In order to send money to loved ones, there are many different reasons. Most often, such economic prerequisites are made by parents to their student children, or children who have got on their feet financially support their parents. Most often, such regular shipments are made within the borders of our country. Therefore, the issue of cost is very relevant, because money transfers in Russia can be done in different ways and in each case there are advantages and disadvantages of the options.
Sending money by mail
The most widespread branch network in the country is the Russian Post. In all, even the most distant corners, there is at least one small working branch. One of the oldest companies provides various types of services, including sending money.
It should be noted that this method is one of the most expensive and time consuming.
But in some areas it is practically irreplaceable. After all, not everywhere there are alternative services willing to work sometimes even at a loss.
Tariffs for sending money by Russian Post
The post office offers the CyberMoney service. Tariffs for small money transfers start from 40 rubles + 5% to a thousand, up to 250 rubles + 1.5% to half a million.
This means that for sending 1 thousand rubles, you need to pay 90 rubles (9%) of the commission. And for an amount of 500 thousand, the payment will be 7750 rubles (1.55%).
But you need to know that sending amounts up to 100 thousand takes 3 working days, and more than this amount, according to the regulations, can be issued in a maximum of 8 working days.
Pros: huge coverage of the country's territory, you get cash right away, you can send large amounts.
Cons: high commission for small amounts, very low speed.
Translations of specialized systems
There are special companies for making transfers, such as Western Union, Unistream, Anelink or others. Some of them are almost two hundred years old. Western Union, for example, has branches virtually all over the world. They also strive to speed up the shipping and receiving process within each country as much as possible and regularly reduce shipping rates.
Now for an operation up to 10 thousand rubles, you need to pay only 100 rubles of a fixed commission, and up to 100 thousand - 1% of the amount. When it is necessary to transfer more than 100 thousand rubles, the client will pay a fixed fee of 1000 rubles.
System tariffs
You can pick up the money in a couple of hours after sending. You just need to know the transfer code and have a passport. Some systems allow you to receive a transfer in a few minutes after sending, for example, the Golden Crown.
Pros: high speed of money transfer, no need to have bank accounts.
Cons: fewer branches than the post office can be obtained only at specialized points.
Transfers between bank cards
A more profitable transfer is between cards of the same bank. Thus, you can even transfer money across Russia without a commission, and Sberbank can do this if the sender's and recipient's accounts are open in the same city. Some banks, such as Tinkoff, do not provide commission for transfers between any client debit cards.
The maximum commission can rarely reach 2-3% of the amount. But there are restrictions on the volume of transfers. Different banks can have them on average from 15 to 75 thousand per day. Large limits exist for transfers within the bank, and not between cards of different financial institutions.
Pros: high speed, average commission.
Cons: you need to have a bank card, you can get cash only at an ATM.
Sending via virtual payment systems
Younger users use Qiwi, WebMoney or Yandex.Money systems for transfers. But cashing out through these services takes some time and is not free.
On average, the user must pay up to 3-4% of the amount for receiving bills.
But the translation itself arrives instantly. Although there are also restrictions on the maximum transfers. For unauthorized users, it will be a problem to receive more than 15 thousand rubles.
Pros: round-the-clock transfers, seven days a week, low shipping fees.
Cons: problem with cashing out, limited low amounts for sending, you need to be registered with the service, the commission for receiving is above average.
Bank transfer
You can go the traditional way and make a bank transfer to your account. In this case, the commission will be from 1 to 5% in different banks. The average will be 1.5-2%.
But at the same time, the recipient must have a bank account and send the full details to the one who wants to transfer the money. Also, you can actually withdraw the amount only through a bank branch during working hours. Which imposes its own inconvenience to receive. The transfer takes one business day maximum.
Pros: average transfer speed, average commission, cash withdrawal.
Cons: you need to have an account, you can get it only on weekdays, you can pick it up only in one specific branch of the bank.
