The credit line of MTS Bank allows you to take consumer credit for various needs. Conditions for obtaining a loan: for reliable borrowers, for payroll clients, for medical services, for MTS subscribers, loan refinancing.
Using the MTS bank loan calculator is very simple. By setting some parameters, you can get a preliminary calculation of the loan. You can consider several options for lending, study their conditions. According to the data, you can choose the best loan option for yourself.
MTS subscribers can take out a loan in the amount of 25,000, 50,000, 75,000 rubles. You can borrow 7,000-200,000 rubles for medical services. Under the program of refinancing 50 thousand - 3 million rubles. Salary customers can take from 20 capes. Up to 3 million rubles. Clients with a positive credit history can receive 15-60 thousand rubles.
The decision to authorize the issuance of a loan, the client can receive within 14 working days. Deadline for return loan funds maybe 12, 24, 60 months.
Requirements for the borrower
The client must be a citizen of the Russian Federation, aged 21-68, have permanent job and permanent registration, moreover, in the territory Russian Federation, which is served by MTS.
Passport is a required document. The second document is provided at the discretion of the borrower: a driver's license, passport or insurance certificate of state pension insurance.
Interest rates at MTS Bank
The value of the annual rate differs depending on the amount of the loan and its maturity. Cash can be obtained at 29, 29 and 41% per annum. For medical needs at 20.99%. Under the refinancing system, the rate will be 14.99% per year. Payroll customers receive a day at a rate of 14.99% to 27.99%. clients with good credit history will receive a loan at 29% and 41%
Early repayment
If necessary early repayment loan, the bank does not impose additional commissions on services. You can repay the loan in full or in part. The repayment option must be discussed with the loan manager. If partial is selected, the repayment period and the amount of the monthly payment will be recalculated.
Restrictions
After reviewing the documents received from the client, some restrictions may be imposed on him. They may touch the size loan amount, repayment period and more.
The Vyberu.ru loan calculator is a simple and convenient tool that helps you make calculations quickly and effortlessly. Set the required calculation conditions:
- the amount of the loan and its currency,
- maturity,
- the purpose of the loan.
This information will help you choose the right loan. You can choose additional terms loan and the use of a special program. If you are interested in the offer from MTS-Bank, in its tab, click "Detailed calculation". To see the payment schedule, click on the "Loan Calculator" button.
The summary will contain all the necessary data (based on the default parameters):
- total payment amount
- amount of credit,
- overpayment amount,
- monthly payment amount.
For convenience, the data is duplicated on the page in the form of a chart.
If the online application for a cash loan sent to MTS-Bank is approved, you will need to come to its office with necessary documents to conclude an agreement. To see the schedule of future payments, set the required parameters:
- loan amount,
- maturity,
- interest rate,
- date of issue.
Define the payment scheme below (differentiated or annuity payments). If you plan to close the loan ahead of schedule, click Add Repayment and enter the amount and date of the overtime payment. When all parameters are set, click "Calculate costs".
The system will automatically make all the calculations and display the payment schedule on the page. In it you will see the amount of the monthly payment, also divided by the amount of the principal debt and the amount of accrued interest, as well as the balance of the debt for each period.
Important! The planned conditions may differ from what is actually offered by MTS-Bank. The fact is that the terms of the loan are individual for each borrower. For example, you may be offered a slightly higher rate if you do not meet any requirements of the bank - for example, do not have a certificate of income. In order to find out the exact amount, you need to contact a bank specialist and give him all the necessary information for the calculation. Using the loan calculator, you can pre-calculate what the costs will be and decide on the choice of loan.
Is it possible to get a loan without providing proof of income?
MTS Bank issues consumer loans without confirmation of the borrower's income. To apply for a loan, you must provide only two required documents - a passport and any other document confirming the identity of the borrower: SNILS, a driver's license or a foreign passport.
Can I opt out of credit insurance?
Borrower insurance is not a mandatory requirement for obtaining a loan from MTS Bank. However, the refusal of insurance will entail an increase in the interest rate on the loan by 4 points.
Can an existing loan be refinanced?
Yes, MTS Bank issues funds to repay loans from third-party banks under the Refinancing program. Main conditions of the program:
- Interest rate- from 9.9% to 15.9% per annum.
- The loan amount is from 50 thousand to 5 million rubles.
- Loan term - from 1 to 5 years.
How to pay for a loan issued at MTS Bank?
It is required to pay the loan in monthly annuity payments by transferring funds to the borrower's credit account. Account replenishment methods:
- ATMs, terminals, bank cash desks. Cash are credited instantly, commission for the operation is not charged;
- Using the MTS online bank. No commission, instant credit;
- Salons of communication MTS. Replenishment of the card - no commission, account - with a commission of one percent (minimum 50 rubles);
- Cash desks in Eldorado and M-Video stores. Money is credited to the account within three working days, the commission for the transfer is 1% (minimum 50 rubles);
- SprintNet, TelePag, CyberPlat, QIWI, Quickpay, Xplat, EuroPlat, MKB terminals. Commission up to 1%, credit term up to three business days;
- Salons of communication Svyaznoy, Beeline, Rostelecom. Money is credited to the account on the next business day, the commission for the transfer is 1% (minimum 50 rubles);
- Cashless transfers from other banks. Funds are credited to the account within 2-4 business days, the commission for the transfer is charged according to the tariffs of the sending bank.
The Vyberu.ru loan calculator is a simple and convenient tool that helps you make calculations quickly and effortlessly. Set the required calculation conditions:
- the amount of the loan and its currency,
- maturity,
- the purpose of the loan.
This information will help you find the right loan. You can choose additional loan conditions and the use of a special program. If you are interested in the offer from MTS-Bank, in its tab, click "Detailed calculation". To see the payment schedule, click on the "Loan Calculator" button.
The summary will contain all the necessary data (based on the default parameters):
- total payment amount
- amount of credit,
- overpayment amount,
- monthly payment amount.
For convenience, the data is duplicated on the page in the form of a chart.
If the online application for a cash loan sent to MTS-Bank is approved, you will need to come to its office in Moscow with the necessary documents to conclude an agreement. To see the schedule of future payments, set the required parameters:
- loan amount,
- maturity,
- interest rate,
- date of issue.
Define the payment scheme below (differentiated or annuity payments). If you plan to close the loan ahead of schedule, click Add Repayment and enter the amount and date of the overtime payment. When all parameters are set, click "Calculate costs".
The system will automatically make all the calculations and display the payment schedule on the page. In it you will see the amount of the monthly payment, also divided by the amount of the principal debt and the amount of accrued interest, as well as the balance of the debt for each period.
Important! The planned conditions may differ from what is actually offered at MTS Bank in Moscow. The fact is that the terms of the loan are individual for each borrower. For example, you may be offered a slightly higher rate if you do not meet any requirements of the bank - for example, do not have a certificate of income. In order to find out the exact amount, you need to contact a bank specialist and give him all the necessary information for the calculation. Using the loan calculator, you can pre-calculate what the costs will be and decide on the choice of loan.