What is the Sberbank commission for transferring money? Sending money by mail.

Visits to any organizations are usually regulated by their working hours and take away energy. Use an alternative method of money transfers available around the clock from the Zolotaya Korona payment service system - send funds online. Thus, you can quickly make an Internet money transfer from a card issued by a bank of Russia *, Belarus ** or Kazakhstan ***, at any time of the day or night, on weekends and holidays. This is a convenient option to make money transfers without a commission **** and without specifying a specific recipient address. And not only on the website. If you often transfer money and are interested in having this service always at hand, install the Zolotaya Korona - Money Transfers mobile application on your phone (6+). Do not forget about the useful functionality of the online format: the combined history of all transactions (on the website - in the Personal Account) allows you to check the status of the transfer at any time and quickly repeat one of the previous ones. As a rule, the funds sent are ready for withdrawal immediately after the transaction is completed. The addressee can receive the translation online * or contact a convenient service point for him.

We will answer your questions

Where can I get the transfer sent to me?
How long will it take for the transfer to reach the recipient?
The transfer is available for receiving immediately after it is sent.
In what currency can the transfer be sent?
You can pay for the transfer only in Russian rubles.
In order to find out the available currencies for receiving in the required country, on the page select the recipient's country and click on the "Currency" field. The drop-down list will display the available currencies for this direction.
What is the commission for the transfer?
In order to find out the size of the commission for sending a transfer, select the country, currency and amount of receipt on the page.
When choosing a currency of receipt other than Russian rubles, no commission is charged, i.e. sending such a transfer will be free of charge for you.
You can familiarize yourself with the full tariffs on the website of the RNCO "Payment Center" (LLC).
Additionally, a commission may be charged by the bank that issued your card. To clarify, you need to contact the bank with a question whether the bank charges a commission for the "transfer from card to card" operation.
What is the rate when converting a transfer to another currency?
There was a mistake in the translation, can I fix it?
You can change the recipient's details.
To make changes to the translation (if it has not yet been issued to the recipient), you need to go to the page and log in with your username and password.
How do I change the recipient's details?
1. Go to the page and click the link.
2. Enter your mobile phone number and password.
3. In the translation history, select the one you want to make changes to and click "Change".
4. Enter the full number of the card from which the transfer was paid.
  We care about your safety and we want to be sure that it was you who made this translation. In addition to the card number, you will not need to enter its other details. Changing the information about the transfer is free of charge, so additional funds for changing the information about the transfer will not be charged from your card.
5. Enter the confirmation code that will be sent in an SMS message to the specified phone number.
6. Enter the new data of the recipient (name, mobile phone number).
How to return a transfer?
Until the transfer is issued to the recipient, you can cancel the transfer and return the money to the card (excluding commission). For this:
1. Go to the page and click the link

Nowadays, you can make payments for the purchase of goods and services, as well as send money to accounts, without leaving your home. To do this, have a device available that can connect to the Internet. Next, it remains to select a service that carries out monetary transactions. This article will present services that provide services for sending money to individuals and legal entities, and will also provide detailed instructions on how to carry out the operations presented.

Service for sending money - performs an intermediary function between the sender and the recipient of funds. Such services create an alternative to making money payments (for example, earlier it was possible to make a transfer only through a bank). The advantage of the service is that anyone can use it without registering a current account.

Differences between the service and banking organizations:

Such organizations generally have an extensive network of representative offices.
Allows you to make the necessary operation as simple as possible within a few minutes.
Commission for making monetary transactions, which on average ranges from 2 to 6 percent of the payment amount.

Principle of operation:

The client comes to the branch of the organization or goes to their website (in the case of online translation).
Next, you need to fill out an application for the operation. The application contains the passport information of the sender, as well as the delivery address.
After filling out the application, the sender only needs to deposit the required amount of money.
After payment, the client is told the secret code, which he must transfer to the recipient.
As soon as the funds are transferred (the deadline for completing the application directly depends on the chosen organization), the recipient can go to the designated office, name the secret code and pick up the sent funds.

Thus, money is sent in almost all existing payment programs.

Western Union - the most famous money transfers in the world

Western Union (money transfers) is the first system in the world to make money transfers. Today, such an organization is the world leader in the field of international money transactions, and in particular express transfers. The organization owns 500 thousand branches located in more than 200 states.

