Payment cards
Card "Mastercard Standard Virtual in BYN" Mastercard
MasterCard Standard Virtual in BYN is a card product of the Belarusian BPS-Sberbank, which provides the most convenient payments on the Internet. The card is intended for making payments in Belarusian rubles. Requires activation before use. To do this, you can enter the required PIN-code and check the status of the balance in the bank's devices or contact one of the branches. Using a virtual payment card MasterCard systems BPS clients get access to such opportunities as mobile bank and Sberbank-online. They are also provided with an SMS notification service and the ability to activate auto payment.
Card "Mastercard Standard Virtual in EUR" Mastercard
Virtual payment card MasterCard Standard in EUR from BPS-Sberbank will be useful to everyone who cares about the security of online transactions in European currency. This banking tool works as part of the 3D-Secure application. The system ensures the reliability of making payments for goods and services on the Internet. Others advantages of MasterCard Standard Virtual in EUR - SMS-banking and Sberbank-Online service, the ability to connect an auto-payment system for regular remittances to the accounts of the providers of the services you most demanded.
Card "Mastercard Standard Virtual in RUB" Mastercard
Online payments in 2019 are commonplace. In this regard, the demand for virtual bank cards is increasing. And if you often conduct online transactions in Russian rubles, pay attention to the MasterCard Standard Virtual in RUB from the Belarusian BPS-Sberbank. This payment tool allows you to store and use money in complete safety. The card is equipped with a special microprocessor module and is synchronized with the 3D-Secure security system of the Mastercard SecureCode program.
Card "Mastercard Standard Virtual in USD" Mastercard
The MasterCard Standard Virtual dollar card issued by BPS-Sberbank is optimal for payments on the Internet. Such a card is a special version of a payment instrument. It can be presented only in electronic form, but the bank also offers customers to use the plastic version of the card with the details printed on it. The main feature of the product from BPS-Sberbank is an increased level of protection for Internet payments and storage of funds on a virtual account by using the 3D-Secure security system. By registering MasterCard Standard Virtual in USD, you get access to special banking programs: SMS-mailing, Sberbank-Online, etc.
Card "Mastercard World ComPass Premium in BYN" Mastercard
For active travel lovers, BPS-Sberbank offers a special service program for the Mastercard World ComPass Premium card to the account in Belarusian rubles. This payment product will allow you to take part in the privileged mile program from ScyClub: for every 1 euro spent with your card, you get 1 bonus mile on your balance in personal account club. In addition, Mastercard World ComPass Premium guarantees 0.9% cashback for every transaction. Card service cost - from 150 Belarusian rubles in year.
Card "Mastercard World ComPass Premium in EUR" Mastercard
For active travel lovers, BPS-Sberbank offers a special service program for the Mastercard World ComPass Premium card for the euro account. This payment product will allow you to take part in the privileged mile program from ScyClub: for every 1 euro spent using the card, you get 1 bonus mile to the balance in the club's personal account. In addition, Mastercard World ComPass Premium guarantees 0.9% cashback for every transaction. The cost of servicing the card - from 150 Belarusian rubles per year.
Card "Mastercard World ComPass Premium in RUB" Mastercard
For active travel lovers, BPS-Sberbank offers a special service program for the Mastercard World ComPass Premium card to the account in Russian rubles. This payment product will allow you to take part in the privileged mile program from ScyClub: for every 1 euro spent using the card, you get 1 bonus mile to the balance in the club's personal account. In addition, Mastercard World ComPass Premium guarantees 0.9% cashback for every transaction. The cost of servicing the card - from 150 Belarusian rubles per year.
Card "Mastercard World ComPass Premium in USD" Mastercard
For active travel lovers, BPS-Sberbank offers a special service program for a Mastercard World ComPass Premium card for an account in US dollars. This payment product will allow you to take part in the privileged mile program from ScyClub: for every 1 euro spent using the card, you get 1 bonus mile to the balance in the club's personal account. In addition, Mastercard World ComPass Premium guarantees 0.9% cashback for every transaction. The cost of servicing the card - from 150 Belarusian rubles per year.
Card "Mastercard World ComPass in BYN" Mastercard
The MasterCard World ComPass card in Belarusian rubles from BPS-Sberbank provides the holder with several privileges at once. This is a 0.8% cashback and a special Scyclub mile program: 1 mile to your personal account for 1 euro spent with a card. Also, product holders receive guarantees when booking hotels, ordering a car rental, etc. MasterCard World ComPass will always allow you to make payments for goods and services in any country in the world. In addition to the mile program, special bonuses are a digital wallet for purchases using a mobile device and auto assistance on the roads throughout Belarus.
