Raiffeisen is a mobile client from the bank of the same name.
Usage
Now every major bank is releasing a mobile application for Android and other popular platforms. After all, this is not only convenient for the bank's clients, but also slightly relieves the already active working days of the company's employees. Raiffeisen Bank, which recently placed its own mobile banking in the Play Market, is no exception.
Functional
The main feature of such applications is the ability to quickly perform money transfers from cards and accounts. To pay for many services vital to a modern person, the user is not obliged to visit the relevant organizations. You can send a payment directly from home, sitting in an armchair with a cup of tea.
The Raiffeisen application allows you to pay for cellular communications, Internet provider services, trips in public transport, utilities, and so on. You can send the required amount to the specified account in a few seconds - the money will be credited within a couple of minutes.
In addition, the user can make transfers between his accounts, receive money from other Raiffeisen clients, and also send money transfers to himself. However, this increasingly refers to the usual functions of mobile banking. If we talk about unusual opportunities, it is worth noting transferring by mobile number, working with accounts of individual entrepreneurs, receiving transfers from clients of other banks, simplified regular payments and transfers using previously created templates.
Key features
- viewing statistics of expenses and income for the entire period of using the card;
- transfers between personal accounts, sending transfers or payments, as well as receiving them;
- receiving transfers from clients of other banks;
- payment for popular services, from mobile to travel in public transport;
- quick access to the most important tasks from the main screen;
- simple and intuitive interface;
- compatibility with all current Android versions.
The Raiffeisen-Online mobile application is a convenient tool for fast and secure payments and transfers, as well as simple management of your accounts, cards, loans and deposits. Designed to efficiently handle your daily challenges 24/7. Download and handle personal finance wherever and whenever you want.
A simple and intuitive application provides quick access to the most important information: you can see the overall balance for all assets and an overview of all your products, with one touch go to templates for the necessary transactions and the history of payments and debits.
You have a whole bank branch in your pocket, with which everything is easy to do online: contact our employees for support via chat, pay for services at any time and quickly transfer money in a convenient way, register new products and manage them around the clock!
Payments and transfers
transfers by phone number to customers of Raiffeisenbank, Alfa-Bank, Tinkoff, VTB and many others
free replenishment of Raiffeisenbank cards from cards of other banks
fast transfers between your accounts, within the bank and to other banks
convenient transfers from card to card of any bank in the Russian Federation
simple transfers without details to other bank clients: by reference, phone number, email address, via Bluetooth
no commission payment for various services (mobile communications, internet, TV)
Product management
complete information on all your products 24/7
opening new accounts, debit cards, deposits, loans and insurance
partial and full repayment of loans
replenishment of deposits
linking cards for contactless payment Apple Pay
instant currency exchange at the most favorable internal rate of the bank
card blocking
Payment of utility services, tax arrears, traffic police fines and parking fees
no commission payment of fines, tax arrears and housing and communal services by the number of a single personal account (ELS)
quick search and easy payment of charges
subscription to automatic notifications of new charges
Additional features
translations by templates and repetition of operations - no need to enter details
scanning of "payments" by QR-code - data is substituted automatically
access for holders of additional cards - not even among the bank's clients
Service "Cost accounting"
a visual history of all your spending in convenient charts
cost analytics by category
you always know where your money has gone and see what you can save on
Information services
full history of all completed transactions
online chat with bank employees
convenient search for the nearest branches and ATMs
current exchange rates
service of SMS and push-notifications about card transactions
messages about special offers
With Raiffeisen-Online, be successful without borders - wherever there is Internet!
For smartphones based on iOS and Android platforms. Raiffeisen-Online replaced the previous R-Connect application. In the new version, the interface has been completely redesigned, the joint family use of products has been implemented and the accounts of individual entrepreneurs have been withdrawn.
“Last year we changed our strategy for the development of online banking and will no longer separate mobile and web versions. Our task is to fully synchronize the application and the Internet bank. In the new mobile application, users have access to all our latest innovations from the Internet bank, for example, access for holders of additional cards, including non-bank customers, individual entrepreneurship accounts for users who are both individual clients and individual entrepreneurs. In the near future it will be possible to use our products together with family, relatives or friends. "
This is how Natalia Masarskaya, head of the e-business department of Raiffeisenbank, described the new mobile application in her interview.
As in the previous version of the application, Raiffeisen-Online will retain all its financial management capabilities, including remote management of savings accounts and deposits, current accounts and loans, as well as the ability to perform the entire list of payment transactions.
