How millionaires became millionaires is of interest to many people who would like to improve their financial situation. However, it must be immediately stipulated that there is no single recipe for achieving this goal. At different times, using various means, famous and not so famous people became successful and wealthy. Consider a few stories of fairly quick enrichment achieved through their own work and ingenuity.
Overseas experience
How did millionaires become millionaires in Russia? Sometimes a profitable business began with an idea "peeped" abroad. For example, after a trip to New York, Oleg Gerasimov learned about the possibilities of dry cleaning cars. Returning to his homeland with samples of funds, he was faced with the fact that they were not designed for a cold climate. A recipe suitable for Russian frosts was invented, and the company he founded quickly made the first big profits.
How did millionaires become millionaires and still be just guys? This is the story of Alexander and Fedor, extreme sportsmen who built the first platform to improve roller skills in the early 2000s. Then they received orders for the planning and arrangement of playgrounds from many cities, including European ones, and now they are engaged in their favorite sport, having the status of wealthy people.
It all started with jam
Many people in Western countries know how millionaires became millionaires in dollar terms. For example, American teenager Cameron Johnson started by selling vegetables to his neighbors, then successfully sold lottery tickets, wrapping paper, and resold toys at electronic auctions. From the profits he made, at the age of 12-13, he hired a programmer and founded an email forwarding service without disclosing the name of the sender, which gave him about $3,000 in net income per month. He subsequently successfully sold all his companies, on which he earned millions under the age of 20.
The success stories of millionaires in England are notable for their simplicity. F. Doherty is famous here, having earned the first million pounds before celebrating his twentieth birthday. This guy began to cook jam according to his grandmother's recipes and sell it in the market, where he received recognition for the quality of his product. Then his culinary masterpieces began to be taken to supermarkets, and the technology he developed for making sugar-free jams allowed him to occupy a large niche in the sweets market. He started in the kitchen at the age of 14, and after a couple of years he was already looking for an investor for a large project and found him, personally bypassing many companies.
He saved on ice cream
Millionaire stories are sometimes based on minimal investment and unique entrepreneurial acumen. The business community knows that at the age of 17, Vsevolod Strakh, saving literally on ice cream, founded a company that supplied USB products from China to Russia. It was in 2005, the service was in high demand. Today, the humble store has become a large multi-billion dollar hypermarket. And a graduate of one of the universities of St. Petersburg, S. Kibalo, made his fortune on sweatshirts with the symbols of higher educational institutions of his and other cities.
After the death of his father, Michel not only revived the dying shoe business, but made it a successful and famous brand.
You have to give credit to Michel. He learned to courageously endure the blows of fate. One such blow was the $4 million land purchases just before the crisis began. His interest-bearing debt quickly turned into $10 million, threatening to lose everything he had earned in his lifetime.
Despite the difficult times, he continued the construction of an ecological resort in a protected area and over the next 5 years was able to fully pay off the loans. Now his return on invested capital is 1000%….
Michel believes that people who say money doesn't matter are living a lie. He attaches great importance to money and material values, because thanks to money, a person can become what he wants.
With all this, Michel Domit refuses to connect the concepts of "money and happiness", since everything should have a sense of proportion and inner balance.
Dan Cathy - Owner of Chick Fillet Family Business
Dan has made billions in fast food, particularly chicken burgers. A fortune of $2.3 trillion. The family business, started back in 1946 by his father, now has more than 1,000 outlets.
The Den family are deeply religious peasants and this influences decision making.
In each new diner that opens, the first 100 customers are served free for a year. Atlanta is home to the only year-round care center run by their family.
Employees of the company who wish to study receive scholarships in the amount of $1,000. More than 45,000 employees have already received scholarships.
Also, Dan's family is engaged in educational Christian programs, children's summer camps, family and marriage counseling. The family is proud that part of what they earn is returned to society.
Kathleen Windridge is a Florida ship owner.
Kathleen is the owner of the boats, renting which brings in $70,000 for every 6 hours. Net Worth - $60 million. She went from nurse to millionaire.
It all started with a worn yacht, purchased and restored together with her husband. To compensate for the large expenses spent on its repairs, the family began to rent the yacht. After 5 years, they earned their first million. After 10 years, they are already the owners of 3 luxurious yachts, which made it possible to hold up to 400 events a year.
