How to quickly activate apple pay visa from Sberbank. Debit cards Does Apple Pay work with a visa?

Apple Pay offers users the ability to initiate contactless payments from their iPhone. The service is absolutely safe and especially convenient because you do not need to enter any data when making calculations - just put your finger on the iPhone screen. Today, the technology works in conjunction with MasterCard cards from more than a dozen banks. In the near future, it is planned to connect Apple Pay Visa Sberbank.

Characteristics of the Apple Pay service

With Apple Pay, you can pay in supermarkets, salons, gas stations, catering establishments. Depending on the device, the algorithm for connecting Apple Pay to Visa Sberbank is different, for example. In the article, we will dwell in detail on the connection features and characteristics of the service, and also learn how to launch it from each device.

How does it work

For the app to work, you need to make sure that your device has the Touch ID fingerprint scanner app installed. The program can be downloaded from the official Apple store, it is free.

In addition, you will need to connect an iCloud account and the installed Wallet application, launching it will allow you to scan information from plastic cards and start contactless payments.

Payment using the new technology is accepted by some mobile applications, as well as online stores, and in the latter case, the payment will work only through Apple's proprietary browser - Safari.

Directly to connect Apple Pay, you need the Internet (Wi-Fi or mobile). The technology currently works with most Apple devices:

smartphones iPhone 6 and newer;
Apple Watch;
iPad 2 and later tablets.
MacBook.

Map support

So far, you can use the following types of Sberbank cards of the MasterCard payment system for payments:

Instant issuance standard (Momentum);
Youth categories Standard with standard and individual design;
Standard Contactless;
gold;
Platinum;
World Black;
Elite Premier.

At the same time, both ordinary debit cards (including salary cards) and credit cards are allowed to be used. It is not yet possible to link virtual cards to Apple Pay. Perhaps this will be developed and launched by the company over time.

Payment Features

According to changes in the legislation, all stores must be re-equipped with new generation cash registers, which necessarily include a fiscal electronic media for automatically sending information to the tax service and a field generator using NFC technology.

It should be noted that while waiting for Sberbank to launch Apple Pay with Visa, most large retail outlets have already acquired new terminals, so using the technology will not cause any difficulties.

To start paying for a product or service at a point of sale in a contactless way using the advanced technology of Apple Pay Visa Sberbank, you must:

unlock your iPhone by placing your finger on Touch ID;
tap on the number of the card with which you need to pay (if there are two or more of them attached to the account);
bring the phone to the top of the terminal, where the reading head is located;
wait for the information to be read and the check to be received.

If you have the Sberbank Online application installed, then you will receive a Push notification about the withdrawal of funds, if the Mobile Bank service is connected, then SMS with information about the payment.

Paying using Apple Watch looks like this:

enter the password to unlock the device;
press the button on the side of the clock twice;
select the required card in the list;
bring the device to the terminal and turn it with the display towards the upper (reader) part.

How to connect the application

To connect Apple Pay, you will need a Sberbank MasterCard card. There is no support for Visa yet, but at the bank you can order MasterCard Standard, which is in no way inferior to Visa in terms of functionality, and transfer funds from one account to another. This will help you use the new transaction method without waiting for Apple Pay Sberbank Visa to work.

Launch algorithm for iPhone

The method for installing the application depends on the type of device. So, for the iPhone, the connection algorithm will be as follows:

install the official Sberbank Online application, register your account;
tap on the Maps tab;
select the desired MasterCard system card and tap on it;
click on the Connect Apple Pay option (in some versions it is written Connect on iPhone);
scan the card through Wallet and enter its data in the proposed form. The card will be fixed in the application as the main means of payment.

Choose a convenient way to set up the application and connect the necessary Sberbank cards to it - Internet banking or Wallet

The second option works if Sberbank Online is not installed:

immediately open Wallet;
tap the + sign in the upper right part of the screen;
if you have already entered card details for payments in iTunes, it will appear, you can pin it;
tap Add another card if the one you need is not in the list;
scan the card, it will automatically be delivered as the main payment card.