Main advantages:

Reliability. All monetary transactions carried out are equipped with a modern protection scheme, produced in accordance with international standards. Thus, by sending your funds, you can be sure that they will reach the recipient without any problems within the specified time frame.
The speed of operations. The organization uses modern technologies that allow sending money anywhere in the world in a matter of minutes. So, to date, the maximum processing time for an operation is 10 minutes.... So, if you urgently need to send money to any person or organization, you can contact Western Union.
Comfortable conditions. Unlike any banking organization, you don't have to open your own account here. All that is required from the client is to provide a passport and fill out an application for the transfer of money. Immediately after that, the operation will be successfully completed.

Contact is the first Russian payment system that has been successfully operating since 1999. The operator is the organization "JSC Qiwi Bank", which also performs organizational, settlement, clearing and information functions. In addition, the payment system cooperates with VTB Bank and Otkritie Bank.

At the moment, Contact is the undisputed leader in the Russian money transfer market, as well as in the markets of the CIS countries. The service owns more than 500 thousand branches located in 170 countries of the world and providing customer service.

The main advantages of the "Contact" system (money transfers):

Sending any amounts. The payment program does not require a minimum amount of funds to be transferred, so anyone can transfer any amount of funds to another individual or legal entity.
SMS notifications. The service offers its customers the opportunity to connect to the service, which allows them to notify them using sms messages about transactions with money. Thus, you will always be aware of when the operation will be performed and when it will receive a response from the recipient.
There are three types of currencies available. At the moment, you can carry out an operation to send money, both in rubles, and in dollars or euros.

Operation rates:

The maximum amount of transactions carried out in Russia is 500 thousand rubles, 10 thousand dollars and euros. From Russia to the CIS countries - 350 thousand rubles, 10 thousand dollars and euros. In the CIS countries - 600 thousand rubles, 20 thousand dollars and euros. In all other countries, the maximum threshold is set in accordance with their legislation.
The number of operations performed is unlimited.
The commission for Russia is 1% of the payment amount (the maximum commission amount is one thousand rubles or $ 30). You can see the commission for other countries at contact-sys.com.

Contact the transfer of funds is fast and reliable.

The Unistream payment service first appeared on the Russian market in 2001. After its appearance, the service quickly began to gain popularity among the population. The reason for the success was to establish a minimum commission of 1% of the payment amount... Thus, Unistream began to carry out operations to send money cheaper than anyone else in Russia and the CIS countries, thanks to this, the presented organization currently occupies a leading position in the financial transactions market. You can carry out an operation in Unistream at one of the 280,000 branches located around the world.

Advantages:

Working with terminals. You can send money using the Unistream payment program through Qiwi terminals, which are located in almost all major shopping centers in Russia. Thus, the sender will not need to fill out documents and waste time visiting the branch.
Low fees. It offers its clients to carry out transactions with money at the lowest commission fees. So, if you do not want to overpay large sums of money, then contact the presented organization.
High income for banks. Banks and partners that cooperate with Unistream are offered high commission income for incoming and outgoing transactions.

Unistream offers online translation to all its users in their personal account.

Zolotaya Korona is one of the first Russian companies to provide its clients with money transfer services. Here, everyone can make a money transfer without leaving home using the online service. For all other clients, the company offers to use the services in any of the branches, which are located in many countries of the world.

Services offered:

Money transfers. The transfer is carried out both in cash and by bank transfer from card to card. For this type of transaction, the company charges the client a commission in the amount of - 1% of the payment amount.
Currency exchange. The company offers its clients the opportunity to convert rubles into dollars or euros at the current exchange rate. The exchange rates are presented on the koronapay.com website.
Repayment of loans. With the help of the Zolotaya Korona service, clients have the opportunity to pay off their current debt in many Russian banking organizations, as well as in the largest MFOs.

"Zolotaya Korona" also carry out online transfers.

Blitz is a payment system developed by Sberbank. The system was developed recently, but has already gained immense popularity among the bank's clients. The main advantage of the system lies in the use of modern technologies and communication channels, which make it possible to achieve a high speed of money transfer.

Types of transfers:

Urgent. This type of translation is carried out only within the territory of the Russian Federation.
International. Such transfers are carried out in countries such as Belarus, Ukraine and Kazakhstan.

System commissions:

the commission for an urgent transfer is - 1.5% of the payment amount;
international transfer commission is 1% of the amount;
cancellation of the operation - 150 rubles.

MoneyGram is one of the leaders in the international urgent money transfer market. The company was founded back in 1940, but was able to gain independence only in 2004. From that moment on, the company began to develop rapidly and currently has a large number of branches all over the world.

How to make a transfer using the provided service:

Go to the nearest branch of the company.
Show your passport.
Fill out the application.
Contribute money. After payment, the client will be provided with a special number, which must be communicated to the recipient to confirm the operation.

Moneygram offers money transfers to everyone who has a passport.