In 2000 after the sudden death of her husband, Kathleen had to learn how to manage the business on her own.
Now she is married again. The husband is a multi-millionaire engaged in land ownership. Now Kathleen can fully enjoy what she has achieved and the lifestyle she leads. But nevertheless, she is a woman who works day and night, without a break and rest ...
Hussein Ozer - former poor, now owner of a restaurant chain in London, multimillionaire
Hussein Ozer is the soul of his restaurants, a self-taught chef. He controls everything from ingredients, food preparation, to serving. He trains all his chefs himself from scratch.
His life now is very different from the one he led in Turkey.
The unwanted child, whom no one loved, did not spare, and who was constantly beaten, was sent to a remote village.
At the age of 11, Hussein fled to Ankara, where no one was waiting for him. For a long time the child did not have a place to sleep until he found an old abandoned barn. His greatest desire was to learn. All the money that he could earn at that time, he spent on his studies.
No one around knew English and the boy had to talk to himself. Finally, in 1975, he was able to save up for a one-way ticket to London, which he took advantage of. Since then, his life has changed dramatically ...
Now the state of Hussein Ozer is $ 60 million, but he is a workaholic and does not stop there. Now his dream is to open a new chain of restaurants and expand his business.
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Hello, dear readers of the business magazine "site"! In this article, we will cover the topic - how to become a millionaire from scratch, what qualities you need to have to achieve financial success and other useful information.
After all, one of the most popular queries in search engines is the question "How to become a millionaire?". If you set a goal for yourself to increase your well-being, then it is achievable. Just thinking about millions is not enough, concrete actions are needed.
The right goal presupposes the development of a successful strategy. Do you need to be a special person to make a multi-million dollar fortune. All this will be discussed in this article.
From this article you will learn:
- How to become a millionaire, billionaire;
- What qualities do you need to have to become rich;
- Success stories of young millionaires.
So, let's look at each item in more detail.
In the article you will find tips and ways on how to become a millionaire (billionaire), as well as how young Russian millionaires started their business
1. The main rules and qualities of millionaires - 8 qualities inherent in millionaires 📑
According to popular financial publications (forbes, etc.), then millionaires have the following 8 (eight) qualities:
Quality 1. Know the value of time
Millionaires are used to working to make money. They will not spend their time aimlessly lying on the couch.
If they have a free hour, they spend it on self-development. These people are constantly looking for new and useful information. To keep moving forward, they read a lot.
Quality 2. Do what you love and get paid for it
Famous rich people of the world turn their hobby into a profitable occupation.
Favorite business brings a lot of money: no negative experiences associated with the implementation of a certain algorithm of actions as needed.
An ordinary person lives only on a salary. He has a profession, he goes to work and gets paid.
What prevents him from improving his well-being? Suppose a person knows how to draw perfectly after graduation. He has a choice- work at a school as an art teacher or.
In the second case he can create an art studio online or offline. It all depends on how he likes to work with people. Many entrepreneurs are engaged in the implementation of their own training courses via the Internet. This is a good type of income that a talented and hardworking person brings million rubles monthly.
Problem in that the majority prefers to live without straining. When there is free time, they prefer to do nothing.
People are lazy, and such people do not become millionaires. To get big money, you need to figure out how to do it and work on it constantly.
Quality 3. It is important to treat money with love and respect
Money is energy. In order for the bills in the wallet not to be transferred, they should be handled correctly.
It is naive to believe that if you treat your cash receipts with disdain, they will no longer easily leave.
A good example of love and respect for money is how a person puts the received money into a wallet. The rich man will fold them evenly, and the first will be the banknotes of the lowest denomination. Each new receipt of money should be met with joy.
The millionaire loves money and respects it. Instead of complaining about a life in which finances constantly sing romances, you need to change. It is time for many to reconsider their attitude to money.
Quality 4. Start from scratch
The millionaire, who did not immediately and suddenly become a rich man, learned to increase his wealth. In the event of bankruptcy, he is ready to take on the challenge and start earning another million again.
However, this time it will be easier for him to cope with a similar task: he has a great school of life and vast practical experience behind him.
