Many people are looking for options on how to save money, but not many people know that the state itself provides opportunities for this. For example, Rosmuschestvo auctions seized property - a solution for those who are looking for a car or other valuables. Since 2012, auctions have been held in an open form, in accordance with the law, and every citizen of the country has access to them.
People who take out a loan in the hope that they will be able to repay it on time, but this does not always happen. However, you lost your job, got sick, or something else happened and you have to give your car or other valuable property to the bank or. Of course, for the borrower this is a real disaster, since he loses not only the property that was previously owned, but also the money that was already paid for the loan. But for those who want to buy a car at a discount, this is a real gift.
Important! Prices at auctions are not easily affordable; they are lower than the market average than at a car dealership.
The actual seizure of property, including vehicles, is a coercive measure. This procedure is carried out on the basis of a decision made during the meeting and is sent to the bailiffs. They are an executive body whose main task is to arrest or terminate the right of use.
If the borrower does not repay the debt within 5 days, his car is taken away. In this case, two witnesses must be present. The bailiff's procedure is as follows:
- seizure of the registration certificate;
- fixation of speedometer indicators;
- car sealing;
- an inventory of the equipment and defects, if any.
And also, you should get to know in more detail such a participant in the process as the bailiff, because he is the seller. He has the power to confiscate by court order. The sale of seized property can occur immediately, without contacting other government agencies.
For buyers of such cars or trucks, purchasing seized property is very profitable, because only those vehicles that work properly and do not have significant defects are put up for auction.
Sale through auction
Most often, such confiscated property is sold through open auction. But the bailiffs themselves claim that this method is not the best, and all because there are many debtors, that is, lots, but there are no people willing to buy them.
In order to sell property in this way, an appraisal must be carried out. This is done by both state-owned companies and private individuals who have a license for such actions. The period in which you need to invest is 10 days.
Important! Responsible for the auction is Rosimushchestvo. It is the visa of this government agency that is decisive. The bailiff provides here a package of documents, including an expert’s assessment.
Of course, the price of a serviceable car will be significantly lower than the market price; there will be people willing to buy it at that price. But the problem is that very often potential buyers simply do not know about them. Organizers of auctions are required to report such events 1 month before their start, but the law does not have a clear procedure or instructions to which media the information should be submitted. As a result, many potential buyers are left out of business. However, trading data is distributed in very narrow circles.
The car can be stored for about 60 days. After 30 days, if no one is interested in it, the price drops by 2 times. If a buyer is not found within the specified period, then the vehicle may even be returned to the debtor.
How to find out about auctions involving seized property through Rosimushchestvo
Of course, trading is carried out according to a certain algorithm provided by law. Moreover, it operates in any locality and region of the country. The most reliable way to track auction data is on the official website of the Federal Property Management Agency.
By going to the “sale of confiscated property” section, you can find a convenient form for searching for an object of interest. It contains detailed information, namely:
- implementer;
- cost (you can set the desired price of the car);
- category, this is where you need to choose a car and its type;
- way of sales. In addition to auctions, confiscated vehicles are sold through consignment stores;
- legal status: arrested, detained, seized, etc.;
- sales status: in processing, in sale, in revaluation;
- region of the country with encoding: region or region. For example: Rostov, Sverdlovsk region, Stavropol Territory, Khanty-Mansi Autonomous Okrug;
- territorial administration of Rosimushchestvo. For example, in Yekaterinburg, Barnaul, Ufa, Izhevsk, Volgograd, Moscow, Kostroma, Ryazan, Ulyanovsk, Krasnoyarsk;
- You can also set the trading date “from...to”.
The filtered results will be immediately presented in the form of a table. It includes the following data:
- Property number, which consists of numbers and letters, for example, 105-M-KMR;
- name, brief description, legal status, method of sale;
- price;
- quantity;
- the seller, his contacts: address, region of location and telephone numbers.
Algorithm for selling at auction
The sale of cars is most often carried out through auctions, which, in turn, take place in several stages.
Terms of bidding
As already mentioned, an assessment is carried out where the price of the lot cannot be lower than the estimated price. An auction is called open if there are at least two people willing to buy a car. To do this, participants should submit applications by filling out a special form.
It happens that the auction is defined as failed, this is possible if at least one of the following conditions is met:
- there is not a single buyer at the auction or only one. That is, there can be no talk of competition;
- participants refuse to raise the starting price - the sale reaches a dead end;
- the one who won the auction did not contribute the amount that was determined during the auction within 5 days, as required by law.
If the auction is declared invalid, the bailiffs are obliged to organize a repeat auction. The price of the lot is reduced by at least 15%.
The auction is considered valid if the winner has paid the required amount. Within a few days, a purchase and sale agreement is signed with him, which subsequently becomes the basis for registration of ownership. The maximum period for which you need to pay the entire amount is 10 days.
Important! The results of the auction must be published in the media, along with information about the person who won the auction.
Conclusion
Buying seized property at auction is profitable; moreover, the risks are minimal. The former owner cannot lay claim to the car in any way. In order to make such a profitable purchase, you should track the data on the Rosimushchestvo website.