Card "Mastercard World ComPass in EUR" Mastercard
The MasterCard World ComPass card in euros from BPS-Sberbank provides the holder with several privileges at once. This is a 0.8% cashback and a special Scyclub mile program: 1 mile to your personal account for 1 euro spent with a card. Also, product holders receive guarantees when booking hotels, ordering a car rental, etc. MasterCard World ComPass will always allow you to make payments for goods and services in any country in the world. In addition to the mile program, special bonuses are a digital wallet for purchases using a mobile device and a free card recharge via ERIP.
Card "Mastercard World ComPass in RUB" Mastercard
The MasterCard World ComPass card in Russian rubles from BPS-Sberbank provides the holder with several privileges at once. This is a 0.8% cashback and a special Scyclub mile program: 1 mile to your personal account for 1 euro spent with a card. Also, product holders receive guarantees when booking hotels, ordering a car rental, etc. MasterCard World ComPass will always allow you to make payments for goods and services in any country in the world. In addition to the mile program, special bonuses are a digital wallet for purchases using a mobile device and a free card recharge via ERIP.
Card "Mastercard World ComPass in USD" Mastercard
The MasterCard World ComPass card in US dollars from BPS-Sberbank provides the holder with several privileges at once. This is a 0.8% cashback and a special Scyclub mile program: 1 mile to your personal account for 1 euro spent with a card. Also, product holders receive guarantees when booking hotels, ordering a car rental, etc. MasterCard World ComPass will always allow you to make payments for goods and services in any country in the world. In addition to the mile program, special bonuses are a digital wallet for purchases using a mobile device and a free card recharge via ERIP.
Card "Mastercard virtual" GameCard "" Mastercard
BPS-Sberbank proposes to use MasterCard features virtual "GameCard" for all active fans of computer games. This payment tool guarantees the right to receive bonuses in the form of a refund (cashback) when depositing funds to Steam and Wargaming accounts, paying for virtual goods on Google Play and AppStore. Also, "GameCard" holders can evaluate lucrative offers from BPS-Sberbank partners. You can issue such a card in your Sberbank-Online account.
Card "Visa Classic in BYN" Visa
Debit Visa card Classic in Belarusian rubles from BPS-Sberbank is an international means of payment. This tool allows you to carry out payments in retail outlets all over the planet, withdraw cash from ATMs of a specific financial institution or its partners, pay for money transactions on the Internet, and so on. To apply for a Visa Classic, you need to contact the BPS-Sberbank branch or leave an online request on the organization's website.
"Visa Classic in EUR" card Visa
Debit card Visa Classic in euros from BPS-Sberbank is an international means of payment. This tool allows you to make settlements at retail outlets all over the planet, withdraw cash from ATMs of a particular financial institution or its partners, pay for money transactions on the Internet, and so on. To apply for a Visa Classic, you need to contact the BPS-Sberbank branch or leave an online request on the organization's website.
Card "Visa Classic in RUB" Visa
The debit card Visa Classic in Russian rubles from BPS-Sberbank is an international means of payment. This tool allows you to make settlements at retail outlets all over the planet, withdraw cash from ATMs of a specific financial institution or its partners, pay for money transactions on the Internet, and so on. To apply for a Visa Classic, you need to contact the BPS-Sberbank branch or leave an online request on the organization's website.
Card "Visa Classic in USD" Visa
The debit card Visa Classic in US dollars from BPS-Sberbank is an international means of payment. This tool allows you to make settlements at retail outlets all over the planet, withdraw cash from ATMs of a particular financial institution or its partners, pay for money transactions on the Internet, and so on. To apply for a Visa Classic, you need to contact the BPS-Sberbank branch or leave an online request on the organization's website.
Card "Visa Gold" Belavia "in BYN" Visa
Holders of the premium Visa Gold payment card Belavia in Belarusian rubles, issued by BPS-Sberbank, get access to the privileges of the special bonus program Belavia Leader. According to its terms, each one euro used in card payments is credited to the personal account of the holder in the form of one bonus mile. In addition, Visa Gold "Belavia" supports the system of automatic payments, opens access to the Mobile Bank and allows you to control any card transactions using SMS notifications. The cost of servicing this payment product is from 45 BYN.
Card "Visa Gold" Belavia "in EUR" Visa
Holders of the premium payment card Visa Gold "Belavia" in euros, issued by BPS-Sberbank, get access to the privileges of the special bonus program "Belavia Leader". According to its terms, each one euro used in card payments is credited to the personal account of the holder in the form of one bonus mile. In addition, Visa Gold "Belavia" supports the system of automatic payments, opens access to the Mobile Bank and allows you to control any card transactions using SMS notifications. The cost of servicing this payment product is from 45 BYN.
Card "Visa Gold" Belavia "in RUB" Visa
Holders of a premium Visa Gold payment card "Belavia" in Russian rubles, issued by BPS-Sberbank, get access to the privileges of a special bonus program "Belavia Leader". According to its terms, each one euro used in card payments is credited to the personal account of the holder in the form of one bonus mile. In addition, Visa Gold "Belavia" supports the system of automatic payments, opens access to the Mobile Bank and allows you to control any card transactions using SMS notifications. The cost of servicing this payment product is from 45 BYN.