Hello dear readers of the blog site. How do I get a fee from a client for my work? Every year there are more and more ways and it makes sense to make a choice with open eyes. Therefore, I decided to help you quickly compare and select the most reliable and proven time options. These are money transfer systems, bank cards and e-wallets.
Just study the details and rates below, compare the terms and speed of the transfer. Choose the method that is most convenient for you or your client! In general, I hope that this small opus on the topic of remuneration will be useful to you.
Money transfer systems
Now there are many systems that carry out instant money transfers. With their help, it is easy to send money to any country in the world. The main advantage of such services is the ability to receive a transfer immediately in cash at the point of issue, in local currency.
There are three types of translations:
- from card to card
- from the card to the cash pick-up point
- from a branch in cash to a cash pick-up point
How to choose a transfer system?
- By the size of the commission
- In the proximity of the pick-up points to the recipient's place of residence
- By the number of branches in a particular country
- By speed of international transfer
- By fame, reputation and reliability
A giant network with a wide geography and 140-year history that covers more than 200 countries of the world. Convenient and most reliable solution for international transfers. Currency conversion is performed instantly at the current exchange rate.
No. 2. gold Crown
A network with a large number of partners: you can make a transfer within walking distance in Svyaznoy, Euroset, Mts, Beeline salons. The commission is quite low, often not exceeding 1.5% even for international transfers. Currency conversion fee - 0 rubles.
No. 3. Unistream
The most profitable network for all MasterCard cardholders - from these cards you can send money transfers to any country in the world for 0 rubles using online service... You can send money both at service points and online, as well as in numerous terminals: Eleksnet, TelePay, QIWI ...
No. 4. Leader
A network from Alfa-Bank, which is more often used by Alfa cardholders. With a convenient online service for fast transfers. You can create a special wallet "Leader" or use the electronic payment service Leomoney.
Bank cards
This option is especially convenient if the recipient of the payment has a card of the same bank as you. And if you are registered in your internet bank.
Sberbank
Included in the TOP-50 largest banks in the world. The most popular bank in Russia - more than 110,000,000 clients use its services. You can transfer money using the clear and reliable Internet service Sberbank Online.
Alfa Bank
A profitable way to transfer money if the sender and the recipient have an "Alpha" card. The commission in this case will be 0 rubles even for international transfers. There is an Internet bank "Alfa-Click".
Tinkoff
Revolutionary bank: no branches, no own ATMs, with the ability to withdraw cash from any ATM in the world! It is rapidly gaining popularity in Russia and already has more than 4 million customers. You can transfer money from a Tinkoff card to a Tinkoff card without a commission, even if the transfer is international.
Internet money
Electronic wallets are a fast and convenient way to receive money. However, problems often arise when you need to withdraw money - transfer it from online to offline. Freelancers have to pay a commission to send money from their wallet to a bank card.
WebMoney
Large international system with enhanced security and wallet protection. You can replenish your wallet in a variety of ways: from a payment terminal to the Russian post office.
Convenient "dollar" network, more often used for sending money to the United States.
Yandex money
The Russian electronic money system, clear and simple, is well suited for domestic use.
This wallet number is a mobile phone number. It's very easy to get a wallet and use it. There are a large number of QIWI branded payment terminals in Russia.
| from a bank card - 0% (from 3000 rubles) at an ATM, via the Internet bank, at partners' offices - 0% in QIWI terminals - 0% (from 501 rubles) in other terminals - 0% (when paying in cash) from mobile - from 0% to 9.9% | 2% instantly 10 out of 10 3.9% average + currency conversion fees | 0% 48 hours 6 out of 10
But in general
I hope that the article was useful for you and that you have chosen a suitable method of transferring money for you and your clients!
In reality, it is very difficult to start a wallet in an emergency mode and try to set it up "on the run" when you need to urgently receive a payment. In this way, I got frustrated with several offers of cooperation, until I brought all my financial instruments in full order and compliance. Learn from my mistakes ...