Video "How money transfer systems work"

In order to send money to loved ones, there are many different reasons. Most often, such economic prerequisites are made by parents to their student children, or children who have got on their feet financially support their parents. Most often, such regular shipments are made within the borders of our country. Therefore, the issue of cost is very relevant, because money transfers in Russia can be done in different ways and in each case there are advantages and disadvantages of the options.

Sending money by mail

The most widespread branch network in the country is the Russian Post. In all, even the most distant corners, there is at least one small working branch. One of the oldest companies provides various types of services, including sending money.

It should be noted that this method is one of the most expensive and time consuming.

But in some areas it is practically irreplaceable. After all, not everywhere there are alternative services that want to work sometimes even at a loss.

Tariffs for sending money by Russian Post

The post office offers the CyberMoney service. Tariffs for small money transfers start from 40 rubles + 5% to a thousand, up to 250 rubles + 1.5% to half a million.

This means that for sending 1 thousand rubles, you need to pay 90 rubles (9%) of the commission. And for an amount of 500 thousand, the payment will be 7750 rubles (1.55%).

But you need to know that sending amounts up to 100 thousand takes 3 working days, and more than this amount, according to the regulations, can be issued in a maximum of 8 working days.

Pros: huge coverage of the country's territory, you get cash right away, you can send large amounts.

Cons: high commission for small amounts, very low speed.

Translations of specialized systems

There are special companies for making transfers, such as Western Union, Unistream, Anelink or others. Some of them are almost two hundred years old. Western Union, for example, has branches almost all over the world. They also strive to speed up the shipping and receiving process within each country as much as possible and regularly reduce shipping rates.

Now, for an operation up to 10 thousand rubles, you need to pay only 100 rubles of a fixed commission, and up to 100 thousand - 1% of the amount. When it is necessary to transfer more than 100 thousand rubles, the client will pay a fixed fee of 1000 rubles.

System tariffs

You can pick up the money in a couple of hours after sending. You just need to know the transfer code and have a passport. Some systems allow you to receive a transfer a few minutes after sending, for example, the Golden Crown.

Pros: high speed of money transfer, no need to have bank accounts.

Cons: fewer branches than the post office can be obtained only at specialized points.

Transfers between bank cards

A more profitable transfer is between cards of the same bank. Thus, you can even transfer money within Russia without a commission, and Sberbank can do this if the sender's and recipient's accounts are open in the same city. Some banks, such as Tinkoff, do not provide fees for transfers between any client debit cards.

The maximum commission can rarely reach 2-3% of the amount. But there are restrictions on the volume of transfers. Different banks can have them on average from 15 to 75 thousand per day. Large limits exist for transfers within the bank, and not between cards of different financial institutions.

Pros: high speed, average commission.

Cons: you need to have a bank card, you can get cash only at an ATM.

Sending via virtual payment systems

Younger users use Qiwi, WebMoney or Yandex.Money systems for transfers. But cashing out through these services takes some time and is not free.

On average, the user must pay up to 3-4% of the amount for receiving bills.

But the translation itself arrives instantly. Although there are also restrictions on the maximum transfers. For unauthorized users, it will be a problem to receive more than 15 thousand rubles.

Pros: round-the-clock transfers, seven days a week, low shipping fees.

Cons: problem with cashing out, limited low amounts for sending, you need to be registered with the service, the commission for receiving is above average.

Bank transfer

You can go the traditional way and make a bank transfer to your account. In this case, the commission will be from 1 to 5% in different banks. The average will be 1.5-2%.

But at the same time, the recipient must have a bank account and send the full details to the one who wants to transfer the money. Also, you can actually withdraw the amount only through a bank branch during working hours. Which imposes its own inconvenience to receive. The transfer takes one business day maximum.

Pros: average transfer speed, average commission, cash withdrawal.

Cons: you need to have an account, you can get it only on weekdays, you can pick it up only in one specific branch of the bank.

There is a commission for transferring money in branches, service devices or applications of Sberbank. Let's consider different cases and tariffs for sending funds.

The amount of interest charged at the bank will directly depend on what type of transfer you want to make. If you want to save money, then it is better to send money through an ATM or Personal Account, so the% will be lower. However, if you need to transfer a large amount, or the money is intended for the recipient in another country, then such an operation can only be carried out at the bank branch through the cash desk.

Cashless payments

You can transfer from your mobile application, from the Sberbank Online system, through payment terminals and ATMs, as well as through the company's branches using funds in your bank account. This is very convenient because gives you a wide range of possibilities to take advantage of.

You just have to choose the most suitable and less expensive one. Let's consider all the available methods in more detail.

Card to card- your own, or another person. Done instantly.