Card "Visa Gold" Belavia "in USD" Visa
Holders of the premium Visa Gold payment card "Belavia" in US dollars, issued by BPS-Sberbank, get access to the privileges of the special bonus program "Belavia Leader". According to its terms, each one euro used in card payments is credited to the personal account of the holder in the form of one bonus mile. In addition, Visa Gold "Belavia" supports the system of automatic payments, opens access to the Mobile Bank and allows you to control any card transactions using SMS notifications. The cost of servicing this payment product is from 45 BYN.
Card "Visa Platinum PayWave in BYN" Visa
Bonus payment card Visa Platinum PayWave in Belarusian rubles from BPS-Sberbank provides the holder with a number of special privileges. Everyone who issues this payment instrument participates in an international program that provides access to more than 1000 lounge lounges at international airports in every country where the Visa payment system is present. In addition, Visa Platinum PayWave guarantees the owner of the concierge service, participation in a special life and health insurance program for those traveling abroad and unique offers in the form of discounts and bonuses.
Card "Visa Platinum PayWave in EUR" Visa
Bonus payment card Visa Platinum PayWave in euros from BPS-Sberbank provides the holder with a number of special privileges. Everyone who issues this payment instrument participates in an international program that provides access to more than 1000 lounge lounges at international airports in every country where the Visa payment system is present. In addition, Visa Platinum PayWave guarantees the owner of the concierge service, participation in a special life and health insurance program for those traveling abroad and unique offers in the form of discounts and bonuses.
Card "Visa Platinum PayWave in RUB" Visa
Bonus payment card Visa Platinum PayWave in Russian rubles from BPS-Sberbank provides the holder with a number of special privileges. Everyone who issues this payment instrument participates in an international program that provides access to more than 1000 lounge lounges at international airports in every country where the Visa payment system is present. In addition, Visa Platinum PayWave guarantees the owner of the concierge service, participation in a special life and health insurance program for those traveling abroad and unique offers in the form of discounts and bonuses.
Card "Visa Platinum PayWave in USD" Visa
Bonus payment card Visa Platinum PayWave in US dollars from BPS-Sberbank provides the holder with a number of special privileges. Everyone who issues this payment instrument participates in an international program that provides access to more than 1000 lounge lounges at international airports in every country where the Visa payment system is present. In addition, Visa Platinum PayWave guarantees the owner of the concierge service, participation in a special life and health insurance program for those traveling abroad and unique offers in the form of discounts and bonuses.
Card "Visa Rewards" Belavia "in BYN" Visa
For participation in bonus program Belavia-Leader BPS-Sberbank offers to issue and receive a Visa Rewards Belavia payment card in Belarusian rubles. Holders of such a banking product for each euro spent with it receive 1 bonus point to the personal account of the program. Additional free services - auto payment for services popular in Belarus, SMS notification and access to the Mobile Bank. The cost of servicing the Belavia Visa Rewards card is from 20 Belarusian rubles per year.
Card "Visa Rewards" Belavia "in EUR" Visa
To participate in the bonus program "Belavia-Leader" BPS-Sberbank offers to issue and receive a Visa Rewards "Belavia" payment card in European currency. Holders of such a banking product for each euro spent with it receive 1 bonus point to the personal account of the program. Additional free services - auto payment for services popular in Belarus, SMS notification and access to the Mobile Bank. The cost of servicing the Belavia Visa Rewards card is from 20 Belarusian rubles per year.
Card "Visa Rewards" Belavia "in RUB" Visa
To participate in the bonus program "Belavia-Leader" BPS-Sberbank offers to issue and receive a Visa Rewards "Belavia" payment card in Russian rubles. Holders of such a banking product for each euro spent with it receive 1 bonus point to the personal account of the program. Additional free services - auto payment for services popular in Belarus, SMS notification and access to the Mobile Bank. The cost of servicing the Belavia Visa Rewards card is from 20 Belarusian rubles per year.
Card "Visa Rewards" Belavia "in USD" Visa
To participate in the bonus program "Belavia-Leader" BPS-Sberbank offers to issue and receive a Visa Rewards "Belavia" payment card in US dollars. Holders of such a banking product for each euro spent with it receive 1 bonus point to the personal account of the program. Additional free services - auto payment for services popular in Belarus, SMS-notification and access to the Mobile Bank. The cost of servicing the Belavia Visa Rewards card is from 20 Belarusian rubles per year.
Map « Pension card»Visa
Payment "Pension card" Visa BPS-Sberbank in Belarusian rubles from Belinvestbank provides prompt payment for goods and services, allows you to use funds in any country of the world. This payment instrument is offered by the bank for 3 years, allows you to take part in loyalty programs and pay for goods and services through Internet payment systems. Cash withdrawals are possible without commission not only at BPS-Sberbank ATMs, but also at ATMs of partner organizations throughout the Republic of Belarus. Cardholders get the opportunity additional income up to 3% per annum on the card.