Instructions for Apple Watch and iPad

If you use an Apple Watch, then connect the application in the same way. In addition, if you install Sberbank Online on both your iPhone and your watch, then data synchronization will start automatically.

To install the application on the iPad, you need:

go to Settings;
tap Wallet, then select Apple Pay;
tap Add card;
if you previously paid with a card in iTunes, then you need to enter its security code, and it will “hook up” to the iPad;
if the desired card is not in the list, then it must be added using the scanner.

When the technology will work with Visa Sberbank in Russia

Since at the beginning of 2017 Apple Pay operates exclusively with MasterCard cards, the question arises when it is planned to introduce support for Visa Sberbank in Apple Pay. Unfortunately, there is no exact answer to the question of when the technology will be launched for other systems.

As Deputy Chairman of the Board of the Bank Stanislav Kuznetsov noted back in November 2016 in an interview that the Apple Pay payment service will be implemented together with the Samsung Pay service. Despite the fact that the services are essentially competitors, there is much in common between them, and the target audience using smartphones from both companies practically does not overlap.

Undoubtedly, if Sberbank launches Apple Pay Visa in 2017, this will significantly increase the opportunities for bank customers and provide an additional flow of users. Currently, a little more than a dozen banks (including Alfa-Bank, VTB24, Gazprombank, Otkritie, Tinkoff) and the Yandex.Money electronic payment system are working with the technology, but they also interact exclusively with Mastercard cards.

Conclusion

Thus, while there is no support for Apple Pay Visa Sberbank. When exactly the technology will work in Russia is not yet clear. If you already have a Sberbank Visa card, but you want to try the new technology in action, then you can order a card of the desired payment system from the bank. Maintenance of an additional card will cost 750 rubles. If you wish, you can issue a MasterCard credit card - Apple Pay also works with this type.

Payments via Apple Pay have become available to Visa holders of Alfa-Bank and Tinkoff Bank, follows from materials posted on the Russian Apple website. Representatives of banks and Visa confirmed this. Apple does not disclose further plans for cooperation with banks and other payment systems. The expansion of the circle of partner banks and payment systems occurs as they are technically ready, according to a source close to one of them.

Until now, Apple Pay in Russia was available only to MasterCard users. In early October 2016, holders of MasterCards issued by Sberbank were able to use it, and in early November, clients of eight more banks, including Tinkoff and Alfa-Bank, as well as “ Yandex.Money".

Visa in 2015 accounted for 44.7% of all payment cards issued in Russia, MasterCard - 49.4%, follows from the report of the National Payment Card System (NSPK). According to the Central Bank, at the end of the first half of 2016, 249 million payment cards were issued in Russia. The payment systems themselves do not disclose the number of cards issued in Russia.

The share of Visa in the portfolio of Tinkoff Bank is lower than the share of MasterCard, says its representative Daria Yermolina.

The corporation announced the launch of Apple Pay in the USA in the fall of 2014. The service allows owners of Apple smartphones (now iPhone 6 and later models - 6s, SE, 7), as well as iPad Pro tablets and Apple Watch smart watches, to pay for goods and services from their devices using contactless payment technology (NFC). At the same time, money is withdrawn from their bank cards linked to the application. Apple Vice President for Apple Pay Jennifer Bailey previously told Vedomosti about tens of millions of payment service subscribers around the world. According to Apple, in June 2016 their number increased by 450% year-on-year.

According to an estimate previously cited by Telecom Daily CEO Denis Kuskov, 62-63 million smartphones are now registered in Russian cellular networks. iPhone 6, 6s, SE and 7 - up to 5 million, he said. According to an employee of one of the operators, at the beginning of October 2016, there were 3.5–5 million such devices on the cellular networks of the Big Three.

