Interindustry insurance company. Insurance company MSC

Insurance company MSC began its activity in 1992, four years later it was registered as a joint stock company. The organization received a license to carry out 66 types of insurance, including civil defense insurance. It is part of the Russian Union of Auto Insurers. Its authorized capital exceeds 200 million rubles. From the official website of the insurance company MSC it follows that its shareholders are AvtoVAZ, AvtoVAZbank, as well as Globexbank.

In 2014, the insurer was able to collect a premium of 1.38 million rubles, which is 14% higher than in 2013. The amount of insurance payments exceeded 754.2 million rubles. They account for 55% of all receipts. The Bank of Russia has included MSC in the top hundred of the largest insurance companies in the territory Russian Federation, defining him 83rd position, 40th place in CASCO, as well as 28th line in OSAGO.

Today, the portfolio of the insurance company has more than 200,000 insurance agreements, of which 4 out of 5 are voluntary types of liability and property insurance. Citizens and legal entities act as policyholders. The clients of MSC are the Volga Shipping Company, Donaerodorstroy, the Signal plant, Lenpoligrafmash and other enterprises.

Presently Insurance Company MSC has a developed network of 22 branches, it also has 9 representative offices in the territory of the Russian Federation. Therefore, its services can be used by clients from Nizhny Novgorod, Kursk and other cities. During the first 6 months of 2014, regional sales of services accounted for over 80% of the total premium that the company managed to collect.

Interindustry insurance center or MSC in its work uses principles such as balanced financial and tariff policy together with a responsible attitude to their obligations and an individual attitude to each client, it allows you to achieve the desired result. As a result, MSC insurance products attract clients of various categories and make them competitive.

MSC insurance products

The insurance company MSC offers its clients the following services:

  • car insurance;
  • accident insurance;
  • insurance civil liability;
  • medical insurance;
  • mortgage insurance;
  • property insurance;
  • insurance of citizens traveling abroad;
  • cargo insurance;
  • data on lost policies.
  • Benefits of the insurance company MSC

    The insurance company MSC offers its clients the following opportunities:

  • payment of the policy in installments;
  • adherence to deadlines for the payment of insurance claims;
  • with minor damage to the car, there is no need to obtain a traffic police certificate;
  • reasonable prices for insurance services;
  • the ability to choose a place for car repair;
  • execution of an insurance contract in a place and time convenient for the client;
  • reliable level of insurance reserves;
  • high quality risk assessment.
  • The following are provided as additional services:

  • call the emergency commissioner;
  • round-the-clock work of the dispatch service;
  • free tow truck in Moscow and Moscow region;
  • assistance in collecting documentation in case of a road traffic accident.
  • Reviews of the insurance company MSC

    Alexandra from Lipetsk turned to the insurer after a traffic accident. The car was not in motion. She immediately contacted the insurance company, the employee helped in calling the emergency commissioner to the scene of the accident. He arrived, assisted in the registration of the case with the traffic police, and also helped in the evacuation of the car. Then Alexandra arrived at the insurance company, her manager helped in drawing up the application and issued a referral to the service station. In total, resolving the issue with the insurer required only three days, and on the fourth the car was already being restored. Alexandra was completely satisfied with the cooperation. According to her, the insurance company MSC showed itself from the best side and in as soon as possible returned a fully operational vehicle.

    Gregory is a good driver with dozens of years of experience from Nizhny Novgorod. He has been driving for over 35 years and has never had an accident. He got into a minor accident, and was not to blame. I submitted documents to the insurance company, but more than six months have passed and no information about compensation has been received. The company representatives answer the calls that they have no funds to return. Naturally, Grigory is dissatisfied with the cooperation with the insurer.

    The business portal site provides useful information on various insurance companies. On our site, visitors can get acquainted with the reviews on them. In particular, the page contains the opinions of Kompanion's clients, as well as many others. We hope that this information will help to form an objective idea about them and make a conscious decision about choosing a partner.