Card "Payment card Visa Gold in BYN" Visa
For the convenience of making settlements in European currency, BPS-Sberbank offers its customers to use a premium payment card "Visa Gold in BYN" with contactless payment technology. It allows you to use special offers for partners of the VISA payment system anywhere in the world. Holders of "Visa Gold in BYN" are guaranteed to be provided with informational support on medical issues, and can, if necessary, restore the payment product on an emergency basis. The card offers access to mobile bank, 3D-Secure technology and ato-payment of regular payments of services most interesting to the holder of the Gold card.
Card "Payment card Visa Gold in EUR" Visa
This time we will go to BPS-Sberbank to register a bank payment card... And as always, our journey begins with a call to the contact center.
- Good morning, BPS-Sberbank, Eugene, I'm listening to you,- a bank employee greeted me.
- Hello, I would like to issue a personal card. What are the options?
Having asked how you can contact me, the specialist began to ask clarifying questions:
- Tell me, do you want a personal card?
- Yes.
- And in what currency?
- In Belarusian rubles.
- Tell me, do you need a high-level card? What will it be used for?
- I need a regular card to pay in Belarus, but I would like to receive information on international cards.
Further Evgeniy explained that at the moment the bank produces only international cards. These are cards low level- Maestro and Visa Electron. They can be used to pay both abroad and in our country. You can also pay with them on the Internet.
But due to the fact that the cards are of a low level, not all sites accept them. If you pay regularly on the Internet, the bank recommends a higher level card - Visa Classic or Visa Gold. These cards can be used to pay abroad, on the territory of the Republic of Belarus and on the Internet without restrictions.
- And what about the cost? I asked.
- Oh sure. In Belarusian rublesVisa ElectronorMaestrowith a term of use of 3 years costs 10 Belarusian rubles.Visa Classicissued for 2 years and costs 30 Belarusian rubles. AVisa GoldorMasterCard Goldissued for 2 years and costs 60 Belarusian rubles. The differenceVisa ClassicandVisa Gold, is that forVisa Goldvarious discounts, promotions, bonuses from the payment system are provided.
- Tell me, do you no longer issue Belkart cards?
- No. We no longer issue Belkart system cards.
- Tell me, where can you see the system of discounts?
- Discounts are provided payment system... When you choose the payment system you need, you can look at its official website for the program of bonuses, discounts and promotions.
- Tell me, does cashback go to the card?
- No. These are cards for payments. To issue a card, you need to apply with a PASSPORT to a bank branch. An account will be opened for you. The card is produced within 10 working days. You come with a PASSPORT and pick up your card. By phone, information about the readiness of the card is not provided, so you will need to contact the bank's division.
- And in which ATMs can you withdraw money?
- Without commission, money can be withdrawn from the ATMs of our bank, Belarusbank, Priorbank, and the balance can be viewed at the ATMs of our bank and Belarusbank, and a commission will already be charged in Priorbank. And in other ATMs, the commission will be 3% of the amount or 4 rubles.
Having learned all the information I was interested in, I asked about the nearest bank divisions.
- Thank you bye,- I said goodbye.
On the same day I did not have time to visit the bank, and got there only 3 days later, when I found myself near the Central Bank of Ukraine No. 706 at the address: st. Kalvariyskaya, 42. Well, I just had an hour of free time, and I decided to go in and get myself a BPS-Sberbank card.
CBU No. 706 BPS-Sberbank at the address - Minsk, st. Kalvariyskaya, 42
The bank turned out to be quite pleasant both outside and inside. At the entrance, the bank's clients are met by a consultant. There is also an electronic queue. Having received my number in the electronic queue device, I began to wait for the economist I needed to be released. We didn’t have to wait long. Four minutes later I heard my number:
- Hello, - a bank employee greeted me.
- Hello, I would like to issue a card. What do you recommend?
- Would you like a salary card?
- No - the usual.
- Do you want to pay with us, or abroad?
- Ideally, both there and there.
- Do you have a salary account?
- No.
In the operating room
Then the girl suggested and told me in detail about cards of two levels: Visa Gold (MasterCard Gold) and Visa Classic (MasterCard Standard). The girl also announced the cost of these cards when opening an account both in foreign currency and in Belarusian rubles.
- There is also a cardVisa Electron- but it is without a "currency exchange". This card is valid only on the territory of Belarus.
The information received from the economist fully corresponded to the information received in the contact center. The only thing that the economist clarified is that payment for the card can be made both at registration and at issue. The girl also showed how the cards look. "Higher level".
- SMS notification is also connected to these cards free of charge. You will receive information about all purchases, but if they cost from 10 Belarusian rubles, - the specialist explained.