Good luck to you! See you soon on the pages of the blog site
you can watch more videos by going to");">
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There is a commission for transferring money in branches, service devices or applications of Sberbank. Let's consider different cases and tariffs for sending funds.
The amount of interest charged at the bank will directly depend on what type of transfer you want to make. If you want to save money, then it is better to send money through an ATM or Personal Account, so the% will be lower. However, if you need to transfer a large amount, or the money is intended for the recipient in another country, then such an operation can only be carried out at the bank branch through the cash desk.
Cashless payments
You can transfer from your mobile application, from the Sberbank Online system, through payment terminals and ATMs, as well as through the company's branches using funds in your bank account. This is very convenient because gives you a wide range of possibilities to take advantage of.
You just have to choose the most suitable and less expensive one. Let's consider all the available methods in more detail.
- Card to card- your own, or another person. Done instantly.
- If the cards are yours, there is no commission,
- If the recipient's card is open in the same region as yours, there is also no fee,
- In all other cases: if you transfer money through a branch, you are charged 1.5% of the amount, but not less than 30 rubles and not more than 1000 rubles, and if through the Sberbank Online system - 1% of the amount (maximum 1000 rubles .).
- Transfer to another bank by card number
Takes an average of 5 to 15 minutes. The maximum size of one transfer cannot exceed 30,000 rubles. There is a daily limit: for Electron and Maestro cards - 50 thousand a day, for the rest - 150 thousand. Cancellation options are not available. The size of the commission for a transfer via Internet banking is 1.5% of the amount, but not less than 30 rubles.
- From card to- to your own or any other bank. The commission also ranges from 0 to 2% of the amount, while the sending period can be up to 2 days.
- From account to account- also takes up to 2 days, the fee will be from 1% to 2% of the transferred amount. There is a possibility of canceling the operation, the cost is 150 rubles.
- If the recipient has an account with Sberbank, the transfer is made free of charge within the same city. If accounts are opened in different regions, then: when transferring through a branch, you will pay 1.5% of the amount (not less than 30 and not more than 1,000 rubles), and through Sberbank Online - 1%, not more than 1,000,
- If the recipient is serviced by another banking company: when sending funds through a branch, you will have to pay 2% of the amount (at least 50 and not more than 1500 rubles), and through the Personal Account 1% (up to 1000 rubles).
- From account to card- takes up to 2 days maximum, while the fee will be from 0.7 to 2%. It is possible to cancel the transfer.
- From account to cash- you can make a transfer in rubles, dollars or euros, such an operation will be subject to a commission of 1.5% (minimum 30 and maximum 1000 rubles), the period of implementation - up to 2 working days. It should be noted that the receipt is possible only in the branches of Sberbank.
Cash transfers
They are carried out as usual and urgently, below we will consider their main features:
- In the first case, the period is from 1 to 2 days, and the fee for sending money varies from 0 to 2%. It depends on where exactly the money is sent, where the recipient's card was opened.
- In the second case, a system is used that is widespread throughout Russia; receipt is possible only at Sberbank branches. sending takes 10 minutes, you can transfer no more than 500 thousand, a commission of 1.5% is charged (minimum 150 and maximum 1000 rubles)
Additional Information
As you can see, the tariffs very much depend on which method of transferring funds you choose, and where exactly the recipient opened his account or card. The most profitable is to send money through remote service channels, i.e. through an ATM or the Sberbank Online system.
However, there is one caveat here, which is called the limit on the limit. Each client has his own individual limits, which also apply to transfers.
Holders of entry-level cards (Social, Momentum) can spend the least - no more than 50,000 rubles per day, most of all - holders of higher class cards (Gold, Premium) - up to 300 thousand per day.
If you need to transfer a large amount of money, then, unfortunately, you will not be able to do it through, the system will simply block such an operation. You must definitely contact the bank branch and make a transfer through the cashier, and if it exceeds your daily limit, you need to pay an additional interest.