Often people who were able to earn a lot, if they go bankrupt, surrender. If you accept the challenge of life and start working, the result will be positive. A person will be able to rise again and become rich. All millionaires have gone through. Rich people are never afraid to start a new business from scratch.
Quality 5. Plan your actions in your head
Any financial activity requires careful planning. The millionaire has a schedule for hours and minutes every day. Plans may be short-term and long-term.
Chaotic actions are not able to lead to effective results.
Quality 6. Have an army of like-minded people
Supporters with the same goals and interests earn a lot of money. Finding like-minded people is difficult, but possible.
Quality 7. Take advantage of every opportunity
A millionaire will never miss a chance to earn more money. To succeed, he constantly explores the opportunities for earning that have appeared. He not only spends a lot of time reading books and magazines, but also meets important people. Such a person is always ready to discuss new proposals.
A person who lives (exists) on a salary is often content with little. An employee holds on to his job because he is afraid of losing his only source of income.
As a result, he appears to be completely not ready for change. The poor man claims that he already knows what is behind the financial proposal, and remains poor.
Quality 8. Take risks
A millionaire must be able to take risks. However, in this case we are not talking about a thoughtless waste of money. This is a calculated risk: Rich people don't make mindless decisions.
They study the situation carefully in the financial market, innovations in their line of business, analyze possible risks and calculate what they can get as a result.
Millionaires are trying their hand at new and new areas. If you do not take risks at all, then you will not earn much. You can make a mistake, but in the event of a successful outcome of events, there is a real opportunity to increase your capital by 2 (two) times or more.
If a person has the desire to become a millionaire, and he has everything 8 Qualities Considered, then all he needs is develop and improve oneself. It can be recommended to communicate more with those people who have already been able to achieve something in life.
An important step to becoming a millionaire from scratch is earning and saving money
2. How to become a millionaire from scratch (Stage No. 1) - save and earn money 📋
It would seem, why should a millionaire save? But if you think about it, there is a certain amount of common sense in this. Therefore, everything who decided to earn their first million, should start by counting all their income and expenses. By the way, in more detail, we wrote in a previous article.
The first task is not so difficult to cope with - this includes a salary with any additional earnings. So, you can earn extra money as a courier or an ice cream seller. Great luck when you manage to find a side job in your spare time or an additional source of income for the whole time.
Costs:
- Communal payments. For gas, water and electricity every month you need to make timely payments.
- Repayment of loans. If you need to pay a mortgage or other loan, then such payments should be among the priorities.
- Payment for children's education. If the child attends a private school or paid clubs, money for educational purposes should be set aside in advance.
- Food. It is important to buy everything you need to eat well.
In addition to these costs, this list can be continued. It includes payments for mobile communication services and internet provider. It is important to write everything down in order to see the exact amounts of money earned and spent.
Need to do detailed analysis to get closer to the coveted first million today. After analyzing the situation, a person will see exactly where he can save.
Most people, when thinking about the opportunity to earn their first million from scratch, do not even think about saving. Meanwhile, if you do not save, then you will not succeed quickly. Any savings should be considered as your profit.
For example, I wanted to buy my favorite sweets, but managed to resist the temptation. This move saved money.
An important step towards becoming a millionaire is saving and increasing cash
2. How to become a millionaire (Stage No. 2) - save and multiply 📋
When there is a sum of money that has been saved, then it is important to make it work for you. If a person saves money every month, then there is no guarantee that it is beneficial for him.
Coins and banknotes set aside in a home piggy bank, depreciate over time. Inflation will inevitably affect all such savings. The right decision to invest money in a profitable project. By the way, where to invest money in order to receive a monthly income, we wrote in.
Ideas for investing money in order to save and increase:
- Bank deposits. This is the most popular source of passive income. Today, bank deposits mean guaranteed income. However, the percentage of profit growth cannot be called large - the maximum up to 15% per annum. It turns out that capital growth is carried out slowly - 1% per month. In this case, the first million will have to wait a long time.
- mutual funds. These are mutual funds. They are bonded, investment and mixed, venture, hedging and mortgage. When the money is in circulation, you do not need to pay taxes. If necessary, a share can be sold in a couple of days and get good money for it.