- Is Internet banking also free?
- No. Internet banking costs 7 rubles 50 kopecks per year. It is debited from the account at a time.
- Tell me, do you have Belkart cards?
- No. We do not issue ordinary Belkart cards. There is, as an option, "Motsnaya kartka". CombinedMasterCardand Belkart. You know, this card is already considered international. She can pay both abroad and in the Republic of Belarus. And also there is a system of discounts for it. I have the same card, and, for example, yesterday I received an SMS about discounts on sushi!
- The cost of such a card is 15 Belarusian rubles for two years of service.
- It turns out that "Motsnaya kartka" is the cheapest international one? I asked.
- Yes. But it turns out that there are fewer discounts on the Motsna Kartka than on the cards of a higher level.
- And the cheapest -Visa Electron?
- Yes, it costs 10 Belarusian rubles. But she can only be paid in Belarus. You can pay for it on some Internet sites, but not everywhere. You can also connect internet banking to it. Connection cost - 7.5 Belarusian rubles. You can come for a card, put some amount on it. For example, 10 rubles. We give a short instruction and connect you to Internet banking.
- Good. I understood. Let’s then "Motsnuyu kartka". How long will it take to manufacture?
- About 7 days. But maybe even earlier. We will call you when your card is ready.
After that, the girl proceeded to design the card I needed, at the same time writing me the name of the site bestcard.by, where I can familiarize myself with the system of discounts on the "Mozna kartka".
Also, the specialist introduced me to the information - in which ATMs you can withdraw money without a commission and what is the commission when using other ATMs. She once again recited all the information on the "Motsa kartka". And finally, I gave a short presentation of the map:
- If suddenly, for any reason, an unauthorized debiting from the card occurs, the bank guarantees a refund Money in 100% volume.
It's nice to know that the bank guarantees a refund in case of anything! :)
I decided that I would pay for the card upon receipt. Then I will / will not connect (I have not decided yet) Internet banking. Moreover, it was time for me to run.
The registration of the card, of course, took a little time, but only because of my curiosity (I was more than satisfied with the completeness of the information received from the economist). After thanking the girl, I went to work.
After 7 days, as promised, they called me from BPS-Sberbank and said that the card was ready and I could pick it up.
- Just don't forget your PASSPORT,- the girl suggested carefully.
That day I was going on a business trip, so 2 hours before the train I decided to "drop in" for a card. I went to pick up the card right with my travel bag, so the first person who approached me was a man in a police uniform (I think this is something like a security service), who politely asked me to show what I was carrying in my bag.
After a few seconds of checking, the policeman asked what question I had come to the bank with and, having learned that I had come for a card, CAM knocked out my electronic queue number and took me to the economist. To be honest, I have never seen such a service in any bank! :)
After I gave the economist a passport, the girl found my card within 1-2 minutes, asked if I wanted to connect Internet banking (I decided not to connect it anyway) and SMS notification. After that (since I decided to pay for the card after the fact), the specialist redirected me to the cashier.
After payment, the economist explained that the Internet banking service is activated, and, if desired, I can register on the BPS-Sberbank website and use it. Upon registration, a one-time commission for connecting the service in the amount of 7.5 Belarusian rubles will be charged. If you do not register, no commission will be charged.
Also I can download mobile app BPS-Sberbank and use mobile banking. The app is free and comes as an add-on to internet banking. The card is activated within 3 hours.
- Tell me, please, do you have any other questions?- the girl clarified.
- No. Thanks. Goodbye.
- Bye. Please contact us again.
As a result of my visit to BPS-Sberbank, I can draw the following conclusions:
- I was satisfied with the level of BPS-Sberbank specialists. I received a very complete and understandable consultation both in the contact center and in the bank itself. Plus, the economist not only told me about the bank's card products, but also showed how different cards look like, and voiced where and what discounts I can now receive when paying with my card.
- The bank does not issue free payment cards, but gives preference to cards of the international systems Visa and MasterCard.
- The bank cares about the safety of customers and bank employees, therefore a law enforcement officer is always on duty in the hall, and you will not be able to slip past him with a travel bag.
Time of waiting for a response from the contact center on the line—40 seconds - 4.8 points
Completeness of information received from the contact center - 5 points:
- offered card options - 1 point
- clarified the cost of registration - 1 point
- told where to go (place and time of work) - 1 point
- were polite - 2 points
Waiting time in queues at the bank (we summarize the waiting time to the specialist and to the cashier — 4 minutes - 4.2 points.
Registration speed (we summarize the time spent at the specialist's office, at the checkout and the time spent on receiving the card) - 53 minutes - 0 points.
Card issue speed — 7 days -1 point.