    SOLUTION

    In the name of the Russian Federation

    Moscow city

    Case No. A40-209660 / 15-4-629 B

    The Arbitration Court of the City of Moscow, consisting of:

    Judge S.I. Nazarza, single-handedly,

    while keeping the minutes of the court session by the assistant judge I.M. Sakharova,

    after hearing the case

    according to the joint application of N.A. Stupar, S.S. Polyansky, N.V. Churikov, R.V. Halina, O.V. Osipova, D.A. Avedisyants, N.M. Maidannikova, V.Ya. Balandin. , Alekseenko E.S., Valueva E.B., Moiseenko M.A.,

    to be declared insolvent (bankrupt)

    PJSC "Interindustry Insurance Center" (PSRN 1027700028278, INN 7733013853, registration number in the USRSSD 0088),

    with participation in the court session:

    From creditors - did not appear, were notified;

    From the debtor PJSC "Interindustry Insurance Center" - did not appear, was notified;

    Head of the temporary administration of the debtor PJSC "Interindustry Insurance Center" - Andreev D.V., order of the Bank of Russia No. OD-1589 dated 20.05.2016, passport presented; representative of the head of the interim administration - Fedorova Y., dov. No 1 dated 20.12.2016;

    From the Central Bank of the Russian Federation (Bank of Russia) - A. Mikhalev, dov. No. 453 dated November 30, 2015;

    From the SRO NP "OAU" Avangard "- did not appear, was notified,

    INSTALLED:

    By a ruling dated November 16, 2015, the Moscow Arbitration Court accepted for proceedings the first statement of Elena Anatolyevna Kotova on declaring insolvent (bankrupt) the insurance organization PJSC "Interindustry Insurance Center" (PJSC "MSC"), which was received by arbitration court by mail November 03, 2015

    By the ruling of the Moscow Arbitration Court dated September 27, 2016 (the operative part was announced), the proceedings at the request of E.A. Kotova on the recognition of PJSC "MSC" insolvent (bankrupt) in the framework of case No. A40-209660 / 15-4-629 B was terminated due to the refusal of the creditor to declare the debtor bankrupt.

    In accordance with the explanations given in clause 7 of the Resolution of the Plenum of the Supreme Arbitration Court of the Russian Federation of June 22, 2012 No. 35, the date of initiation of bankruptcy proceedings is the date of the first application accepted by the court, regardless of which application will subsequently be recognized as justified. Consequently, the date of initiation of the bankruptcy case of PJSC "Interindustry Insurance Center" is November 16, 2015.

    At the present court session, the verification of the validity of the joint statement of creditors Stupar N.A., Polyansky S.S., Churikova N.V., Halina R.V., Osipova O.V., Avedisyantsa D.A., Maidannikova N.V., were subject to consideration. M., Balandina V.Ya., Alekseenko E.S., Valueva E.B., Moiseenko M.A. to the debtor, questions about the introduction of the monitoring procedure in relation to the debtor and the approval of the interim manager.

    Creditors did not appear at the hearing, about the time and place judicial trial duly notified.

    The debtor did not appear at the hearing, did not submit a response on the merits of the application, and was duly notified of the time and place of the trial.

    Through the office of the court from the head of the provisional administration of the insurance organization D.V. Andreev. a petition was received to declare PJSC "Interindustry Insurance Center" bankrupt and to open bankruptcy proceedings against it. The head of the provisional administration, who appeared at the court session, supported the petition. Motivated by the fact that according to the results of the analysis financial condition the debtor concluded that the insurance company PJSC "MSC" has signs of bankruptcy, and therefore the introduction of a monitoring procedure for analyzing the financial condition of the debtor is inappropriate. The Central Bank RF made a decision to appeal the provisional administration to the arbitration court to declare PJSC "MSC" insolvent (bankrupt). In this case, the monitoring procedure is not introduced (similar to the debtor being liquidated). Also, the Central Bank of the Russian Federation has submitted a nominee for an insolvency administrator for approval by the bankruptcy commissioner in the debtor's bankruptcy case, which meets the requirements for approval in the bankruptcy case of an insurance company.

    Through the court clerk from the Bank of Russia represented by the Department insurance market a letter was received informing about the revocation of the license to carry out insurance activities from the insurance organization PJSC "Interindustry Insurance Center" and the appointment of a temporary administration to manage the debtor. In accordance with paragraph 5 of Art. According to the results of the work of the interim administration, the Bank of Russia made a decision on the need to send an application to the arbitration court for declaring the insurance organization bankrupt.

    The representative of the Bank of Russia appeared at the court session, supported the petition of the head of the provisional administration to declare the debtor bankrupt and the proposed nominee of the bankruptcy manager A.A. Nekhina.