About transfers from a credit card
We are often asked: is it possible to transfer money from a credit card to a debit card? No, bank clients do not have such an opportunity, only if they use third-party intermediary services, for example, Yandex wallet.
The scheme is as follows:
- You wind up,
- Tie your card to it,
- In your Sberbank Online Personal Account, you also link cards to an electronic wallet,
- Pay for Yandex services,
- Withdraw money from the wallet in a convenient way for you.
If you don’t want to use the Yandex system, you can order a bank card from your mobile operator, which will be “tied” to your phone number. You replenish your phone, and thereby transfer money to an account from which money can be withdrawn.
Transfer of funds within Russia is a demanded service implemented in many ways.
However, most options involve paying a commission for services from 1% to 5% of the transfer amount, depending on the operator. If we are talking about a large amount, then the commission becomes significant, especially with frequent use of this service.
There are also free translation methods, which will be discussed in this article.
What it is
Money transfers are the movement of funds from one person to another through a bank or mail with subsequent receipt and cashing. They are used to send the required amounts to relatives, children, students in another city or friends.
The main requirements for money transfers:
- security;
- speed (instantaneousness);
- availability of points of departure / receipt in the city;
- minimum commission.
Overview of methods
There are many ways to send money, which have their own advantages and disadvantages. Some of them are widely known, and only a few users know about others.
How can I send money to another city to an individual:
- Postal transfer;
- through specialized systems: Unistream, Western Union, Zolotaya Korona, etc.
- through electronic payment systems: Qiwi (Qiwi), Webmoney, Yandex.Money;
- transfer through MTS;
- transfer between cards of the same bank;
- replenishment of the card through the terminal;
- universal card a "Svyaznoy Bank";
- replenishment of the recipient's mobile account;
- map Kukuruza (Euroset).
In cases where you need to deal with a large amount, it is better to refuse terminals. If an error occurs during the submission of money (biting money), then it will be difficult to prove anything.
Post office
Despite the shortcomings and high tariffs, Russian mail has an undeniable advantage. It lies in a wide network throughout Russia, and in some places it is the only opportunity to make a translation. In some villages there is no alternative to such a service.
The speed of postal transfer is very low - from 3 (up to 100 thousand rubles) to 8 days. Among other methods, such a translation is one of the most expensive.
Based on the tariffication, to send 5 thousand rubles, you need to pay 250 rubles. For large amounts, tariffs are much more profitable.
Video: Transfer without commission
Special payment systems
A money transfer service through payment systems is available in any bank, as well as in cell phone stores.
The main representatives of such systems:
- Gold Crown;
- Unistream;
- Western Union;
- Leader;
- Contact and others.
As an example, we can consider money transfers through the Zolotaya Korona system. It can be found in banks, Euroset, MTS and Svyaznoy. The recipient will be able to collect his money in a second after sending.
Prices for the services of the Golden Crown
This is a fairly convenient and relatively inexpensive method.
Electronic money
Virtual transfers are convenient, especially for those who make money on the Internet. But the downside is that the recipient must also have a virtual wallet in WebMoney, Qiwi or Yandex. Money.
The process of sending from one account to another is fast, but cashing out is long and expensive. Usually you need to pay 3-4% of the amount to receive cash.
In addition, in order to withdraw from WebMoney wallets, for example, you need to enter passport scans into the system. Often there are hiccups and this option cannot be called universal.
MTS salon service
You can now send the amount of money directly in the MTS stores. To do this, you need to pay the desired amount to the cashier, provide the brief details of the recipient. The money will be available within 5 minutes after sending.
To transfer / receive money, you need to have a Russian passport. The commission is small: 1.6% in the Russian Federation, 2% in the CIS countries.
Where can you make money transfers without commission?
If you need to make frequent shipments or transfer a substantial amount, then you need to find a free option. Commission-free money transfers are possible in several ways, some of them are quite specific, for example, through a mobile account replenishment.