Completeness of information - 11 points:
- payment system (explanation) - 1
- "Clean" Belkart "is not issued", offered "Motsnaya kartka" ("Belkart" and MasterCard) - 2
- named the terms of production - 1
- named the cost of manufacturing - 1
- called the cost of service - 1
- local or international told - 1
- they talked about the commission for withdrawal in banks and ATMs - 1
- informed about the availability of Internet banking (IB) and mobile banking(MB) - 1
- they talked about the process of connecting IB and MB - 1
- the cost of IB and MB was announced - 1
In the contact center we will find out if there is an opportunity to issue a card at the bank branch we are interested in. But we do not pre-register - we arrive in the general order.
You can issue both a debit and a savings card.
BY PHONE
Waiting time for a response from the Contact Center on the line (maximum 5 points):
Scale
0 points - more than 3.5 minutes
1 point - 3.5 minutes
2 point - 3 minutes
3 point - 2 minutes
4 point - 1 minute
5 points - less than 30 seconds
Completeness of information received from the Contact Center (maximum 5 points):
Did they offer card options - 1 point
... have you specified the cost of registration - 1 point
... told where to go (place and time of work) - 1 point
... politeness (yes / no) - 2 points
Waiting time in queues at the bank, summing up the waiting time to the specialist and to the cashier (maximum 5 points)
Scale
1 point - 20 minutes
2 points - 15 minutes
3 points - 10 minutes
4 points - 5 minutes
5 points - less than 1 minute
Registration speed (we summarize the time spent with a specialist, at the checkout and the time spent on receiving the card)
Scale
1 point - 40 minutes
2 points - 35 minutes
3 points - 30 minutes
4 points - 25 minutes
5 points - 20 minutes (15 for registration and 5 for receiving)
Card issuance speed (maximum 5 points)
Scale:
1 point - more than 7 days
2 points - more than 5 days
3 points - from 3 to 5 days
4 points - up to 3 days
5 points - on the same day
Completeness of information (maximum 11 points)
Payment system (explanation) - 1
... whether BELKART - 2 was offered
... production time - 1
... manufacturing cost - 1
... service cost - 1
... local or international - 1
... commission for withdrawals at banks and ATMs - 1
... availability of Internet banking (IB) and mobile banking (MB) - 1
... process of connecting IB and MB - 1
... cost of IB and MB - 1
Facilities:
Convenience of receiving:
If the bank informs about the readiness of the card, we add 5 points, if not - 0 points.
Serviceability (maximum 4 points)
Indoor renovation - 1 point
... cleanliness - 1 point
... electronic queue - 1 point
... corporate style of clothing and badges for employees - 1 point
Staff attitude (maximum 5 points):
... a bank employee greeted - 1 point
... the bank employee was friendly - 3 points
... the bank employee said goodbye - 1 point
The maximum possible number of points is 50 points.
All categories of the population, including pensioners, can receive a payment card in BPS-Sberbank; a minimum package of documents will have to be provided. There are options for standard and chip cards, and you can also choose a debit card with contactless payment option.
Types of BPS-Sberbank debit cards
Payment cards are served by payment systems:
- Belkart.
The cards are personalized. They can be used to pay for goods in stores and on the Internet, transfer to other accounts, and withdraw cash. If provided by the program for your card, then in partner stores you can receive discounts when paying or cash back on the card. There are design options.
Conditions for receiving payment cards in BPS-Sberbank
To receive a payment card at BPS-Sberbank in 2019, you must provide an application and a passport.
Generally, the conditions are common to all customers, regardless of the type of product:
- age from 14 years old (more often from 18 years old);
- citizenship of the Republic of Belarus.
The cost of service depends on the selected service package and on the status of the card. With the help of our site you can apply for in without having to leave your home.
In Vitebsk, it was necessary to open a BPS-Sberbank salary card.
To find out where and how best to do this, I first called the Contact Center. It took an unusually long time to wait for the operator's answer - about three minutes. When the phone was answered, I explained to the girl the purpose of my call.
- Tell me how can I contact you?- asked my interlocutor. I gave my name.
- You are not a client of our bank?
- No.
- Is your organization serviced by BPS-Sberbank?
— Yes.
- Then you need to apply to any branch of our bank with a passport. We are now offering a salary service package to our clients. That is, you can get 2 cards. For these cards, you will be charged a monthly subscription fee of 15 thousand Belarusian rubles. This package includes internet banking. Also, the service "SMS Alerts" is issued,- the girl began to tell.
- All this for 3 years. You are given 2 cards. A salary of a high international level is issued, and an overdraft card - if necessary, you can use overdraft loan... You will need to write a statement at the bank so that you can transfer money to your card. If you do not use them, then interest will not be charged. If you spend money, you will have to pay interest within the next month. And within a year, return this amount to the card,- the employee of BPS-Sberbank continued the story.
Then the girl told me where "It is more convenient to contact" to the branches of BPS-Sberbank in Vitebsk, naming the addresses of all three divisions.
I decided to open the card at the Regional Directorate No. 200 of BPS-Sberbank, which is located in the city center, next to Freedom Square.