    The court established that by order of the Central Bank of the Russian Federation (Bank of Russia) No. OD-1589 dated 20.05.2016, the temporary administration of PJSC "Interindustry Insurance Center" was appointed for a period of six months. Andreyev Dmitry Valerievich, a member of NP "Association of Arbitration Managers" Avangard "was appointed as the head of the provisional administration. The same order suspended the powers of the executive bodies of PJSC" MSC ".

    By order of the Central Bank of the Russian Federation (Bank of Russia) No. OD-1871 dated June 16, 2016, the insurance company PJSC "Interindustry Insurance Center" revoked insurance licenses, the order was published in the Bank of Russia Bulletin No. 58 (1776) dated June 22. 2016 and entered into force on the day of its publication.

    Having considered the presented documents, having heard the persons who appeared, the court comes to the following conclusions.

    Article 180 Federal law dated 26.10.2002, No. 127-FZ "On insolvency (bankruptcy)" it was established that the insurance organization, which the debtor is, belongs to financial institutions, in the case of bankruptcy of which the features established by § 4 of Chapter IX of the Federal Law "On insolvency (bankruptcy) apply. ". The control functions provided for in this paragraph in relation to financial institutions carried out by the Bank of Russia (supervisory body).

    DECIDED:

    Recognize the joint statement of N.A. Stupar, S.S. Polyansky, N.V. Churikov, R.V. Halina, O.V. Osipova, D.A. Avedisyants, N.M. Maidannikova, V.Ya. Balandin. , Alekseenko E.S., Valueva E.B., Moiseenko M.A. to the debtor PJSC "Interindustry Insurance Center" justified.

    Satisfy the petition of the head of the provisional administration for the management of PJSC "Interindustry Insurance Center". To recognize PJSC "Interindustry Insurance Center" (PSRN 1027700028278, INN 7733013853, registration number in the USRSSD 0088) insolvent (bankrupt) with the opening of bankruptcy proceedings against it according to the rules of bankruptcy of an insurance organization for a period of six months.

    To approve Anna Aleksandrovna Nekhina as the bankruptcy commissioner of PJSC "Interbranch Insurance Center", setting her remuneration in the amount of 30,000 rubles. monthly.

    Oblige the head of the temporary administration of the debtor PJSC "Interbranch insurance center" Andreeva D.The. and the head of the debtor, within three days from the date of approval of the bankruptcy commissioner, transfer the accounting and other documentation of the debtor, seals and stamps, material and other values ​​of the debtor to the bankruptcy commissioner Nekhina A.A. Submit acceptance certificates to the court.

    To oblige the bankruptcy commissioner, within ten days from the date of his approval, to send for publication a message on the recognition of PJSC "Intersectoral Insurance Center" as bankrupt and on the opening of bankruptcy proceedings against the debtor in the manner prescribed by Art. , Federal Law "On Insolvency (Bankruptcy)". Proof of the publication should be submitted to the court.

    Include the requirements of Stupar N.A., Polyansky S.S., Churikov N.V., Khalin R.V., Osipova O.V., Avedisyants D.A., Maidannikova N.M., Balandin V.Ya., Alekseenko E.S., Valueva E.B., Moiseenko M.A. in the third stage of the register of creditors' claims of PJSC "Interindustry Insurance Center" with satisfaction in the fourth sub-priority, including the requirements:

    Stupar Nikolai Alexandrovich - in the amount of 54,015 rubles. 00 kopecks, of which 41,455 rubles. 00 kopecks - insurance compensation; RUB 1,000 00 kopecks - costs of paying for notary services; RUB 5,000 00 kopecks - costs of the assessment; RUB 1,560 00 kopecks - costs of payment state duty; in the third priority separately, with satisfaction in the fourth sub-priority, with the priority of satisfaction after repayment of the principal debt in the amount of 5,000 rubles. 00 kopecks - fine.

    Polyansky Sergei Sergeevich - in the amount of 27,064 rubles. 00 kopecks, of which 15 564 rubles. 00 kopecks - loss of commodity value; RUB 1,500 00 kopecks - costs of paying for notary services; RUB 5,000 00 kopecks - costs of the assessment; in the third priority separately, with satisfaction in the fourth sub-priority, with the priority of satisfaction after repayment of the principal debt in the amount of 5,000 rubles. 00 kopecks - fine.