Apple does not disclose data on the number of users of its payment system in Russia. Apple Pay is in great demand - the first thousand users connected to it in just half an hour, and the transaction turnover already amounts to several million dollars, Tatyana Yarmola, director of products and projects for e-business at Alfa-Bank, told Vedomosti.

Alfa-Bank has supplemented the service - if a client has lost a card, he can block the card itself and use payment from a mobile phone, this is especially true for travelers, for example, she says.

In the first two weeks, almost 53,000 MasterCard users connected to Apple Pay, the total amount of transactions exceeded 145 million rubles. - the average transaction amount per user was 2,774 rubles, says Yermolina.

As of October 13, more than 125,000 cards of Sberbank customers were attached to Apple Pay, and the turnover of the payment service amounted to more than 120 million rubles, Kommersant previously reported citing its source.

Contactless payments are becoming more and more popular in Russia - according to the payment system, the number of transactions with Visa payWave cards has increased 4.5 times over the past year, says its representative. 84% of Russians are aware of contactless payment cards, and 38% use them, he says, citing Visa research data.

On September 29, 2016, Apple's main competitor, Samsung, launched its payment system in Russia. In early November, his representative said that weekly the number of transactions through Samsung Pay is growing by 10%, and the number of unique users by 15%.

Smartphone manufacturers that promote their own payment systems can count on bank commissions for transactions, says Evgeny Ladygin, ZTE Sales Director in Russia and the CIS. But now such systems primarily solve marketing problems - for example, stickers on POS terminals that accept payments from smartphones of a particular brand can be considered as a means of promoting it, he argues. The vendor does not yet plan to bring its own payment system to the market, it expects the appearance of a universal Google payment solution for Android, Ladygin told Vedomosti earlier.

Sberbank has begun implementing a new project aimed at optimizing cash management. The project is based on interaction with Apple Pay and Samsung Pay services - VISA of Sberbank was chosen as the card with which operations on the use of these services will be carried out.

When Sberbank launches Apple Pay with VISA, it will be the second payment bank card that works with Apple Pay. The first is MasterCard, whose owners have already experienced the convenience of working with finances in this way. However, only MasterCard cards previously issued by Tinkoff and Alfa-Bank are suitable. At that time, the introduction of new technologies was successful, so Sberbank representatives plan to repeat the experience with other cards, adding integration with Samsung Pay.

The large-scale update was not supported only by Binbank, which stated that their representatives would only work with domestically produced Mir cards. At the same time, Mir will support the same electronic services, but the idea is still at the development stage.

Samsung Pay and integration with VISA cards

Since December 2016, several Russian banks, including Sberbank, are planning to implement the possibility of making payments using Samsung. When Samsung Pay Sberbank VISA is launched, owners of Galaxy S6, S7, A5, A7 and Note 5 smartphones will be the first to experience the technology. From 2017, Galaxy A and J holders will follow them, as a Samsung representative promises.

Mobile payment for purchases makes smartphones more and more versatile. Owners of the above smartphones, having cards from Sberbank and other Russian banking organizations, can connect them to a mobile device and pay for goods and services by simply tapping the phone to the terminal. Given that it is now easier to get a phone out of your pocket than a card out of your wallet, this will speed up and simplify financial transactions. Reading data from the card in the phone is no slower than from a real card.

When Samsung Pay with Sberbank VISA was launched, cardholders from Russia were able to join 11 countries where the promotion had already been launched. In Europe, only Spain has taken the baton so far, but the planned scale of the project has already been captured by Thailand, Taiwan, the UK and other countries that the developers have not yet talked about. The largest number of users of the service are citizens of South Korea, where it was first launched and immediately found many fans.

Representatives of the company were not sure that Samsung Pay with Sberbank VISA would work from the end of 2016, but the project was met with success, and even went much faster than in some other countries.

Benefits of Samsung Pay:

Payments are made without commission to the bank account.
Using smartphones to pay makes the process more secure and keeps the data private.
Customers get rid of the need to carry not only cash, but also plastic cards, which increases security.
The project is supported by most Russian banks, including Sberbank, VTB, MTS, Tinkoff Bank, etc.
It is planned to support other mobile devices, including smart watches.