At the same time, the interface and architecture of the mobile application were completely redesigned. Now, on the main screen, the user can perform all the most popular operations: replenish accounts, make transfers (including from cards of other banks, recognizing the card number not only from a photo, but also by NFC), pay for services or change currency. In addition, view a unified history of transactions for all products and use transaction templates. On the main screen, the client can set up displaying or hiding the aggregate balance for all his accounts.
For convenient access to the complete list of the client's products, the developers have created a separate product "shutter" operating on the principle of a control center. It is available on the home screen. With one movement, the user can lift it and at the same time see all products, their balances, look at the statement, and also perform basic operations on a specific product. The application adjusts to the user: if the client has only one product, the "curtain" will not be displayed.
Launching a new application is not an endpoint, new functionality will be added over time. In the near future, users will have access to the function of performing active transactions on the accounts of individual entrepreneurs - transfers between their accounts, as well as counterparties and to the budget. Now users can see the account balance, generate a statement, send and save account details.
Also, within the framework of family sharing of accounts, clients will soon be able to make active transactions on them: pay a mortgage or consumer loan together, make transfers from accounts or deposits, create common savings goals, and also do a single analysis of spending on several cards.
Access to Raiffeisen-Online for customers has been open since November 13th. The application has already been adapted for iPhone X. The old version of the mobile bank will work until the end of this year, so that all customers can comfortably switch to the new product.
Thanks to the R-connect mobile app, a Raiffeisenbank client can quickly and securely manage personal finances from a phone or tablet. Why not pay fines, taxes and other payments online? Moreover, when entering, for example, a shopping center, the application reminds you of all kinds of promotions. What does a personal account look like in R-connect and how to use the program?
Advantages and disadvantages of R-connect
By connecting the application, the user gets the following advantages:
- the ability to exchange currency at favorable rates;
- open accounts and deposits without going to a bank branch;
- free to pay fines and taxes;
- fully or partially repay loans;
- view all expenses and incomes from card transactions;
- search for the nearest ATMs thanks to connected geolocation;
Another unique feature of the application is geofencing. This feature tracks the location of the customer, and then displays tips about nearby promotions. For example, a user walks down the street, passes by a store with clothes and does not know that they have set big discounts there. At this moment, he will receive a notification on his phone. Thanks to this approach, it will always be possible to save well on purchases.
If necessary, each client through R-connect Raiffaisen can instantly block their card. But the application also has a minor drawback - you cannot apply for a loan using it.
How to download R-connect for Android and iOS
To download and install the R-connect Raiffeisenbank mobile application for an Android smartphone, you need:
- log into your personal Google Play account https://play.google.com/store/apps/details?id=ru.raiffeisennews;
- find the program in the search line;
- click "Install";
- after that, you will be logged in to R-connect Raiffeisenbank.
To download R-connect for iOS, you need:
- register with the iTunes Store;
- go to the App Store https://itunes.apple.com/ru/app/rconnectsmart-application/id557857165?mt=8;
- find the application in the search bar;
- apply the password and ID received during registration.
If the user wants to experience all the advantages of a mobile bank, then the easiest way is to go to the official website and connect to R-connect. After that, a password will be sent to the phone number in a message. The method works if you have a valid bank card.
Transfers and payments
In the personal account on the main screen of the application, personal cards and accounts are available. If you don't have a bank card, you have to go and get it. By the way, any account can be opened directly from the application. It is easily replenished, money is freely transferred.
You can open new accounts. The following currencies are available:
- Swiss francs;
- Japanese yen;
- pounds;
- Euro;
- rubles;
- American dollars.
After installation, the client will have access to:
- payment for mobile communication from a bank card;
- money transfers to cards of other banks;
- transfer of money from one card to another, etc.
To simplify actions, users have the ability to create templates. There is no need to check the data and retype the required parameters. It is enough to click "Send" and the transfer will be completed.
Since the bank cares about the comfort of its customers, the SMS operation codes do not even need to be manually registered. After all, most people are angry with five-digit codes. You need to minimize the application, open the message, remember the codes and reopen the program. Instead of a one-time code, R-connect prompts users to enter automatically from push notifications. You can click on "Transfer" and the rest of the actions will take place without the participation of the client.
Mobile App: Where can I find more information about R-connect?
Separately, it should be said about currency exchanges at favorable rates. You don't need to go anywhere to change money. You should select a debiting / crediting account and carry out the required operation. She will be in the "Journal of Operations".
Who has the ability to use the app
All users can use the R-connect mobile application. Moreover, it does not matter whether the person is a client of the bank or not. However, for an ordinary citizen, only basic functions are available:
- studying banking news;
- obtaining detailed information about all branches;
- search for the nearest ATMs;
- use of credit calculators.
At the same time, it is safe to work with the application, as it is reliably protected. But do not forget about simple rules:
- do not leave the phone unattended;
- do not give it to third parties;
- to transfer personal data to other people.
So, for personal finance management, connecting R-connect would be a great idea. The application helps Raiffeisenbank clients to keep track of various promotions and their expenses / income. R-connect is very easy to use, making it accessible to everyone.
Each company strives to provide a high level of service to its customers, today one of the indicators of quality service is the availability of a functional online application, which is especially important for banks. Raiffeisen Bank has created the ability to fully manage accounts through Internet banking and mobile banking, you can download the Raiffeisenbank application for Android absolutely free in the Play Market.
What is Raiffeisenbank's proprietary application. Key features
Almost all Internet banking functions are available in the Raiffeisen Bank mobile application (R-Connect). The main goal of this program is to provide the client with the ability to remotely manage accounts, with the provision of maximum functions and a high level of security.
The list of functions that are available to an individual after entering the personal account of mobile banking:
- Balance view and access to the history of transactions;
- Special service for cost accounting;
- Setting up card limits;
- Transfer of money to cards of Raiffeisenbank and other banks;
- Repayment of loans;
- Payment without commission for utilities, mobile communications, provider services, etc.;
- Payments to the state budget without additional commission costs: fines, taxes, state duties, etc .;
- Transfer between Raiffeisenbank clients by phone number or e-mail address;
- Replenishment of your own card from cards of other banks or using electronic money;
- Free opening of accounts in any currency (except for the first one);
- Currency exchange at a favorable rate;
- Transfers from foreign currency accounts, including abroad;
- Replenishment of transport cards without Troika and Strelka commissions.
- Opening, replenishment and withdrawal of deposits in any currency;
- Informing, for example, news about changes in the system of fines and taxes;
- You can inform the bank about your trip abroad;
- You can grant access to holders of an additional card, as well as to any other family member (after presenting a power of attorney).
Also, the bank has developed the first banking application for children "Raiffeisen-Start", which will help in the study of financial literacy, budget planning, cost control and accumulation of money for the desired purchase.
How and where to download the program for Android, iPhone or computer
You can download the application using the links provided on the official website. You can get access to your personal account in the following ways:
- Get a login and password when signing the contract;
- Use the connection form at the link https://online.raiffeisen.ru/#/login/connect (you need to know the card number, expiration date, CVV code, have a phone with a financial number at hand);
- At any Raiffeisen ATM (you must have a card and know the pin code);
- By calling the call center - 8 800 700 9100 (you need passport data and an answer to your secret question).
Algorithm for connecting the program on iPhone and Android:
- Take a gadget with iOS 9.3 or Android 4.2, 512 MB RAM and enough free space (depending on the OS), provide normal Internet access (Wi-Fi);
- Go to AppStoe / GooglePlay and enter Raiffeisen or Raiffeisen in the search bar;
- You can download the Raiffeisenbank Online app for Android for free via the direct link https://play.google.com/store/apps/details?id=ru.raiffeisennews, for iPhone - https://itunes.apple.com/ru/app/ rconnectsmart-application / id557857165? mt = 8.
- After downloading, the program must be installed;
- Activate the card: enter the card number, full name, pin-code (For more details on how to do this, click here).
Differences in capabilities between the application for individuals and legal entities
Individual entrepreneurs can use the mobile application to carry out the following actions:
- View account balances and generate statements;
- View debit cards issued to checking account;
- Transfer money in rubles;
- Make payments to the budget;
- Transfer money from an individual entrepreneur's account to an individual entrepreneur's account;
- Save and send account details to partners.
For business, the bank has developed a new application "Raiffeisen Business". The main goal is to provide the ability to control and manage accounts anywhere and at any time, using the following functions: viewing the current balance and transaction history; making payments in rubles to other banks; sending details to partners by SMS or E-mail.
For legal entities online, currency transfer functions are not available; opening accounts, deposits and loans.
You can download the Raiffeisenbank Business Online mobile application at the link https://www.raiffeisen.ru/business/dist/mobile/.
What to do if the application doesn't work
If something does not work for you, you made a payment incorrectly or you need additional advice, please contact the 24-hour hotline - +7 495 777 1717 (for Moscow) or 8 800 700 00 72.
The technical support service works from 9.00 to 18.00 (except weekends): 8 800 700 99 95; +7 495 225 91 92 (for Moscow).
You can also write to the mail [email protected]
To protect yourself while using the mobile application, you need to adhere to the following rules:
- Download only the official app;
- Use complex passwords;
- Do not give your login information to anyone;
- Use only trusted devices to sign in;
- Exit your personal account after completing your work.