some countries, we require publishers to provide us with tax information.
2. Confirm the payee's name and address
The PIN codes, which we will discuss below, are sent to the mailing address specified in the account. Check and, if necessary, change the payee's name and billing address.
3. Confirm your personal information (not required in all countries)
Depending on your location, you may need to verify your personal information: name, address, or date of birth. In this case, you will only need to verify your address after successfully verifying your personal details.
4. Confirm the address
5. Select a payment method
6. Receive income that exceeds the payment threshold
Example
Let's say the payment threshold for your account is $ 100. If your balance reaches this amount by the end of January and you complete all the above steps, we will send you a payment at the end of February.
If the current balance has not yet reached the payment threshold, the income is carried over to the next month - and so on until a sufficient amount is accumulated.
Income accounting
A daily summary of estimated income can be viewed on your account home page. For more details on estimated income, see the Reports page. For other useful information, see the Receipt section, which can be accessed from the Transactions page.
Adsense payments are sent to publishers on a monthly basis. During the month, incomes are summed up, and at the beginning of the next month, their total value appears on the page Payments in your Adsense account. If the balance exceeds the payment threshold and payments are not suspended for your account, funds will be transferred from the 21st to the 26th of the month following the calculated one. The exact time of receipt of payment depends on the time zone, the chosen method of payment and whether the 21st day falls on a weekend or a public holiday.
Example
Suppose you are expecting June income to be paid. July 3 (or earlier) on the page Payments the total amount accrued for this period will appear in your account. Then, approximately on July 21, you will be transferred the total amount, including income for June and balance adjustments, if any.
Control over the transfer of funds
On the page Payments your account provides all the necessary information about income and the timing of receiving funds. You will see the receipts for the month, as well as the total amount paid. Other operations may also be presented on this page. Click on the payment method of your choice to view the payment schedule.
Electronic transfersReview the monthly payment schedule to find out when you will receive funds via wire transfers.
| 3 number. Your exact income for the last month is calculated and the total appears on the page Payments... You will see a line showing the total revenue among transactions for the last month. On the page Payments any deductions for adjustments or fees are also displayed. Please note that corrections related to invalid activity may not be presented in this section. Learn more about invalid activity deductions. |
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| 20th number. payment threshold | |
| Period from the 21st to the 26th. On the page Payments a “Payment in Progress” checkbox appears in your account, indicating that the funds have been sent to your bank. If you see the checkbox "Payment initiated", it means that our bank has started to process the payment. | |
| Seven working days: deadline for receiving payment. If it is not received by the end of the month, contact your bank. |
If the 21st day of the month coincides with a weekend or holiday, payment is made on the next business day.
Payment by checkMonthly checks are issued between the 21st and 26th of each month and reach the publisher on average within four weeks of sending.
You can receive payments using checks only in those countries where wire transfers are not yet supported. If there is no "Checks" option on the "Add a payment method" page, then this method is not available in your region.
- 3 number. Payments.
- 20th number. All changes in payment data (including the removal of the suspension of payments) must be made no later than this date. Changes made after the 20th will take effect in the next billing cycle. Your total income on that date must be above the payment threshold. If this is not the case or payments are suspended for your account, then this month the funds will not be transferred, and the unpaid balance will be carried over to the next month.
- Period from the 21st to the 26th. The check is being mailed. On the page Payments
Checks arrive within 2-4 weeks after sending, depending on the speed of the postal service in your area.
Western Union Quick CashWestern Union Quick Cash payments are processed from the 21st to the 26th of each month. Funds can be collected from your local Western Union office the next business day after shipment.
- 3 number. Your exact income for the last month is calculated and the total is displayed on the page Payments.
- 20th number. All changes in payment data (including the removal of the suspension of payments) must be made no later than this date. Changes made after the 20th will take effect in the next billing cycle. Your total income on that date must be above the payment threshold. If this is not the case or payments are suspended for your account, then this month the funds will not be transferred, and the unpaid balance will be carried over to the next month.
- Period from the 21st to the 26th. The payment is being sent to Western Union. On the page Payments a line with the status "Payment is being processed" appears.
Payment must be received within 60 days from the date it was issued. After this period, the amount will be returned to your Adsense account.
Bank transfer- 3 number. Your exact income for the last month is calculated and the total is displayed on the page Payments.
- 20th number. All changes in payment data (including the removal of the suspension of payments) must be made no later than this date. Changes made after the 20th will take effect in the next billing cycle. Your total income on this date must exceed