Regional Directorate No. 200 of BPS-Sberbank in Vitebsk
Having entered the office, I went to the hall №1, stopping at the counter of the electronic queue device.
Peering at the screen, I wondered which button to press. At that moment, a bank employee approached me with a question: "Can I help you"?
In the corridor of the Regional Directorate
I replied that I needed to open the card, and the girl offered to press the button "Payment cards".
My turn came relatively quickly - I waited only 7 minutes. When I was called, I went to the next room to the teller, who at that moment was talking with a colleague. Apparently, she was consulting a young employee.
- Hello, wait a minute, I'll be free now, - she turned to me.
After 90 seconds, the girls finished the conversation, and I informed the specialist about my intention to open the card.
- Where are you settled?— immediately asked me.
- In terms of?
- We need to know exactly the name of the organization. Can you call someone now?
I said I would try to search the internet. When I found it, a bank employee checked the file to make sure that my organization was served by BPS-Sberbank. After that, the girl began to talk about the conditions for opening salary cards:
- We can offer you free card... It will take 10 days to prepare. If within these 10 days you will be credited to your account, we will issue money according to your passport. This card is primitive, without any service. There are 3 more options. Each of the client's choice: "basic", "classic", or "status".
- All packages include SMS notification services (you will receive messages about crediting or withdrawing money) and Internet banking (where you can pay "utilities" for the phone and the Internet without leaving your home). The "Basic" package includes 2 cards: salaryVisa Electron and overdraft. Such a package costs 9 thousand per month. The money will be automatically debited from your account at the end of the month, - noted the specialist of BPS-Sberbank.
—Package "Classic" - this is also 2 cards, but they are of a high international level, they work without restrictions on the Internet. You can use them to make any purchases, make reservations, up to air tickets. And they look presentable. Costs 15 thousand monthly,- said the girl.
- The "Status" package includes 2 "gold" cards. Here (plus all the benefits) there is a system of discounts. Company "VISAGold»Provides such an opportunity for cardholders.Ccost - 30 thousand per month. If you move to another place of work, come to us, we will simply terminate the package,- stated the operator.
I thanked her for the valuable information. And I chose a regular card, no "bells and whistles".
- Don't you want to open it even for 9 thousand? - asked me.
- No thanks. I choose a free card.
It seemed to me that the teller was slightly upset when she heard my answer. I handed her my passport - the girl began to draw up documents. At the same time, she clarified my data, asked if I had been a client of BPS-Sberbank before, asked for my mobile number and mother's maiden name.
Checkout hall
Finally, the specialist gave me a contract. She underlined her personal account number, with the words:
- You can already report these numbers to the organization for transferring money.
The girl also suggested that the bank did not notify the readiness of the card, inviting me to come for it approximately in 10 days. I thanked the teller and left the bank.
The office stay took 22 minutes. Of these, the actual design of the card - 14 minutes (taking into account the time it took to find the name of the organization on the Internet).
And now after a week and a half - I am back at the Regional Office No. 200 of BPS-Sberbank.
This time my turn came in 5 minutes. When I entered the operating room, I saw the girl who was filling out my card again. And she spoke again, this time on the phone. Judging by the scraps of phrases that reached me, the specialist was telling the client about the types of cards.
I spent about three minutes in the chair in front of her. After waiting for the end of the conversation, he announced that he had come to pick up the card. The operative quickly (within a minute) found her. Then she said that you can withdraw money without commission only at ATMs Belarusbank and BPS-Sberbank.
I signed the documents and left the bank. It took 8 minutes to receive the card.
Time of waiting for a response from the Contact Center on the line- 3 minutes - 2 points.
Completeness of information received from the Contact Center - 4.5 points:
- Offered card options - 1 point
- Clarified the cost of registration - 1 point
- Politeness - 2 points
- They told where to go, but the time of the unit's work was not named - 0.5 points
Waiting time at the bank- 17 minutes - 1 point.
Registration speed (we summarize the time spent at the specialist's office, at the checkout, and the time spent on receiving the card) - 22 minutes - 4 points.
Card issue speed- more than 7 days - 1 point.
Completeness of information - 8 points:
Named and told:
- production time - 1 point
- manufacturing cost - 1 point
- service cost - 1 point
- local or international card - 1 point
- commission for withdrawals at banks and ATMs - 1 point
- availability of Internet banking (IB) and mobile banking (MB) - 1 point
- process of connecting to IB and MB - 1 point
- cost of IB and MB - 1 point
- payment system (explanation) - 0 points
- chipped or not - 0 points
Facilities
Convenience of receiving - the bank does not inform about the readiness of the card - 0 points.