- Forex and PAMM accounts. Trading in the foreign exchange market, trust management or deposits in PAMMs requires knowledge of the financial market. In order to start making money on Forex, you need to correctly predict market trends and choose profitable money managers. A beginner can easily get burned out by choosing the wrong trading strategy. Therefore, to begin with, we recommend reading our article on, which described in detail how to choose your trading system correctly. It is also important to trade through trusted brokers. Reliable is considered this brokerage company.
- Purchase of bonds and shares. When buying shares, a person actually becomes a co-owner of the company. Bonds - this means to lend to the issuer at a certain percentage.
- Impersonal metal accounts. Such accounts can be opened in gold, palladium, silver or palladium. Interest is less than on bank deposits, and sometimes interest is not provided at all.
- Buying a share in an existing business. The yield can be from 130% per annum. The analysis of the business in which it is planned to buy a share helps to minimize the risks.
- Real estate objects. Buying a building and renting it out for offices allows you to quickly return the money spent. Read about the link.
The main thing is to invest money that is not the last. You can not invest finance that is borrowed if there is little knowledge about investments.
Check out the prices: buy financial assets low and sell high.
3. Strategies for success - 5 ways to become a millionaire in Russia 📄
The main ways to become a millionaire in the Russian Federation
The probability of becoming a millionaire for any person can be represented 50/50 ratio. And proven methods that many rich people managed to use will help to achieve the desired.
Method number 1. Creating Passive Income
With the skillful use of this financial instrument, it will be possible to come close to the coveted million.
To earn such an amount for an adult with an average salary, you will need about 1 (one) year.
Man creates passive income - 30.000 rubles and legalize it. After registering a business, for example, in quality, it becomes possible to take a bank loan for your business.
The amount of passive income allows you to take up to 1.000.000 rubles to be paid over several years.
Good examples of creating passive income are the following:
- Leasing of real estate objects. This is easy to do when the person owns the building.
- Website creation. This method is suitable for programmers or confident PC users. Everyone who is interested in the IT field can try their hand here. Just creating an online resource to start making a profit is not enough. The site will need to be brought to the top of search engine results. After that, you can place ads on its pages, which will bring at least 10.000 rubles per month. , what types of sites are and so on we wrote in the last material.
- Become a network marketing distributor. This method is considered suitable for energetic and sociable people. The income of enterprising people can grow up to 100.000 dollars and more per month. what advantages and disadvantages it has, we also wrote earlier in the article.
Method number 2. Creating an asset and selling it for a million
When an entrepreneur has a website or an account with a network marketing company, then there is an opportunity to sell their business or account that makes a profit.
To sell an asset, you need to refer to the formula:
Monthly passive income * 24 (36) months: on the basis that the payback period is 2 (3) years.
To get started, try to sell the asset at a 3-year payback.
If a blog or website, any activity that generates passive income in the amount of 30 000 rubles per month, it turns out 720.000 (1,080,000) rubles. This is a fairly impressive amount of money, from which it is not so far from a million, and if you successfully sell your assets, you will get an amount of more than a million.
Method number 3. Earn a million (1,000,000) rubles using the Internet
The Internet today gives an opportunity and more to everyone, regardless of their social status.
You can earn a million online within a few months using various tools:
- social networks (VKontakte, Instagram, Twitter, Odnoklassniki); (We wrote a separate article about it)
- sale of own knowledge;
- online;
- Internet business;
- promotion and earnings on affiliate programs (Read the article -);
- creation of an Internet resource in order to earn money on it;
Any of the above methods really works, it remains to choose your own among them.
Method number 4. Earning on your knowledge
If a person succeeds in doing something well, then it is logical to assume that this is the best opportunity to make money on it.
Knowledge can be sold in a variety of ways. In general, this means selling information online.
The necessary knowledge with useful skills is always in demand. Such information is valued by all interested people.
Skype you can teach people dance or speak a foreign language. Philologists or those who can write correctly can take copywriting and create unique content to order. In more detail, and what is the essence of copywriting, we wrote in a special article.
Infobusinessmen sell e-books and courses.
Method number 5. Carry out a major transaction
A large amount of money can be earned not in installments, but all at once. You can not exclude from this and the share of luck. This method can be used by all entrepreneurs.
Businessmen have an understanding of how the business operates and are able to successfully negotiate between stakeholders.