    Churikov Nikolai Viktorovich - in the amount of 46,170 rubles. 00 kopecks, of which 29 670 rubles. 00 kopecks - insurance compensation; RUB 1,500 00 kopecks - costs of paying for notary services; RUB 5,000 00 kopecks - costs of the assessment; in the third priority separately, with satisfaction in the fourth sub-priority, with the priority of satisfaction after repayment of the principal debt in the amount of 10,000 rubles. 00 kopecks - fine.

    Khalina Roman Valerievich - in the amount of 42,733 rubles. 67 kopecks, of which 24 233 rubles. 67 kopecks - insurance compensation; RUB 1,500 00 kopecks - costs of paying for notary services; RUB 10,000 00 kopecks - costs of the assessment; RUB 1,000 00 kopecks - compensation moral harm; in the third priority separately, with satisfaction in the fourth sub-priority, with the priority of satisfaction after repayment of the principal debt in the amount of 3,000 rubles. 00 kopecks - penalty; RUB 3,000 00 kopecks - fine.

    Olga Vladimirovna Osipova - in the amount of 78,992 rubles. 40 kopecks, of which 60 492 rubles. 40 kopecks. - insurance compensation; RUB 1,500 00 kopecks - costs of paying for notary services; RUB 10,000 00 kopecks - costs of the assessment; RUB 1,000 00 kopecks - compensation for moral damage; in the third priority separately, with satisfaction in the fourth sub-priority, with the priority of satisfaction after repayment of the principal debt in the amount of 1,000 rubles. 00 kopecks - penalty; RUB 5,000 00 kopecks - fine.

    Avedisyants David Arturovich - in the amount of 50,219 rubles. 05 kopecks, of which 31,719 rubles. 05 kopecks - insurance compensation; RUB 1,500 00 kopecks - costs of paying for notary services; RUB 10,000 00 kopecks - costs of the assessment; RUB 1,000 00 kopecks - compensation for moral damage; in the third priority separately, with satisfaction in the fourth sub-priority, with the priority of satisfaction after repayment of the principal debt in the amount of 1,000 rubles. 00 kopecks - penalty; RUB 5,000 00 kopecks - fine.

    Maidannikova Nadezhda Vitalievna - in the amount of 76 669 rubles. 17 kopecks, of which 50,169 rubles. 17 kopecks - insurance compensation; RUB 1,500 00 kopecks - costs of paying for notary services; RUB 10,000 00 kopecks - costs of the assessment; in the third priority separately, with satisfaction in the fourth sub-priority, with the priority of satisfaction after repayment of the principal debt in the amount of 5,000 rubles. 00 kopecks - penalty; RUB 10,000 00 kopecks - fine.

    Balandin Viktor Yakovlevich - in the amount of 99,754 rubles. 39 kopecks, of which 67,254 rubles. 39 kopecks - insurance compensation; RUB 1,500 00 kopecks - costs of paying for notary services; RUB 10,000 00 kopecks - costs of the assessment; RUB 10,000 00 kopecks - compensation for moral damage; in the third priority separately, with satisfaction in the fourth sub-priority, with the priority of satisfaction after repayment of the principal debt in the amount of 1,000 rubles. 00 kopecks - penalty; RUB 10,000 00 kopecks - fine.

    Alekseenko Evgeny Sergeevich - in the amount of 50 972 rubles. 93 kopecks, of which 30 610 rubles. 82 kopecks - insurance compensation; RUB 1,500 00 kopecks - costs of paying for notary services; RUB 5,000 00 kopecks - costs of the assessment; RUB 1,000 00 kopecks - compensation for moral damage; in the third priority separately, with satisfaction in the fourth sub-priority, with the priority of satisfaction after repayment of the principal debt in the amount of 2,862 rubles. 11 kopecks - penalty; RUB 10,000 00 kopecks - fine.

    Valuev Evgeny Borisovich - in the amount of 59,932 rubles. 00 kopecks, of which 50,432 rubles. 00 kopecks - insurance compensation; RUB 1,500 00 kopecks - costs of paying for notary services; RUB 3,000 00 kopecks - costs of the assessment; in the third priority separately, with satisfaction in the fourth sub-priority, with the priority of satisfaction after repayment of the principal debt in the amount of 5,000 rubles. 00 kopecks - fine.

    Moiseenko Maxim Alexandrovich - in the amount of 67 501 rubles. 13 kopecks, of which 56,001 rubles. 13 kopecks - insurance compensation; RUB 1,500 00 kopecks - costs of paying for notary services; RUB 5,000 00 kopecks - costs of the assessment; in the third priority separately, with satisfaction in the fourth sub-priority, with the priority of satisfaction after repayment of the principal debt in the amount of 5,000 rubles. 00 kopecks - fine.

    The claims of other creditors are subject to inclusion in the register of claims of the debtor's creditors by the bankruptcy commissioner in accordance with paragraph 3 of Art.

    Authorized capital (rub.)

    License

    S 0088 77
    from 01.03.2006

    Types of insurance

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    Types of insurance:

    • 1 - insurance against accidents and illnesses
    • 2 - health insurance
    • 3 - insurance of land vehicles (except for railway vehicles)
    • 4 - insurance of air vehicles
    • 5 - water transport insurance
    • 6 - cargo insurance
    • 7 - agricultural insurance (insurance of crops, crops, perennial plantations, animals)
    • 8 - property insurance legal entities, with the exception of Vehicle and agricultural insurance
    • 9 - insurance of property of citizens, with the exception of vehicles
    • 10 - liability insurance of motor vehicle owners
    • 11 - civil liability insurance of owners of air vehicles
    • 12 - insurance of civil liability of organizations operating hazardous facilities
    • 13 - insurance of civil liability for damage caused by defects in goods, works, services
    • 14 - third party liability insurance
    • 15 - insurance of business risks
    • 16 - insurance financial risks
    • 17 - civil liability insurance for non-fulfillment or improper fulfillment of obligations under the contract
    • 18 - insurance of civil liability of owners of railway vehicles

    The insurance company "Interindustry Insurance Center" (IC "MSC") was founded in 1992. The largest shareholders of IC MSC are the auto giant OJSC AvtoVAZ, OJSC AvtovazBank, as well as CJSC GlobexBank. The priority area of ​​the insurer's work is car insurance. IC "MSC" is included in the TOP-50 insurance companies in terms of casco and compulsory motor third party liability insurance. In addition, the insurer actively insures leased cars, as well as the goods of large motor transport companies.

    The extensive branch network of IC "Interindustry Insurance Center" has 24 branches and 15 representative offices in many Russian regions. Among the key cities for the company's business are the following: Moscow, Samara, St. Petersburg, Kazan, Togliatti, Yekaterinburg, Ufa and others. More than 80% of insurance premiums of IC "MSC" falls on the regions, while less than 15% falls on Moscow.

    The company is a member of the All-Russian Union of Insurers (BCC), the Russian Union of Auto Insurers (RSA) and other associations of insurance and road transport industries... Since 2006, the insurance company "MSC" has consistently received an "A" rating (high level of reliability) from the leading rating agency of the country "Expert RA".

    Full name: Public joint-stock company"Interindustry Insurance Center"
    Registration number according to the unified state register of insurance subjects: 088
    Location: 125040 Moscow, st. Skakovaya, 17, building 2
    Primary State Registration Number (OGRN): 1027700028278
    Taxpayer identification number (TIN):7733013853
    Insurance license: From No. 0088 77 dated 01.03.2006
    National rating of the insurance company INTERSECTORAL INSURANCE CENTER according to users of SravnKupi 1.00
    Insurance company fees for hull insurance in the 1st half of 2015 thousand rubles 163644
    Insurance company fees for OSAGO in the 1st half of 2015 thousand rubles 489826

    Company records and achievements

    2012

    The insurance company Interbranch Insurance Center paid out over 4 million rubles for the stolen ATM. Unknown attackers stole the ATM with the cash in it and took it to an unknown direction. OJSC "MSC" made the payment of insurance compensation.

    2013

    The branch of the insurance company "MSC" in the city of Chelyabinsk paid out over 12 million rubles under a comprehensive insurance contract. Supercar Mercedes McLaren MP4-12C received significant damage due to the fault of the driver who lost control.

    The insurance company "MSC" paid out 900 thousand rubles on the mortgage. After the death of the insured person, the Interindustry Insurance Center made an insurance payment in the amount of the balance of the loan debt of the borrower to the Globex bank, which at that time amounted to 6.9 million rubles, the remaining part in the amount of 900 thousand rubles was paid to the heirs.

    2014

    The branch of the insurance company "Interindustry Insurance Center" in the city of Novosibirsk won an open tender for the right to provide OSAGO services for cars belonging to the municipal unitary enterprise of the city of Novosibirsk "Gorvodokanal" for 2014-2015. General insurance premium is 1 million 440 thousand rubles.