Serviceability - 4 points:
- Indoor renovation done - 1 point
- There is an electronic queue device - 1 point
- Pure - 1 point
- Employees have uniforms and badges - 1 point
Staff attitude - 5 points:
- Bank employee greeted - 1 point
- The bank employee was friendly - 3 points
- The bank employee said goodbye - 1 point
The result of the visit to the Regional Office No. 200 of BPS-Sberbank in Vitebsk - 29.5 points out of 45 possible.
Waiting time for a response from the Contact Center on the line (maximum 5 points):
Scale
1 point - 3.5 minutes
2 point - 3 minutes
3 point - 2 minutes
4 point - 1 minute
5 points - less than 30 seconds
Completeness of information received from the Contact Center (maximum 5 points):
- did they offer card options - 1 point
- have you specified the cost of registration - 1 point
- told where to go (place and time of work) - 1 point
- politeness (yes / no) - 2 points
Waiting time at the bank, we summarize the waiting time to the specialist and to the cashier (maximum 5 points)
Scale
1 point - 20 minutes
2 points - 15 minutes
3 points - 10 minutes
4 points - 5 minutes
5 points - less than 1 minute
Registration speed(we summarize the time spent with a specialist at the checkout and the time spent on receiving the card) - maximum 5 points.
Scale
1 point - 40 minutes
2 points - 35 minutes
3 points - 30 minutes
4 points - 25 minutes
5 points - 20 minutes (15 for registration and 5 for receiving)
Card issuance speed (maximum 5 points)
Scale
1 point - more than 7 days
2 points - more than 5 days
3 points - from 3 to 5 days
4 points - up to 3 days
5 points - on the same day
Completeness of information (maximum 10 points)
- production time - 1
- manufacturing cost - 1
- service cost - 1
- payment system (explanation) - 1
- local or international - 1
- chipped or not - 1
- commission for withdrawals at banks and ATMs - 1
- availability of Internet banking (IB) and mobile banking (MB) - 1
- process of connecting IB and MB - 1
- cost of IB and MB - 1
Facilities:
Ease of obtaining (maximum 1 point)
If the bank informs about the readiness of the card, we add 1 point, if not - 0 points.
Serviceability (maximum 4 points)
- indoor repair - 1 point
- cleanliness - 1 point
- electronic queue - 1 point
- corporate style of clothing and badges for employees - 1 point
Staff attitude (maximum 5 points):
- a bank employee greeted - 1 point
- the bank employee was friendly - 3 points
- the bank employee said goodbye - 1 point
The maximum possible number of points is 45.
"Salary" cards are issued individuals if there is an agreement between the Bank and an enterprise (organization), an individual entrepreneur on the organization of payment of wages using bank payment cards.
Within the framework of salary projects, the bank offers cards: VISA Electron, Maestro, VisaClassic, MasterCardStandard, VisaGold, MasterCardGold, VisaPlatinum (depending on the service package chosen by the client).
Holders of salary cards have access to the entire list of services for payment cards of OJSC "BPS-Sberbank", including the ability to:
receive cash at cash desks and ATMs;
activate the services "SMS-banking" and "SMS-notification";
become a user of the Internet banking system " Personal bank"And" Mobile Bank ";
order additional cards for family members;
independently make payments in self-service devices (ATMs, self-service kiosks) in favor of service providers without paying a commission (for housing and communal services, mobile communication, television, internet, etc.);
settle by payment card in trade and service enterprises for goods and services without paying a commission;
realize instant transfers funds between cardholders at the Bank's infokiosks.
The list of services for the bank's cardholders is constantly expanding.
BPS-Sberbank salary packages are a new advantageous offer for comprehensive banking services for clients.
The package opens three accounts: salary, overdraft and savings. A salary account is intended for receiving wages, an overdraft account is for obtaining a loan, and a savings account provides an opportunity to accumulate funds and receive additional income.
The cost of salary projects:
basic - 9,000 rubles;
classic - 15,000 rubles;
status - 30,000 rubles;
status ByCard - 30,000 rubles;
elite - 85,000 rubles.
1.9 Pension cards
For people receiving an old-age pension or a social pension, BPS-Sberbank offers Cirrus / Maestro and VISA Electron pension cards to a current (settlement) account using the Pensionny bank payment card.
The pension card is issued free of charge, and there is no charge for servicing the card during its validity period.
Holders of pension cards have the opportunity not only to withdraw cash from ATMs and cash desks of the bank, to pay for goods and services with the card, but also to use the full range of services on payment cards of BPS-Sberbank, including paying for an apartment, a mobile phone, receiving interest on deposits on the card, etc.
You can issue a pension card in all divisions of the bank. You must have an identity document (passport) with you, as well as a pension certificate or certificate in case of receiving a social pension.
The main advantage of a current (settlement) account using a "Pensionny" bank payment card is the increased interest (25%) accrued on the balance of funds on the current (settlement) account using a bank payment card. In other respects, the tariffs for servicing pension card transactions are similar to the tariffs for servicing salary card transactions. Additional contributions are made without limiting the amount and frequency of payment.