Comparison of Apple Pay vs Samsung Pay

In Russia, you can use for making payments not only cards of domestic banks, but also foreign companies that are program partners. Contactless payment technology is supported not only by smartphones, but also by Apple Watch smart watches. The user's iCloud account must be registered in a country that has already entered the Apple Pay support path.

As for Samsung Pay, it is not the localization of the personal account that matters, but the country where the smartphone was purchased. Otherwise, the principle is the same, only the bank must support Samsung Pay.

Both systems work with almost the same banking organizations. There are not so many cards that support the new technology yet - MasterCard and, when Apple Pay with Sberbank's VISA was launched, VISA.

The principle of operation of the technology is the same for both payment systems, but Samsung has an alternative using a secret PIN code. By default, the owner of the card and phone puts a finger with a pre-scanned fingerprint on the terminal. Many users liked the addition from Samsung, since you can enter the PIN code with gloves that can recognize touch screens. Another problem associated with the inability to read the fingerprint is wet hands, when authorization with a PIN code will also come to the rescue.

As for compatible devices, Apple has 6 and 7 iPhones, smart watches of all versions, iPads and MacBooks. With the help of the last two gadgets, only payment for online purchases is confirmed. In fact, those devices are supported that have a built-in fingerprint scanner of the owner - Touch ID.

Samsung has offered several flagships from popular lines to use contactless payment technology. The system is not yet supported on other devices, but in the future it is planned to connect not only new smartphones, but also smart watches to use.

If we compare both systems as a whole, it turns out that Apple Pay is suitable for residents of large cities, where the infrastructure allows you to place a large number of contactless terminals. You can also boast of support for payments and transfers online. Samsung Pay with Sberbank VISA is still limited in the number of smartphone models, but it is more practical - it is used all over the world even in those terminals that do not support NFC.

How to connect Apple Pay?

When Apple Pay with Sberbank VISA was launched, many cardholders encountered difficulties connecting the service. Therefore, using the example of Apple, the instruction is given:

Connect your device to a wireless or Wi-Fi network.
Sign in to iCloud and create an account if you haven't already created one.
Launch the Wallet app and add your Sberbank card to the list following the instructions on the screen. At the same time, the user's personal data remains secret - to connect, you do not have to dial codes from SMS messages and send card scans for confirmation.
Launch the Sberbank Online program after downloading it.
Expand the VISA card page and click on the inscription "Connect on iPhone (or Apple Pay).
Follow the instructions on the display to check the location of the card in Wallet.
After all the manipulations are completed, a new status of the connected card will appear in the Sberbank Online application.

Samsung Pay is also connected in a similar way, since the principle of operation of applications is the same. The difference is that in order to add a card, the user needs to scan it or transfer the information into the application manually. After accepting the user agreement, you must enter the activation code, which is sent to the owner of the smartphone via SMS.

When Sberbank launched Apple Pay with VISA, some skeptics took it with a grain of salt. However, now that Samsung devices have joined the project, there are speculations that the technology will become widespread.

Innovative developments are increasingly being introduced into the banking sector. Another interesting project was presented by Sberbank: Apple Pay - Visa and Mastercard - is a simple and secure way to pay for purchases.

Compatible devices

Not so long ago, bank card holders were interested in when Apple Pay will work with Visa Sberbank? The excitement around this issue can be understood: Apple Pay is compatible with devices running on iOS and macOS operating systems, and greatly simplifies the process of payments both in stores and on the Internet. Devices eligible for this service include iPhone, iPad, Apple Watch, and Mac products released after 2014.