If the cards are yours, there is no commission,
If the recipient's card is open in the same region as yours, there is also no fee,
In all other cases: if you transfer money through a branch, you are charged 1.5% of the amount, but not less than 30 rubles and not more than 1000 rubles, and if through the Sberbank Online system - 1% of the amount (maximum 1000 rubles .).

Transfer to another bank by card number

Takes an average of 5 to 15 minutes. The maximum size of one transfer cannot exceed 30,000 rubles. There is a daily limit: for Electron and Maestro cards - 50 thousand a day, for the rest - 150 thousand. Cancellation options are not available. The size of the commission for a transfer via Internet banking is 1.5% of the amount, but not less than 30 rubles.

From card to- to your own or any other bank. The commission also ranges from 0 to 2% of the amount, while the sending period can be up to 2 days.

From account to account- also takes up to 2 days, the fee will be from 1% to 2% of the transferred amount. There is a possibility of canceling the operation, the cost is 150 rubles.

If the recipient has an account with Sberbank, the transfer is made free of charge within the same city. If accounts are opened in different regions, then: when transferring through a branch, you will pay 1.5% of the amount (not less than 30 and not more than 1,000 rubles), and through Sberbank Online - 1%, not more than 1,000,
If the recipient is serviced by another banking company: when sending funds through a branch, you will have to pay 2% of the amount (at least 50 and not more than 1500 rubles), and through the Personal Account 1% (up to 1000 rubles).

From account to card- takes up to 2 days maximum, while the fee will be from 0.7 to 2%. It is possible to cancel the transfer.

From account to cash- you can make a transfer in rubles, dollars or euros, such an operation will be subject to a commission of 1.5% (minimum 30 and maximum 1000 rubles), the period of implementation - up to 2 working days. It should be noted that the receipt is possible only in the branches of Sberbank.

Cash transfers

They are carried out as usual and urgently, below we will consider their main features:

In the first case, the period is from 1 to 2 days, and the fee for sending money varies from 0 to 2%. It depends on where exactly the money is sent, where the recipient's card was opened.

In the second case, a system is used that is widespread throughout Russia; receipt is possible only at Sberbank branches. sending takes 10 minutes, you can transfer no more than 500 thousand, a commission of 1.5% is charged (minimum 150 and maximum 1000 rubles)

Additional Information

As you can see, the tariffs very much depend on which method of transferring funds you choose, and where exactly the recipient opened his account or card. The most profitable is to send money through remote service channels, i.e. through an ATM or the Sberbank Online system.

However, there is one caveat here, which is called the limit on the limit. Each client has his own individual limits, which also apply to transfers.

Holders of entry-level cards (Social, Momentum) can spend the least - no more than 50,000 rubles per day, most of all - holders of higher-class cards (Gold, Premium) - up to 300 thousand per day.

If you need to transfer a large amount of money, then, unfortunately, you will not be able to do it through, the system will simply block such an operation. You need to go to the bank branch and make a transfer through the cashier, and if it exceeds your daily limit, you need to pay an additional interest.

About credit card transfers

We are often asked: is it possible to transfer money from a credit card to a debit card? No, bank clients do not have such an opportunity, only if they use third-party intermediary services, for example, Yandex wallet.

The scheme is as follows:

You wind up,
Tie your card to it,
In your Sberbank Online Personal Account, you also link cards to an electronic wallet,
Pay for Yandex services,
Withdraw money from the wallet in a convenient way for you.

If you don’t want to use the Yandex system, you can order a bank card from your mobile operator, which will be “tied” to your phone number. You replenish your phone, and thereby transfer money to an account from which money can be withdrawn.

Hello dear readers of the blog site. How do I get a fee from a client for my work? Every year there are more and more ways and it makes sense to make a choice with open eyes. Therefore, I decided to help you quickly compare and select the most reliable and proven time options. These are money transfer systems, bank cards and e-wallets.

Just study the details and rates below, compare the terms and speed of the transfer. Choose the method that is most convenient for you or your client! In general, I hope that this small opus on the topic of remuneration will be useful to you.

Money transfer systems

Now there are many systems that carry out instant money transfers. With their help, it is easy to send money to any country in the world. The main advantage of such services is the ability to receive a transfer immediately in cash at the point of issue, in local currency.

There are three types of translations:

from card to card
from a card to a cash pick-up point
from a branch in cash to a cash pick-up point

How to choose a transfer system?

By the size of the commission
In the proximity of the pick-up points to the recipient's place of residence
By the number of branches in a particular country
By speed of international transfer
By fame, reputation and reliability

A giant network with a wide geography and 140-year history that covers more than 200 countries of the world. Convenient and most reliable solution for international transfers. Currency conversion is performed instantly at the current exchange rate.