It is easy for a person to earn one million, successful middleman . The number with six zeros is the percentage for the work done.
There are 2 (two) main areas of earnings:
- find a major investor for a dynamically developing project;
- find a buyer for a property or an expensive business.
The first option involves the search for a project, the implementation of which requires large investments. If a person is confident in his abilities and can attract large investors, then he should go directly to the project manager and agree on a percentage of the transaction. About that, we wrote in the last article.
One million rubles is received by an enterprising person who, thanks to his dream, was able to find rich people who want to support a promising project.
The second option involves looking for a major businessman and also agreeing with him on receiving a percentage if he manages to find clients for an investment project. Read more in the article.
Marvelous, but most people in their lives have several opportunities to earn millions of rubles, but they do not use their opportunities.
Each person decides for himself how he can increase his monthly income, and whether he needs additional income at all.
For those who are used to making ends meet, it is easier to refuse the various proposed methods. They believe that millions are not for them.
Others will decide to try in practice the useful recommendations that they found in the article, and they will be right. Perhaps one of them will become another millionaire.
For that to get rich and say goodbye to the life of the layman, purposeful people can spend everything one or two of the year. After that, they are waiting for financial independence.
4. How did the young millionaires of Russia start 💸📃
Russian businessmen who become wealthy at a young age can inspire other compatriots to start.
1. Oleg Gerasimov and Arkady Khokhlov, Fast & Shine
Oleg, being a student, was able to observe in New York how young people wash cars at traffic lights without streaks and water. When he returned to his homeland, Oleg, teaming up with Arkady, decided to test a business idea using a special detergent with a microfiber cloth.
The tool turned out to be unsuitable for the Russian winter. The analog version had to be developed on its own.
Companies " Fast & Shine managed to earn the first million one year after its appearance. Today, the franchise is present in many cities of the CIS countries.
2. Nikolay Saganenko, layout studio "Layout-Master"
Nikolai's photo could be seen on the cover of the popular Forbes when the guy was only 19 years old. He is the author of many startups, but only one of them brought them great success. The idea was overheard. (What is a startup, what can be created at the moment, we wrote in past materials of the magazine)
People complained about the lack of a sufficient number of companies that specialized in the manufacture of mock-ups of real estate. Demand exceeded supply.
Nikolay found a professional architect to realize his idea. A week later, orders for a small office poured in from all regions of the Russian Federation. One of the successful projects of Nikolai was the Sochi sports complex.
3. Fedor Tikhomirov and Alexander Koksharov, FK-Ramps
Guys are fans of extreme skiing. They have mastered rollerblading and skateboarding to perfection. For training, they created a platform with their own hands to hone their skills. This innovation has not gone unnoticed.
Fedor and Alexander began to receive orders for the manufacture of sites. Now the guys are the owners of the company, which brings them a stable income.
4. Andrey Pryakhin, Kefir Design Studio
Andrei began to look for his niche in business with computer games. The first development was called "Mission of Saakashvili". The plot was based on real military events in Georgia. The entrepreneur created his own design studio, but during the crisis he was on the verge of bankruptcy.
Save Andrey from financial ruin was able to his new game. Those who wish can try to live in prison. The game became popular due to the fact that many people became interested in being in the role of a convict.
5. Vsevolod Fear, Sotmarket company
Vsevolod Strakh, founder of Sotmarket, a young millionaire from the Russian Federation
The road to business for a young entrepreneur began with the import and sale of Chinese products in Russia. He bought the first batch of USB cables with his own savings. Smartphones were just beginning to hit the market at the time, so the demand for cables was constant.
Today " Sotmarket» became an online hypermarket with a turnover of over 4 billion rubles per year.
6. Semyon Kibalo, UniFashion company
The idea to monetize students' pride in their universities came to Semyon, who studied at the Polytechnic University. The entrepreneur made a sketch of a sweatshirt, decorating it with the symbols of the university.
Semyon did not make any investments in the business. However, I received the first order for a batch of sweatshirts. After 2 years, the company Unifashion»already had an office in St. Petersburg with 24 representative offices in the regions.
7. Andrey Ternovsky, Chatroulette
At the age of 17, Andrei created a program for a simple chat, where people who do not know each other personally can talk to each other. Chat has gained immense popularity in Western countries, and then in the CIS. Andrey earns 1,500 USD per day from advertising.
Those who have an idea and the desire to implement it can already today take the path to earn their million.
5. Millionaires in the world and in Russia - table of dollar millionaires 💎📰
Let us consider in more detail how many dollar millionaires and in which countries they live. (As of 2015-2016)
If a person agrees to work on himself and is ready to make some efforts to become a billionaire, then why not? Anyone who wants to change can achieve a lot.
Popular tips from Donald Trump and other rich people on how to become a billionaire
Council number 1. Think like rich people
Getting what you want in reality is preceded by getting what you want in the mind of a person. It is important to be able to imagine yourself a billionaire. Mentally, you need to push the boundaries of your capabilities.
The main thing- completely change the course of your thoughts in order to imagine yourself in a new role. Billionaires keep everything in perfect order.
You will have to develop not only your business, but also your thinking. It is necessary to read a lot and create the most comfortable conditions in the workplace.
Council number 2. Look for an ideal worthy of emulation
- A wealthy person must have a suitable environment. Try to communicate with wealthy people. Look for someone who has already earned his first billion. He has a lot to learn.
- If you have found a person who has a lot of experience, then carefully use every opportunity to communicate with a successful mentor.
- It is also recommended to attend trainings on the topic and participate in webinars.
Council number 3. Decide on life principles and stick to them
- Treat other people the way you want them to treat you in turn.
- Be yourself and do what you love.
- Be prepared to go all the way to achieve your goal.
- Billionaires also have failures, but they were able to stay rich because they did not give up.
- To get an unexpected result, you need to completely change the scope of your activity.
- When you need help, don't hesitate to ask for it.
- Dress like wealthy people. Clothes that cost a lot of money make a person more attractive in the eyes of others.
- It is not recommended to lend money to those you know, you can lose your best friends or good acquaintances.
- Describe your dream on paper and don't forget to read the description every day.
- A rich man's career starts with a dream.
- Every day you need to take some steps to get closer to your dream.
- The dream should serve as a source of inspiration.
- Make a choice, be willing to take risks.
- Believe in yourself. The goal is achievable, so feel free to go to it.
Council number 5. Concentrate on what matters most
- Do what brings you joy. If the job is unloved, then becoming a billionaire is an extremely difficult task.
- The reason for failure is the inability to focus on one thing for a long time.
- A rich person is able to do something better than others.
- If you can't focus, that's a real problem. Actions and steps taken become less effective.
- Improve your professional skills to become the best.
- Every day, when you make a choice, you have to give up something.
Council number 6. Set the right goals for yourself
- If a person sets a goal for himself correctly, he begins to move in the direction that leads him to success.
- You need to set your goals for each day.
- Prioritization is of great importance. You need to know exactly the scope of work for today, tomorrow, the day after tomorrow. Be sure to do long-term planning. Goals should be set for the week ahead, for the month and for the year.
- The goals set should not be unrealistic. It is necessary to outline how to achieve each of them.
7. Conclusion + related video 🎥
All millionaires or billionaires – these are successful people. If you believe the statistics, then in the United States, rich people are those who inherit multi-million dollar fortunes. (20% ) and those who take their first steps in business (80% ) . In this case, the statement turns out to be true that beginners are lucky.
If earlier the age of the average millionaire was near 55 years , today it is significantly rejuvenated.
Interesting and promising ideas are reborn into successful projects if they are led by enterprising people with the necessary qualities.
A billionaire can make a huge amount of money as long as he has the ambition to do so. So that this fuse does not fade away, it is best to make your hobby your life's work. It can serve as a source of inspiration when you need to make fresh decisions to stay on the crest of the wave.
If you do an unloved job, then success will be less significant. Your first million will be hard to come by, and it may take several years to earn it.
All it takes is to safely get rid of from 3 (three) factors hindering the development of the human personality:
- You need to stop being afraid, and then a person is able to demonstrate to the world what he is capable of.
- It is important to be confident and have the right self-esteem. Do not make large investments if there is doubt about the correctness of the decision. By the way, we wrote in the previous material.
- If you are constantly lazy, then there will be nothing: neither success nor failure.
Man is free to dispose of his own potential. This is his decision, whether he wants to become rich and happy or he is satisfied with remaining poor and unhappy.
The millionaire accepts the challenge of life and finds a worthy way out of a difficult situation. He is a man who can make mistakes. But unlike most bankrupts, resigned to the loss of wealth, he is ready to earn a lot of money again.
In conclusion, we suggest watching the video - "5 Ways to Make a Million and Become a Millionaire":
And the video "How to become rich and successful":
1. Don't be so quick to say that happiness isn't really about money. Not in them, but in most cases they will not interfere. Charles Tips, a venture capitalist, writer and blogger, talked about what qualities you need to educate in children so that they become millionaires. In a Quora thread, Charles said he hangs out with a lot of very wealthy people and raised three kids himself, so he knows what he's talking about.
2.
Tell them about all the possibilities
Maybe they don't want to become millionaires? In the end, becoming rich is not the main goal in life. When I talk about this, the story of a guy who loved making musical instruments comes to mind, and then he was able to turn this business into a multi-million dollar business. Tell children about love, find out what they like and what they want. The world gives us the opportunity to live the life we want. And making money is not the best of them.
3.
School is not required
If you want your child to become ordinary, give him an ordinary education. My eldest son started working at 12 and dropped out of high school to do it. He got a job in an advertising corporation and helped them make films. He traveled and lived with the Maya for several months, doing a project with a woman who was writing a book about them.
4. Then he went to Cuba to shoot a documentary. And after that there were many more interesting professions. I did not buy any of them for him - it was his choice and his life.
5.
Teach them to love work
Being rich is hard. Get rich too. You will need a lot of effort and a huge number of hours of hard work. Do not let your children forget about this if you want them to achieve financial well-being.
6.
Teach them to love people
The only way to become rich is to learn how to solve other people's problems. Then they will want to give you their money. You must love or at least respect other people and teach your children the same. Do not judge their friends and always be glad to meet new people.
7.
Teach them generosity
He who wants to receive much must give much. One day I was walking with my son near the office. Nearby we saw a man who appeared to be a wandering musician. He played spoons and did it quite well. We approached him and talked. It turned out that he had just been released from San Quentin Prison. I said it was a great reason to celebrate.
8. We took him to my office where he took a shower and had lunch. I gave him some money to rent a room for the night. On the way home, I told my son that the money I gave to the tramp was nothing compared to the time we devoted to him. Time is your greatest wealth, and when you have the opportunity to spend it for the benefit of others, do it immediately.
9.
Show them the lies, theft and treason
Not by example. But they need to know that the world is full of people who will cheat, use and steal. Tell them about it and let them see for themselves. There is no other way.
10.
Make them outcasts
Are you ready to ruin their childhood for the sake of the future? You don't need to look far for an example - almost all successful people were outcasts in childhood. Whether it is worth making such sacrifices is up to you.
11. And finally, your children must be worthy people. It seems to me that I have developed the most effective way to teach my children the principles of morality and ethics. Every time they ask me to help them make choices in difficult situations, I ask them to find the answer on their own. Cruel? Maybe.
12. But it helps them become independent and build their lives around the moral values that matter to them. Forget schools and universities. They will not teach your children about life.
Someone to get millions, hard work day and night, and someone is just born lucky.
Here are 10 cases in which the simplest people, by a lucky coincidence, became the owners of millions simply because they were in the right place at the right time.
Largest private shareholder of Coca-Cola
One day, the simplest American resident named Tony Maron bought a box of documents at a flea market for only $5. Among the mass of purchased waste paper, he discovered 1625 securities of an oil company, which a little later merged with a third-party oil company, which in the near future also merged with Coca-Cola. So a sudden and very pleasant discovery gave its owner the rights to 1.8 million shares of a large corporation, for a total of $ 130,000,000. Tony was recognized as the largest individual - the owner of Coca-Cola securities.
The largest treasure in American history
The largest find in the history of America was discovered in the late 80s by engineer Tommy Thompson. The scientist worked on projects to develop systems for nuclear submarines, and since his student days he was very passionate about the search for sunken ships and ships. And he had a "blue" dream - to find the "Central America", which sank in 1857. During the expedition, in the fall of 1988, his search was successful - the Tommy robot lifted a large ingot of gold, antique coins and a rynda from the bottom. The cost of the discovered amounted to $150,000,000, and the ingot of found gold, whose weight was 36 kg, was recognized as the largest on earth and was soon bought for $8,000,000.
Treasure hunter's award
In 2013, in southern Australia, a local gold digger was lucky enough to stumble upon a gold nugget weighing 5.5 kg. Experts estimated the cost of the find at $315,000. The natural "treasure" was discovered in the city of Ballarat, where, after such good news, a wave of other gold miners flooded. Apparently, this place is really rich in deposits of the precious metal, because just a year before, in 2012, a gold bar weighing 4 kg was discovered in the same city.
Treasure hidden in a lunch box
A funny story, but not with the same “rich” ending, happened to Bob Kitts and Amanda Rees from Cleveland in 2006. At that time, the couple organized repairs in their house and found two lunch boxes in the walls of the dwelling. They contained bundles of newspapers from 1951, with banknotes neatly laid out. The find included 3 bundles: 1 bundle with $20 dollar bills, the 2nd bundle consisted of $50 bills and the 3rd bundle consisted of $100 bills. Among them were found and rare specimens. The total amount of the treasure found was $23,000.The couple did not have time to get enough of this, as a week later they discovered another "stash" from the previous owners - as a result, the house enriched its new owners in the amount of $45,000! But the end of this story happened only in 2017, when one of the newspapers published the story of the lucky ones and there were relatives of the former homeowner who wanted to get their share. It turns out that businessman Patrick Dune - who once owned this "rich" house - hid the money during a major economic crisis. As a result, the court issued a verdict to divide the find between all participants in the process, so that everyone got several thousand dollars in their hands.
Action Comics #1, $2 million
The very first issue of comics from this series is valued at $ 2,000,000 - this is the same issue from 1938, where people first met the Superman hero. A Minnesota darling bought an old house where he discovered an expensive comic book during renovations. Initially, its appearance left much to be desired, and experts valued the find at $100,000, but after restoration, its price soared to $2,000,000.
Duplicate of the US Declaration of Independence worth $2.4 million
In 1989, at one of the flea markets, a man bought a painting for only $4, but not at all because he liked what was behind the glass - the buyer liked the frame. Already at home, the lucky man took out a picture and saw on the back a duplicate of the document on independence, of which there are 25 units in total. By 1991, the cost of the historical document was equal to $2,400,000, but by the 00s the find had multiplied in price to $8,100,000.
Ancient treasure at the farm
In the early 90s, a farmer from Britain successfully lost his hammer somewhere in the field, and his friend, who had a metal detector, was involved in his search. When friends heard a characteristic sound from the device, they thought that they had found a loss, but the find turned out to be much better - it was a real treasure. The lucky ones reported this to the local authorities, and the next day a group of archaeologists arrived at the farm, who removed 24 kg of silver and 3.5 kg of gold antiques from the deposits. The discovery, of course, passed into the status of state property, but the friends were paid compensation - £ 3,000,000 - which they divided among themselves.
Wealth behind the wall
A resident of the American town of Windbera carried out a general cleaning, which he enriched himself by finding in his possession a suitcase of antique coins. The property with the treasure was empty for about 20 years, the former owners died, and when the newly minted owners decided to clean up their mansion, they revealed a hole in one of the walls. Breaking the wall, they saw a suitcase, in which the coins lay. Experts set the value of the find in the range of $ 100,000 - 200,000.
The only $2 million coin
Robert Lawrence's father worked at the American Mint and left his son a lunch box with a collection of coins. Some time later, Robert planned the move and decided to take the coins to an expert who gave the property a $300 appraisal. But among the many coins, there was one special one, which was made of aluminum. Only 10 units of similar coins were issued, but all of them were liquidated, since they were not accepted anywhere, even the machines refused to consider them as real. However, one copy survived, for which he was given an estimate of $2,000,000.
Faberge egg
Once, a resident of America at a souvenir fair bought a golden egg for $14,000, with a plan for the future to resell it. But time passed, and the buyers never showed up. And then the owner of the souvenir decided to find out more information about his purchase. It is easy to imagine what his surprise was when he realized that in his hands was the lost Faberge egg. It wasn't long before he sold the souvenir to a private collector for $33,000,000.