Transfer between bank cards
For example, if the sender and the recipient issue cards at the same bank, then the transfer between them is free. Those who often use transfers to the same individual should get a card from one of the banks - the sender and the recipient.
The bottom line is to replenish your card account (ATM, cash desk), and then transfer the amount to the recipient's card account. However, in some cases you will have to pay to withdraw cash, so it is worthwhile to study the conditions of specific banks.
Tinkoff Bank does not charge any fees for transfers between any debit cards. In Sberbank, this can only be realized if the transfer is carried out within the same city.
You can transfer to a VTB 24 card simply by the card number. This is an instant transfer, and in order not to pay for cashing, you need to get a regular debit card.
Corn Map
Contact any Euroset office to issue a special Kukuruza card. It allows you to make transfers within the Russian Federation without a commission, and within the CIS - with a commission of 2%.
This is one of the most convenient options for free cash withdrawals. First, it is advisable to familiarize yourself with the capabilities of the card and the rules for its use.
How to get it
Make a purchase in Euroset in the amount of 3 thousand rubles or more or purchase a card to recharge your phone with a face value of more than 100 rubles. Ask for this amount to be credited to the Corn account. You need to have a passport and a mobile phone with you - the whole operation will take 10 minutes.
It is convenient to carry out operations with Kukuruza in your personal account via Internet banking. To enter it, you will be sent a password to the mobile number assigned to it. The use of the card and personal account is absolutely free.
Also, the recipient of funds must apply for a Kukuruza card in order to receive cash without commissions.
How to transfer money
Contact the Euroset salon with your card, give the recipient's details (full name, phone number and Kukuruza card number), as well as the amount of the transfer. The money will be transferred in just a few minutes, and the recipient will be notified by sms. Also, the transfer is easily done through Internet banking.
If the recipient has not issued a Kukuruza card for himself, then you can send money by giving your full name and phone number. He will be able to receive them anywhere in the Euroset in his city. But it will be charged a commission for cashing: for the Russian Federation - 1%, for the CIS - 2%.
Features of work with Corn
How to work with the Kukuruza card:
- For this purpose, a card of the "Standard" category is suitable.
- Connect the service "Interest on the balance".
- For withdrawals of up to 30 thousand rubles per month, no commission is taken.
- You can top up your card anywhere in Euroset.
- It is better to make withdrawals at ATMs (cash desks take a percentage): VTB 24, Raiffeisen or City.
When withdrawing money from an ATM, the amount on the account is blocked, which is equal to the withdrawal fee. After 2-3 days, this amount will be unblocked. If you do not connect "Interest on the balance", then you will have to pay for cash withdrawals.
Bank Avangard
In Avangard Bank, you can transfer money between different accounts without commission. To do this, you need to open a current account there and get a card so that you can use Internet banking. You can both replenish your account and withdraw them through the Avangard office.
The only thing that needs to be foreseen is to warn the bank branch if the withdrawal amount is large. The Vanguard has many small branches that may not have the right amount.
Bank Svyaznoy
The recipient needs to issue a universal Svyaznoy Bank card. Its service is paid and amounts to 600 rubles per year. But this amount is insignificant in comparison with the commissions in conventional payment systems.
The sender must go to any Svyaznoy branch and top up the recipient's card by its number. When withdrawing an amount less than 1000 rubles, a commission will be charged, and if the amount is greater, then the operation is free.
Mobile account replenishment
There is another non-standard way that is inconvenient to use often, but it has the right to life. It is necessary to deposit the required amount to the recipient's mobile number account. Funding fees are usually small, especially when it comes to large amounts.
The recipient, in turn, must visit the office of the mobile operator and draw up a cancellation statement and request to terminate the contract. The company will return the money that was in the account.
It is worth noting that for this you need to have an unnecessary number or conclude a new contract, which will be terminated.
If you often need to send money to another city, then it is best to find a convenient way without a fee. In the article, you can find various options with and without service fees.
The best choice is to issue debit cards VTB 24, Kukuruza, as well as a paid Svyaznoy card. Use the services of the counterparty you most trust.
Transfers made through Sberbank may be subject to a commission. The size of the commission can depend on many factors. Let's consider in more detail what the commission depends on, and what percentage will have to be paid.
What does the Sberbank commission for money transfer depend on?
The commission can depend on many factors. First of all, it is, of course, the range of sending a money transfer. So, transferring to another country will cost much more than transferring to a neighboring city.
Also, the cost of a translation can be affected by the way it is implemented. Whether it is an operation through remote self-service tools, or a bank cash desk. Cash or non-cash items.
Money transfer fee
The bank does not provide for a single commission for the execution of money transfers. Therefore, you should consider each possible option for performing a money transfer operation. And therefore, further we will consider such methods as:
- Cashless transfers;
- Cash transfers;
- Transfer to another region;
- Transfer to another country.
Cashless transfers
The commission for a non-cash transfer may depend on the method of transferring money. So the option of transferring from one bank account to another or to a card can be chosen. Depending on the direction of the transfer, the following types of commission are established:
- To an account of a Sberbank client within the same city - 0%;
- To an account of a Sberbank client in another city:
o Through bank branches - 1.5% (not less than 30 rubles and not more than 1000 rubles);
o Through remote self-service services - 1% (no more than 1000 rubles);
- Transfer from card to card by card number:
o Client of Sberbank within the city - 0%;
o For Sberbank clients outside the city - 1% (no more than 1000 rubles);
o For a client of another bank - 1.5% (at least 30 rubles).
Cash transfers
There are two types of cash transfers. One of them is the usual translation. Moreover, such a shipment can be sent either to a card or bank account, or to be received in cash. And commission charges will look like this:
- The addressee will receive cash - 1.75% (no less than 50 rubles, no more - 2000 rubles);
- The transfer will be credited to the bank account of the Sberbank client:
o In the same city - 0%;
o In another city - 1.75% (but not less than 50 rubles and not more than 2000);
- Crediting funds to the account of a client of another bank - 2% (not less than 50 rubles and not more than 2000 rubles);
- To a Sberbank client's card - 1.25% (from 30 rubles to 1000);
- To the card of a client of another bank - the service is not provided;
- Urgent translation "Kolibri" - 1.5% (not less than 150 rubles and not more than 1000 rubles).
Transfer to another region
Transferring amounts to another region can also be performed in two ways. Here, both cash transfers and non-cash transfers can be used. The commission will be the same as when transferring to another city. Either single, as for transfers by card number or by transferring "Hummingbird".
Transfer to another country
You can send money abroad both in cash and non-cash to the recipient's account. In the event that you need to send cash, then you will need to choose between 3 types of transfers. These include:
- Urgent international transfer "Hummingbird";
- Urgent international money transfer MoneyGram;
- International cash transfer.
When choosing "Kolibri", regardless of the recipient's country, a commission of 1% will be required for the transaction. In this case, the upper and lower threshold of the commission fee is established. So, the minimum amount to be paid is 150 rubles, 5 dollars or 5 euros. And the maximum threshold is set within 3000 rubles, 100 dollars and 100 euros.
When transferring money abroad using the MoneyGram system, the commission will depend on the recipient's country, as well as on the amount of the transfer being made. So, when sending money to the CIS countries, Georgia or Israel, the commission will be from $ 2 to $ 90. And when transferring money to non-CIS countries, an additional payment for the operation can range from $ 12 to $ 300. For transfers to China, cost limits are set transfers from $ 9 to $ 80
International Cash Transfer fees will depend on the currency used to send. So, if the amount is sent in rubles, then the commission will be equal to 2%, but in the range from 50 rubles to 2000 rubles. And when transferring amounts in another currency, the commission will be equal to 1%, but not less than 15 dollars and not more than 200 dollars.