No. 2. gold Crown

A network with a large number of partners: you can make a transfer within walking distance in Svyaznoy, Euroset, Mts, Beeline salons. The commission is quite low, often not exceeding 1.5% even for international transfers. Currency conversion fee - 0 rubles.

No. 3. Unistream

The most profitable network for all MasterCard cardholders - from these cards you can send money transfers to any country in the world for 0 rubles using online service... You can send money both at service points and online, as well as in numerous terminals: Eleksnet, TelePay, QIWI ...

No. 4. Leader

A network from Alfa-Bank, which is more often used by Alfa cardholders. With a convenient online service for fast transfers. You can create a special wallet "Leader" or use the electronic payment service Leomoney.

Transfer system Transfer speed Transfer fee Number of points of issue Ease of use Western Union 2-3 minutes within Russia from 1% to the CIS countries and Georgia from 1%, to China 1000 rubles. for any transfer from 75,000 rubles. to Europe 2-4% on average, but not less than $ 10 or 250 rubles more than 500,000 branches in 200 countries of the world, of which 20,000 in Russia 6 out of 10 Unistream instantly worldwide - up to 1.5% for transfers to MasterCard cards to any country - 0% more than 280,000 points of issue, more than 400 partners8 out of 10 Zolotaya Korona 3-4 seconds from 0% to 1.5% depending on the country of destination more than 49,000 points of issue, more than 550 partners - banks and communication salons 8 out of 10 Leader instantly 1-1.5% depending on the transfer method and destination country 130,000 service points in 130 countries of the world, of which 7,000 are in Russia7 out of 10

Bank cards

This option is especially convenient if the recipient of the payment has a card of the same bank as you. And if you are registered in your internet bank.

Sberbank

Included in the TOP-50 largest banks in the world. The most popular bank in Russia - more than 110,000,000 clients use its services. You can transfer money using the clear and reliable Internet service Sberbank Online.

Alfa Bank

A profitable way to transfer money, if the sender and the recipient have "Alpha" cards. The commission in this case will be 0 rubles even for international transfers. There is an Internet bank "Alfa-Click".

Tinkoff

Revolutionary bank: no branches, no own ATMs, with the ability to withdraw cash from any ATM in the world! It is rapidly gaining popularity in Russia and already has more than 4 million customers. You can transfer money from a Tinkoff card to a Tinkoff card without a commission, even if the transfer is international.

Internet money

Electronic wallets are a fast and convenient way to receive money. However, problems often arise when you need to withdraw money - transfer it from online to offline. Freelancers have to pay a commission to send money from a wallet to a bank card.

WebMoney

Large international system with enhanced security and wallet protection. You can replenish your wallet in a variety of ways: from a payment terminal to the Russian post office.

Convenient "dollar" network, more often used for sending money to the United States.

Yandex money

The Russian electronic money system, clear and simple, is well suited for domestic use.

This wallet number is a mobile phone number. It's very easy to get a wallet and use it. There are a large number of branded payment terminals QIWI in Russia.

Electronic wallet Fee for transfer to a purse Fee for withdrawing money from a purse Transfer speed Ease of use from a bank card online from 0% through a payment terminal 1% in the Internet bank 2.5% from a mobile account 5.95-12.5% at Euroset and Svyaznoy cash desks from 2% at a bank branch 1-7% at a WebMoney point 0-4 % PS Since the beginning of 2016, they have been observed (possibly temporary). 2% -2.5% to a bank card from 30 minutes to 3 days, depending on the method 5 of 10 from a bank card 1% from a mobile account 7.86% from a Sberbank card 0% to a Yandex-money card - 3% of the amount + 15 rubles. to another card - 3% of the amount + 45 rubles. (at least 100 rubles) instantly 10 out of 10 2% instantly 10 out of 10 0% 48 hours 6 out of 10

from a bank card - 0% (from 3000 rubles) at an ATM, via the Internet bank, at partners' offices - 0% in QIWI terminals - 0% (from 501 rubles)
in other terminals - 0% (when paying in cash) from mobile - from 0% to 9.9%

3.9% average + currency conversion fees

But in general

I hope that the article was useful for you and that you have chosen a suitable method of transferring money for you and your clients!

In reality, it is very difficult to start a wallet in an emergency mode and try to set it up "on the run" when you need to urgently receive a payment. In this way, I got frustrated with several offers of cooperation, until I brought all my financial instruments in full order and compliance. Learn from my mistakes ...

Good luck to you! See you soon on the pages of the blog site

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