Apple Pay is compatible with:

iPhone 6 and above and works in stores, apps, and websites in the Safari browser;
Apple Watch (first generation, Series 1, Series 2) is accepted in stores, in applications;
iPad Pro, iPad Air 2, iPad (5th generation), iPad mini 3, iPad mini 4 and later in apps and websites;
Mac (MacBook Pro equipped with Touch ID, Mac 2012 or later, paired with an Apple Pay-enabled iPhone or Apple Watch) using the Safari browser with an Apple Watch or iPhone 6 or newer with Apple Pay enabled.

In Japan, Apple Pay requires an iPhone 7, iPhone 7 Plus, or Apple Watch Series 2 purchased in that country to pay for purchases and public transportation services using Apple Pay.

How to connect Apple Pay

Connection is allowed under the following conditions:

the device used must be equipped with a Touch ID fingerprint scanner;
connected to the Internet;
signed in to iCloud account.

iCloud by Apple is an Internet service, cloud storage. To sign in to iCloud, you need to go to "Settings", where you enter the personal ID of the owner of the device.

At the end of the connection process, the status of the card on the main page of Sberbank online will automatically change. After that, the technology should work.

iPhone

How to connect Apple Pay from Sberbank to Visa or Mastercard - if you use an iPhone, then you need to:

install the Sberbank Online application;
open it;
go to the bank card page;
press the button "Connect Apple Pay" or "Connect on iPhone";
follow the instructions offered by the system;
add a card to the Wallet app.

To confirm the operation, in response to manipulations in the process of connecting the card, Sberbank sends a one-time password. It must be entered in the appropriate line.

Another way to connect to the service is as follows - you need:

enter the standard Wallet application for devices;
touch the plus sign, which is located in the upper right corner of the screen;
to link a card (both credit and debit) associated with an iTunes account, the card's security code is entered. You can also select "Add another card" and then using the camera you need to enter (take a picture with subsequent automatic recognition) data from the card form.

Apple Watch

To get started on Apple Watch, you need:

enter Sberbank Online (if there is no application, install it first) on the iPhone;
go to the card page;
press the "Connect Apple Pay" or "Connect on Apple Watch" button;
following the instructions provided by the bank service, add the card to the Wallet app on Apple Watch.

Connection to the service is possible in another way. For this you need:

open the Apple Watch app on your iPhone;
tap "Wallet and Apple Pay";
select the link "Add a credit or debit card";
to connect, the security code of the required card is entered. You can select "Add another card". Data from the card form is entered using the camera.

iPad

To connect Apple Pay on iPad you need:

open "Settings";
touch "Wallet and Apple Pay";
follow the link "Add a credit or debit card";
adding a card (credit or debit) linked to an iTunes account is done by entering its security code. You can also select the "Add another card" button. Then the card data is entered using the camera.

Terms of Use

The main purpose of the technology is to provide payment according to a simplified scheme in stores, in applications, in online stores, on websites, when touching the Touch ID of the device is enough to confirm the purchase.

This service is very convenient for those customers who have several cards. Thanks to the technology, you do not need to carry them with you, and there is no need to enter card data at the time of payment.

Apple Pay works with any payment terminals that support contactless payment, that is, accept contactless bank cards. A special icon "Buy with Apple Pay" helps to identify such devices.

Apple Pay is available at no additional charge, that is, completely free.

In the process of settlements in the terminals of stores, the connection of the used device to the Internet is not required. The process of interaction with the payment terminal is provided by contactless NFC technology.

Payment procedure through the payment terminal

How to pay with Apple Pay installed on iPhone:

launch the Wallet app;
select a card to perform the operation;
put your finger on Touch ID;
the device identifies the owner's fingerprint;
bring the device to the payment terminal;
“Done” will appear on the screen;
the device will vibrate and give a sound signal;
operation completed.

The Apple Watch billing process is as follows:

enter password;
press the side button twice;
select the required card;
rotate the device so that its display is facing the terminal;
the terminal will inform you about the payment by a sound signal.

After completing a payment transaction, always check the terminal readings. This is necessary to ensure that the transaction completed successfully.