Sberbank also provides a non-cash international transfer service. With this option, the money will be credited to the addressee's account. And the commission will be 2%, but not less than 50 rubles and not more than 1500 rubles if the amount is sent in rubles. And 1%, but not less than 15 dollars and not more than 200 dollars, if money is poisoned in another currency.
Transfer speed
Depending on the selected method of sending the amount, the speed of receipt of money by the addressee may vary. So, non-cash transfers in Russia will reach the owner within 2 days. And when transferring cash by ordinary transfer, you can count on the fact that the addressee will receive money within 2 days if the amount is issued in cash, and within 1 day if the cash amount is credited to the client's account.
The difference between the translation of "Hummingbird" is that this translation is urgent. This means that the recipient will not have to wait for the debt. He will be able to receive the money in 10 minutes.
With regard to international shipments, there are also established their own terms. So, by sending money through the "Kolibri" system, the transfer can be received in an hour. The execution time of a MoneyGram transfer is even shorter. Such a transfer will be available within 10 minutes.
An international cash transfer will reach the addressee within 1 business day if the money is credited to his account. And within 2 business days if the amount is issued in cash. But a non-cash international transfer is performed within 2 days.
Factors affecting the speed of money transfer
In addition to the selected transfer option, many factors can affect the speed of transferring funds. So, for example, when transferring money to an account or card of a third-party bank, the speed of enrollment may depend on the recipient's bank. Interbank transfers are not processed so quickly at the moment. This means that there may be delays.
Also, the time the money is sent or even the day can affect the speed of receipt of money by the recipient. If the amount was sent late in the evening, then it is likely that the application will be accepted for execution only the next day. And when sending money on weekends or holidays, or on the eve of such days, the application for the transfer of funds may not be processed immediately, but only after the expiration of such days. After all, not all translations can be performed on non-working days.
When is the commission not charged?
Everyone wants to save money and not pay a commission. And there is such an opportunity. So, you will not have to pay for the operation if a transfer is made between your accounts and cards opened with Sberbank. And also, in the event that funds are sent to an account or card of a Sberbank client within the same city.
What is the commission when transferring from Sberbank to VTB?
Transfer from Sberbank to VTB is an interbank transfer. The size of the commission here will depend on the selected method of transferring funds. So, if the funds are debited from the Sberbank card and transferred to the VTB card according to the card number, then the commission for such a transfer will be set as a percentage and will be 1.5% of the amount, but not less than 30 rubles.
But in the event that the transfer is carried out according to the VTB client's account number, then the commission fee will be 2% (minimum - 50 rubles, maximum 1500 rubles) if the operation is carried out through a bank branch and 1% (but not more than 1000 rubles) if money is transferred through the Internet banking system.
Commission when transferring to Yandex
Sberbank cardholders can transfer money to the Yandex.Money wallet. Moreover, such a transfer is performed without charging commissions. But it can only be done through remote self-service services, which include:
- Sberbank Online;
- ATMs;
- Terminals.
Limits and restrictions
For transfers made within the territory of Russia, limits are set only for operations performed through an online bank. So, using remote services, you can transfer up to 500,000 rubles to the accounts of bank clients, as well as the accounts of clients of other banks. But amounts over 80,000 rubles will require confirmation in the contact center. And if the payment is made using the card number via MasterCardMoneysend and VisaMoneyTransfer systems to bank cards of clients of third-party banks, then the maximum amount will be limited to 30,000 rubles.
There are also limitations for the urgent transfer of "Hummingbird" carried out on the territory of Russia. Using this method of sending money, you can send an amount not exceeding 500,000 rubles. Amounts over the established limit will not be accepted for execution in this way.
Among international transfers, only non-cash international transfers have no restrictions. In other cases, their own limits are set. So, urgent international transfers "Kolibri" and MoneyGram are limited to $ 5,000 for residents and $ 10,000 for non-residents. And a regular international cash transfer restricts transfers to residents only. The maximum amount that can be sent in this way is $ 5,000.