For business representatives, more and more simplified terms of service are being developed every day. Tariff Basis Sberbank Business Online (for legal entities) enables the highest quality payment and acceptance of payments, as well as settlement and cash services.
Regardless of the direction of activity, any legal entity (individual entrepreneur, LLC, etc.) must constantly carry out non-cash transfers Money and settlements using cash register equipment. For these purposes, it is proposed to open an account with Sberbank and decide on the most suitable tariff plan. Currently, they are available in several versions: Asset, Optima and Basis. The procedure for opening an account can be performed using remote resources of Business Online or at a bank branch. For this purpose, you can visit any branch in the region. It is necessary to obtain information in advance - whether this service is available in a particular department.
Documents required to open an account:
- registered certificate of an entrepreneur;
- passport;
- signature samples;
- document from the Federal Tax Service, confirming registration.
In addition, the bank must fill out a special client form and a questionnaire. To simplify the procedure, the forms are available for download on the website. 
To open an account for the Basis Sberbank Business Online tariff (for legal entities), you must first reserve it. Access to this plan is provided as a result of the approval of the application by Sberbank.
Tariff reservation procedure:
- in a special menu for small businesses, enter the online account;
- at the end of the section, click on "Online account number";
- in the window that opens, select "Get account number";
- study the conditions for the provision of this service;
- confirm your agreement with the terms by clicking on the "Reserve" button;
- fill in the required information: OGRNIP code, type of entrepreneur, volume of goods turnover for the annual period, bank branch where the service will be carried out, contact information;
- confirm your actions by entering a special code.
To complete the procedure, you must submit documents to the specified bank branch.
Tariff Basis
This tariff plan belongs to the category of simplified types of current bank account. 
Terms of service for the tariff Basis in Sberbank Business from 01.09.2015:
- access to information about completed transactions;
- cash withdrawal - no more than 140 thousand rubles;
- settlement and cash services using the Sberbank Online system;
- receiving funds - no more than 80 thousand rubles. per month;
- familiarization with documentary extracts;
- transfer of finance to suppliers, partners, various companies conducting electronic circulation of documentation - no more than 10 transactions per month.
For the use of the listed services, a monthly fee of 3700 rubles will be charged. Also, it becomes available to use a checkbook with a 50% discount. If more operations will be used than established by the conditions, it is necessary to perform additional payment at existing rates.
Tariffs Active and Optima
Other programs provide for a much larger limit than the Basis Sberbank Business Online tariff for legal entities offers. 
Features of the Active program:
- receiving money - within 300 thousand rubles;
- transfer of finance - no more than 20 transactions;
- cash withdrawal - about 100 thousand rubles.
According to the Optima program, Sberbank Online sets limits of 30 transactions; receiving money - no more than 150 thousand rubles, withdrawing cash - about 250 thousand rubles.
It should be borne in mind that a monthly fee of 3,600 rubles will be charged for servicing the Active tariff, and Optima will cost 5,500 rubles. For other parameters, the conditions of these tariff plans are identical.
Details on tariffs (service packages) for legal entities
All the details on service packages for Sberbank Business Online - at
For business owners, Sberbank is constantly developing package offers, knowing their effectiveness and high demand. In complex products, the financial institution adds many online services, individual options, advanced services and products, each of which has its own advantages.
As a result, it allows the entrepreneur or legal entity run your business with more comfort, less risk and tangible progress.
Today we would like to talk about the Optima package of services and tell what it is, what are its advantages and how the registration is done.
Terms of the service package "Optima" of Sberbank
The package of services "Optima" currently includes the most popular cash settlement services. Moreover, they are provided for a fixed cost.
Together, they significantly reduce the cost of banking services.
Optima is one of the most powerful complex offers of Sberbank. And its content is as follows:
- Maintaining one account in rubles;
- Monthly use of the RBS system for business "Sberbank Business Online" without a separate fee;
- Carrying out up to 30 electronic payments within 1 month;
- Possibility to accept up to 150,000 rubles in cash;
- Possibility to issue up to 250,000 rubles in cash;
- Duplicates of statements and certificates containing basic information about transactions on the current account are issued without any limits;
- The checkbook is issued with a 50% discount.
When choosing banking services entrepreneurs try to be guided by reliability financial institution, the ease of obtaining the necessary services and the acceptable cost of the options used. Sberbank offers favorable rates for individual entrepreneurs, taking into account the basic needs of business owners. These can be kits with a fixed cost of the operations specified in the contract, as well as individual offers that can be obtained only during a personal conversation at the bank.
Characteristics of offers
Today Sberbank is ready to offer 7 packages designed specifically for individual entrepreneurs:
- « Minimum"- represents the required minimum for work. The monthly fee includes maintaining an account, transferring funds for clients with a limit of up to 5 accounts per month, accepting cash different ways up to 50 thousand rubles in the same period. The package also includes the use of Internet systems "Sberbank Business Online" or "Sberbank Business". The cost is 1800 rubles for 30 days, but you can choose longer periods for making a payment: 5130 - for 3 months and 9720 for 6.
- « Basis"- in this option, the limits on transfers are increased to 10 and cash deposits to 80 thousand, and the withdrawal is added to 140 thousand rubles. The monthly write-off will be 3200 per month or 9120 for 3 and 17280 for 6.
- « Assets"- opportunities will open up for entrepreneurs to work with funds. The indicators will increase to 20 for transfers, and for amounts up to 300 and 100 thousand rubles. Accordingly, the fee will grow to 3300 per month, 9405 for 3 and 17820 for 6.
- « Optima"- in this variant the ratio is as follows: 20/150 thousand / 250 thousand. most customers agree that this is one of the best tariff plans for small businesses. The monthly write-off will amount to 4200 rubles, as well as 11,970 per quarter and 26,800 per six months.
- « Salary»- a specialized package created for settlements with employees. The maximum amount of monthly disbursement of funds is 200 thousand. The monthly usage fee is 4200.
- « Trade Plus»- the package is designed to receive funds from clients up to 100 thousand rubles per month and up to 10 transfers from the account. Particular attention is paid to settlement and cash services, online systems and connection of payment terminals. The cost will be 3400 for a 30-day period of use.
- « My team"- a package for reducing costs when self-managing the systems" Sberbank Online Business"And" Sberbank Business "with large cash turnover. The amount of the fee varies depending on the volume. So, with a turnover of up to 1 million rubles a month, 24,000 are charged, and with a range from 24 to 30 million - 84,000 rubles. This cost includes additional services of an accountant, lawyer, assistance and consulting.
It is worth taking into account the fact that the limits indicated in the packages are only a part that is included in the subscription fee. If they are exceeded, will be charged additional fee with the basic rates of the bank branch.
Thus, there will be no restrictions on the amounts. Customers should not be afraid of this.
Connection
Open an account and you can start using it both with a personal visit to a bank branch and with online booking. However, in the second case, you still have to look at the bank for a while to conclude an agreement and sign required documents but this will significantly shorten the residence time. The connection of the necessary service packages can be carried out both at the time of preparation of the necessary documents, and when using Internet services. Moreover, in the same order, a subsequent change can be made.
A reserve and consultation can be ordered directly on the bank's website in the section with package offers of interest for settlement and cash services for legal entities.
Reviews of entrepreneurs
According to the overwhelming majority of small and medium-sized businesses, it is quite difficult to do without comprehensive proposals. Several tariffs are able to completely cover all needs, while not requiring additional investments.
“We have been using such services for a long time and have not regretted a single day. All accounts are on the surface, besides, it is quite easy to control the movement of funds in software products via the Internet. "
Alexey, 32 years old, Moscow
“Great option for startups and small companies just entering the market. Controlling the budget and the turnover of funds at the start is very important and here Sberbank comes to the rescue with its products. I do not regret that I chose a comprehensive proposal and was able to track the turnover on my own. "
Vasilisa, 37 years old, Novosibirsk
It is no secret that the business banking market is quite saturated. When an organization is faced with a mass of proposals, as a rule, when choosing a bank, a certain need plays a key role. Someone listens to the positive recommendations of friends or mentors in their own industry, someone carefully monitors the market and chooses the most cost-effective solution for themselves.
Choosing reliability
According to statistics, if a potential client does not conduct an analysis, he will by 80% choose the most popular bank in our country - Sberbank. The fact of state participation in Sberbank allows its clients to feel calm, yet not all banks can boast of such reliability, especially since the general awareness and concern of the population is now at a high level.
What is included in the banking package?
A convenient form of service is the so-called service package, which includes various banking products:
- Opening and maintaining settlement and cash services
- Using Internet Banking (Sberbank Business Online)
- Corporate card service
- Electronic payments
- Cash acceptance
- Providing account reports
- Electronic duplicate statement
Which offer is more profitable?
Sberbank currently offers several package offers:
- "Minimum +"
- "Basis +"
- "Active +"
- "Optima +"
- "Salary"
- "Trade plus"
- "Easy start"
"Minimum +"
This package of services has such a name for a reason and includes maintaining 1 current account, making 5 electronic payments per month, accepting cash up to 30,000 rubles. Such a package will be of interest to those who, due to some circumstances, are forced to open a current account. For example, any important counterparty pays only by bank transfer, or the businessman's clients began to often ask for payment by cards, and as a result, he decided to install acquiring.
"Basis +"
Unlike the “Minimum” package, the amount of cash accepted is 100,000 rubles, and the number of payments is 20. This complex is suitable for those who need to be able to deposit cash and not overpay the bank for it.
"Active +" and "Trade Plus"
These packages differ from "Basis" only in the number of payments per month, in "Active +" - 50, in "Trade plus" - 10. The client estimates the approximate number of payments for himself and chooses a tariff.
"Optima +"
Optima does not have a cash acceptance service, while the number of electronic payments is 100 per month. Accordingly, if an entrepreneur does not need to deposit cash, and the number of payments is floating, then this is an ideal choice.
"Easy start"
This tariff plan includes a number of free products: opening an account, using Sberbank Business Online, electronic payments to accounts opened with Sberbank, the first year of servicing a corporate card. This complex should be carefully considered by those who are just taking their first steps in business and cannot predict their needs for the first time.
"Salary"
This offer differs from other package complexes in that it does not provide for accepting cash, but instead of this service, it is possible to withdraw cash without a commission in the amount of up to 200,000 rubles per month, the number of electronic payments is 30. "Salary" is suitable for a business, the mutual settlements of which are carried out mainly by bank transfer.
How to issue a package offer from Sberbank?
First of all, you need to find the nearest branch to you on the bank's website. Further, by phone it is worth making an appointment for a certain time. At the selected time, you must visit the selected department with the originals of all constituent documents... The processing time will take about a couple of hours.