Payments in mobile applications and on the Internet

You can pay with Apple Pay in those mobile apps and online portals marked with the "Buy with Apple Pay" icon.

After choosing a product, you should pay according to the scheme:

tap the Buy with Apple Pay icon;
check the information about the purchase being made, personal data;
On iPad, place your finger on Touch ID or double-press the side button on Apple Watch.
A check mark will appear and the text “Done” will appear. This indicates the successful completion of the payment.

Types of Sberbank cards compatible with Apple Pay

Sberbank has ensured compatibility with both the Visa and Mastercard payment systems.

Debit cards

The following types of Visa debit cards can be connected to the service:

Visa Momentum;
Visa Classic with individual design;
Visa Gold;
Visa Platinum;
Visa Infinite;
"Give Life" Visa Classic;
"Give Life" Visa Gold;
"Give life" Visa Platinum;
Aeroflot Visa Gold;
Visa Signature Aeroflot.

Apple Pay is compatible with Mastercard debit cards such as:

Mastercard Standard, including custom-designed forms;
Mastercard Standard Contactless;
Mastercard Platinum;
Mastercard Gold;
World Mastercard "Gold";
World Mastercard Elite Sberbank First;
Mastercard World Black Edition Premier;
Mastercard Standard youth card, including cards with an individual design;
Mastercard Standard Momentum.

Credit cards

Among Visa credit cards that can be connected to Apple Pay, the following stand out:

Visa Momentum;
Visa Classic;
Visa Gold;
Visa Signature;
"Give Life" Visa Classic;
"Give Life" Visa Gold;
Aeroflot Visa Classic;
Aeroflot Visa Gold.

Mastercard credit cards compatible with this technology:

Mastercard Standard;
Mastercard Gold;
Youth card Mastercard Standard;
Mastercard Credit Momentum.

Payment Security

The Apple Pay service ensures both the confidentiality of information and the financial security of users: when a card (credit or debit) is added, data about it, about its number, is not recorded on the device’s storage media, is not stored in its memory, and is not transferred to servers. Accordingly, it is simply impossible to steal the user's personal data. Even at the time of payment, the data on the card is not transferred anywhere.

The security of the contactless payment system is based on NFC technology. The range of data transfer via NFC is limited to a few centimeters, so it is almost impossible to quietly bring the reader (terminal) close to the iPad. This is the first protective barrier - physical.

However, scammers have already learned how to make non-standard readers that work at a distance of up to 80 cm. Such a compact scanner allows you to read contactless card data in any public places. A shielded wallet, or the next level of protection, cryptography helps protect against such devices. Since access to the device, including Apple Pay, is granted solely by the fact of identification of the owner's fingerprints, you should not allow anyone, including loved ones, to register their fingerprints on the device.

Another way to protect contactless payments is the EMV standard, which provides for the generation of one-time keys by a microchip at the request of the terminal. The resulting code is only suitable for one transaction. Therefore, even if they intercept it, they will no longer be able to use it to perform the next operation.

So far, no practically working EMV hacking scenario has been presented. NFC allows you to get data about a bank card, but in the absence of cryptographic keys stored by acquiring banks or payment systems, fraudulent actions are impossible. An exception is the participation in the crime of employees of these organizations.

The system provides additional protection in the form of a limit on the maximum purchase amount. If the payment amount exceeds 1,000 rubles, the equipment will ask you to enter a pin code.

An additional protective element of the service is that the connection is made in Sberbank Online, that is, on a portal with powerful protection.

The weak link in the security system of contactless payments is the quality of terminal settings of individual stores and organizations. Therefore, even when using Apple Pay, you must follow the basic rules of financial security:

do not share your PIN with anyone;
it is not recommended to register fingerprints of third parties on the device;
you need to carefully monitor which applications are installed on the device;
use an antivirus;
connect "Mobile Banking".

At the slightest suspicion of problems with bank accounts, you should immediately contact the Sberbank support service at 900.

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Now you can pay for goods and services not only with real money and a bank card, but also with a smartphone, using special payment services for this. One of these services is Apple Pay Visa Sberbank. This is a modern, very convenient, 100% safe way to pay for a variety of goods and services, both in regular stores and on the Internet.

From the very name of the service, it is easy to guess that owners of modern gadgets from, and not only smartphones, can use it. True, not all devices support this function, but only the latest models. Also, the owner of the gadget must be a client of Sberbank and a Visa card holder.

What is Apple Pay

It is a special service with which you can pay with a bank card without using it yourself. It is absolutely safe, because the card number is not stored in the phone memory and Apple servers, so it is impossible to hack and steal anything. You don't have to worry about this. The developers have made every effort to improve security. You just need to bring your smartphone to the terminal to make a payment. As for paying for goods and services on the Internet, you need to click on Touch ID. This significantly speeds up the online payment process, because you do not need to enter card details.

This is convenient for those who have a lot of plastic bank cards, for whom it is inconvenient to carry them all with them, for those who have forgotten the card at home, etc. If you pay for goods and services on the Internet, this service also allows you to significantly speed up this, because neither numbers or other bank card details do not need to be entered. Everything is guaranteed safe. In addition, additional security is guaranteed by the fact that the cards are connected on the website of the bank itself in the Sberbank Online service.

First you need to make sure that the device accurately supports this service. First of all, you need to be the owner of a gadget from the "apple corporation". If the smartphone model is on the list of those that support the service, you can connect it. To do this, you need to turn on Touch ID, and also sign in to iCloud, take your bank card to enter its data.

You must first go to the online service of Sberbank itself, go to the page of the card itself that you plan to connect, select "Connect Apple Pay", and click on this button. Next, the card is added to the special Wallet program, which is included in the gadget by default. To do this, following the instructions clearly, you will need to enter your bank card details.

How to set up Apple Pay on your phone

No need to worry about the security of your data and your money. Maximum security. This is guaranteed by the developers. You do not need to enter personal data, as well as wait for SMS with codes. No need to scan the card itself, etc. You need a minimum of information and strict adherence to instructions. The status of a bank card in the Sberbank Online service will change after this system is connected. You can connect the card in your smartphone in a different way, starting immediately with the Wallet application. You need to run it and click on the plus sign in the upper right corner and add a card following the instructions.

If use Smart watch and connect the service and the card there, you will also first need to launch Sberbank Online on your iPhone, go to the page of the card itself and press the "Connect on Apple Watch" button in the menu. Again, you will need to follow the instructions to add the card. It won't take long and you won't need to enter too much information. Immediately after connecting the card, its status will also change in the online service of Sberbank.

If you install a payment service on a tablet, you need to launch "Wallet and Apple Pay". Next, click on the "Add credit or debit card" button. According to the instructions, a new card is added, after which its status will also change in the application of Sberbank itself.

Despite the apparent complexity, everything is very simple, takes a minimum of time and is 100% safe. To begin with, you can connect a card with a small amount of money on your balance to minimize risks and make sure that everything is definitely safe.

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How to pay with Apple Pay

If you pay with Apple Pay with iPhone, you will need to bring it to the terminal while holding your finger on Touch ID. The inscription “Done” should appear on the screen of the gadget, the phone itself will vibrate and emit a short beep, notifying that the payment was successful.
Using Apple Watch, on a smart watch, you need to double-click on the button, which is located on the side. Then the watch itself is brought to the terminal and turn the display towards it. A sound signal will indicate that the payment has been successfully completed.

Which devices support Apple Pay

Since these payment systems were developed and became available relatively recently, not all Apple products support them. Therefore, before trying to register a card in the service, it is better to check whether the gadget supports all this, whether it can work with this program.

With the help of smartphones, this service can be paid in stores, in programs, as well as on the Internet. Let's find out What devices does Apple Pay work on?

Which phones (iPhones) support Apple Pay: